74 years old. Married 52 years. 3 children. 4 grandchildren. looking forward to some great-grandchildren, U.S. Navy veteran. University graduate. More than thirty years in Aerospace and Defense Industry; Contracts, Legal Affairs and Security. My portfolio is diversified. 60% Stocks. 30% Mutual Funds (open & closed) and10% Cash Sectors include Technical, Financial, Industrial, MREITS, and Oil & Gas Exploration My guiding principle.... Buy Long, focus on Dividends (early gratification) and Growth (confirmation of a good choice). I usually prefer to take my dividends in Cash because frankly, I need the income. I am a Stroke Surviver.