I'm a fee based financial advisor (http://www.jinchoi.ca) and the founder of MoneyGeek (http://www.moneygeek.ca). I have a Ph.D. in Applied Mathematics, specializing in the area of Financial Mathematics. I spent nearly 2 years working as an analyst for Shoreline West Asset Management, a top-performing fund based in Vancouver. Prior to Shoreline, I spent 8 months working for RBC, building prototype software that calculates operational risk liabilities. I'm a member of the Motley Fool CAPS, where I currently ranked in the top 1% of all participants. You can find the performance on my personal portfolio at http://www.jinchoi.ca.