No training in finances or economics. No formal training on investments either, just 20+ years trying to preserve and grow my IRAs and 401(k)s. Keen observer of human nature (25 years in business), and good quantitative and research skills (doctorate in engineering). Just inhabiting the SeekingAlpha world to learn something new about investing from those who know (so my IRA does not completely disappear), and trying to add a few useful comments along the way.
I am a sadder-but-wiser investor who, after 30 years, still tries to learn from his mistakes. I am an academic who has made a career of teaching, publishing, and grant writing. My goal is to build an estate that will give my children and grandchildren opportunities I missed as a child of the Great Depresion. Now I have about 25 stocks combined in my regular portfolio and retirement portfolio. I hold most stocks for the long term (e.g. AAPL, BRKB, GE,J KO, WFC, & HD.)I realize that some areas of the economy will expand in the future – like solar energy and experiments in oils. So I have holdings other investors might frown upon ( e.g. SCTY, SPWR, FSLR, CSIQ, and SZYM.) I was long for seven years in a few excellent energy-related MLPs (EPD, ETP, and BBEP). At the end of 2014, however, I sold all of my MLPs, even those in gas transport , but I still held half of my EPD shares for too long in 2015. Occasionally I have bought certain stocks for short periods, when they were unusually battered and sold them after gaining 33 - 40%. I have held with pleasure several solid mutual funds under the name of Fidelity Select, but do not now hold them. I am not smart enough to catch stocks at their lowest and sell them at their peak. I am a long-time customer of Fidelity and a subscriber to Motley Fool & Dividend Investor by MorningStar and Cramer – sensible, decaffeinated approaches to stock picking (okay, Cramer is caffein on steroids) . In 2013, I listened to my trusted Fidelity advisor who immediately sold all of my holdings and invested in a thoughtful combination of bonds and stocks that produced a mediocre return for five or six months . I ended this plan after I realized I could do better by focusing on strong and innovative companies in the United States. Until proven wrong I will gladly continue to manage my holdings personally, but before my death in a year or so, I plan to transfer to our children's IRAs and my wife's to a local adviser at bank a will manage their holdings for them. Seeking Alpha, surely is an outstanding website for investors of all levels. The thinking behind the website is purely democratic – small d – and I only wish I had found SA sooner. Likle, all, advice, I take it or leave it, depending on the author's integrity and reasoning.
David Sims is the managing member of RidgeHaven Capital LLC. We prefer distressed equities and value investing. The firm was established to manage wealth with an eye on fundamental value, but also an understanding of technical trends and market behavior.
David is a Certified Public Accountant and previously worked as an auditor at a Big 4 accounting firm, SEC Reporting Analyst and financial systems administrator at a small private company.
Find the Sims On Finance Investing Podcast on iTunes, Tune In Radio, and Player FM radio.
Long, contrarian investor with an emerging markets bent in terms of company domicile and main markets. Derives ideas from long experience with debt. Enjoys playing with quant metrics and massive data retrieval through R scripts.
I’m an independent financial consultant and writer, financial markets fan. I’m also an economist at ERC, the media regulatory agency in Portugal. I have more than 15 years of research experience in macroeconomics, fixed income credit and emerging markets, part of them as Head of Research at Itaú Europa and Head of Itau Group's fixed income credit research team (sell side). Also worked in capital markets at MillenniumBCP Investment Bank and been Head of Financial Institutions and International expansion at Banco Privado Atlantico Group.
Lived in Peru for a few years, hence the moniker (LLamaLima). Received some stock from my Grandpa about 20 years ago and that got me interested in investing. Have been reading and researching investing every weekday now for over 16 years. Passed the CFP exam four years ago, but don't advise for pay anymore...
I have a retirement portfolio (moderately aggressive) and a college portfolio (conservative) that I manage for my son's (see pic) education. Just started an aggressive portfolio for my next car so I can purchase in cash in hopefully 6 years. Between the three portfolios, I am invested in TIAA-CREF, mutual funds, stocks, a REIT, a MLP, a commodity fund and some foreign stocks. I trade maybe 2-3x a month.
Very interested in continuing to learn more about the markets and investing. Currently have subscriptions to Morningstar and Seeking Alpha.
OK, it's now about three years after I first started lurking around SA and one year into my retirement. Thanks to getting heavily back into the market in 2009 and jumping into the world of high div and high div growth stocks (MLPs, REITs, BDCs, CEFs, and some of the 4+% big cap div growth stocks), I can afford a few speculative trades now and then.
My timing was perfect with early to mid 2009 as a major entry point for me for 90% of my portfolio. However, my speculative trades and channel trades have not worked out so well timing wise, but I keep these trades to 5-10% of the total investment portfolio.
Currently, working on techniques to minimize risks to income from investments while minimizing the time required to maintain the stocks in the portfolio. Investment income and a pension from a high-tech company are more than enough to support my wife and I at 57 and 62 years, respectively, and we've decided not to draw social security early.
I continue to think SA is one of the best avenues around for learning and sharing about investing, and encourage everyone to always do their own DD. May one day become a contributor.
Independent retail investor. Interested mainly in acquiring solid DGI stocks for the long term, employing a smaller portion of funds to higher risk/yield securities. Occasionally employ options to enhance returns or manage risk.
Mirko Consalvi (Founder and Owner of wikireturn.wordpress.com)
I am italian independent investor and living in Rome.
I have a strong interest in tactical strategies, and have developed quantitative investment methods through rigorous backtesting and numerical analysis.
I try to carefully trade weekly & monthly stock options with expertise in mining companies & traditional manufacturers. Speak & write fluent Portuguese and speak good Spanish. Resided twice in Brazil and once on Guam Island. Employed at the same large foreign-owned Distribution Center the past 15 years & completely 100% Pro-NAFTA. Smart individual investing is the preferred solution to improving one's economic future, as opposed to vast & vague government handouts. Seeking Alpha is the #1 best financial blog because of honest opinions & superb organization.