Gardener

80 Billion Dollars!

Thanks Roger. As with most retail advice such as Swedroe peddles the talk is all too simplistic but it is also a one shoe fits all approach. 60/40, buy and hold, etc do not take into account our individual needs. I have no interest in matching or beating an equity index and I'm not sure why there is this American obsession with equities in general. I do feel as though this canned advice that so many of these book writers publish does not serve most of their readers.