Recent Monthly Adjustable Mortgage Reset Values and a Look Ahead [View article]
To refine what Willjrd said, I think it accurate to describe what happened as mortgage refi's postponing the day of reckoning for maxed-out credit card borrowers. The mortgage refi wave of the last 3 years transmuted what should have been a consumer retail debt crisis into a real estate crisis.
The way for the small retail investor to profit from this is to buy a good house next year. If you choose well your house will have lots of appreciation built in for the next real estate cycle and those $100,000+ equity boosts are usually more profit than us small investors manage to ever squeeze out of our stocks and mutual funds in retirement accounts...
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To refine what Willjrd said, I think it accurate to describe what happened as mortgage refi's postponing the day of reckoning for maxed-out credit card borrowers. The mortgage refi wave of the last 3 years transmuted what should have been a consumer retail debt crisis into a real estate crisis.
Aug 20 11:02 am
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All Comments by Malkiel »Recent Monthly Adjustable Mortgage Reset Values and a Look Ahead [View article]
The way for the small retail investor to profit from this is to buy a good house next year. If you choose well your house will have lots of appreciation built in for the next real estate cycle and those $100,000+ equity boosts are usually more profit than us small investors manage to ever squeeze out of our stocks and mutual funds in retirement accounts...