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Sonia

Sonia
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  • Lanny's Recent Purchase - Johnson & Johnson [View article]
    My 1 year old great-grandson's college account now has Disney, T, PG, and this year's birthday gift, JNJ - core holdings. Buy quality stocks and reinvest the dividends. You'll be very glad you did!
    Apr 26, 2015. 02:27 PM | 4 Likes Like |Link to Comment
  • The New Global Warning Sign That Every Investor Should Understand [View article]
    "Be fearful when others are greedy..." Bonds pay nothing, and it's getting harder and harder to find stocks at reasonable P/E's to invest in now. So easy to believe that when shares of ordinary companies with no particular catalyst are selling at 25 or more years earnings they must be worth it, because the market says so. Hmmm... It may be time to put away a little cash.
    Apr 25, 2015. 12:37 PM | Likes Like |Link to Comment
  • Shedding Light On Why I Bought Royal Dutch Shell [View article]
    You get a credit on your Federal income tax form for the overseas tax paid on RDS.A, but don't put it in a Roth or a child's college account with dividend income of less than 1K and therefore not taxed. RDS.B is straightforward.
    Apr 4, 2015. 09:37 PM | Likes Like |Link to Comment
  • Amnesty International: Shell, Eni making no progress on Nigeria oil spills [View news story]
    Spills are out of control because again and again and again, locals break into the pipelines to steal oil. From what I've read, some oil companies have shut down operations in Nigeria rather than put up with it. Now, of course, it's all their fault!
    Mar 19, 2015. 12:47 PM | 7 Likes Like |Link to Comment
  • James Altucher: Why The Stock Market Is A Sucker's Game Right Now (And What Stocks I Own) [View article]
    True. My First, Second, and Third Parish Registers of Belize sell on Amazon and Barnes & Noble at the publisher's price - then someone buys them and lists them at two or three times that price. James is not responsible for the prices resellers put on his books.
    Mar 6, 2015. 10:05 AM | Likes Like |Link to Comment
  • Kinder Morgan: Has The Worm Turned Once Again? [View article]
    The lines my late father-in-law built were underground - he had machines and men to do the digging. Valves and sensors control the flow of oil, and can stop the flow if there is a breach in the line, limiting the amount that can be released into the environment. Far safer than tank cars running on tracks that can be sabotaged too easily!
    Mar 6, 2015. 09:39 AM | 3 Likes Like |Link to Comment
  • Kinder Morgan: Has The Worm Turned Once Again? [View article]
    Back in the 1920's and '30's, my late father-in-law was a pipeline engineer. Oil and gas are still flowing across this country through the pipelines he built. Train tracks and tank cars are 100% more vulnerable to terrorism than pipelines deep buried underground. Obama won't be in office forever. Sooner or later the Keystone will be built because it's the safest, most efficient way to transport oil. I have a small stake in KMI and plan to buy more.
    Mar 4, 2015. 08:47 PM | 5 Likes Like |Link to Comment
  • Your Biggest Risk In The Market May Not Be What You Think [View article]
    If you sell, the tax collector takes a minimum of 15% + State tax of long term gains or 28% + State tax of your short term gains. You also lose the dividends you would have received on the stocks you sold. So the market has to drop far below an 8-10% correction before you can buy back the stocks you had. And when the bottom comes, will you be certain that it is the bottom, and have the courage to buy back in?
    Feb 28, 2015. 04:11 PM | 1 Like Like |Link to Comment
  • Why Retirees Should Never Invest In Annuities [View article]
    I have annuities purchased many years ago, and wish we'd never bought them. Taking money out means paying 33% tax, 28% federal + 5% state. If the annuities are in my estate when I die, my children lose 33% of the gain to taxation. Tax on dividends is 15% federal + 5% state, and dividends increase over time. Worse, when an annuity matures the company offers a lower rate on renewal - last year an annuity rolled over at 3%. I'm stuck. If I cash out I pay big bucks in taxes, but leaving the money in a vehicle in which the gain is limited to 3% annually which will eventually be taxed at 33%... Yuk! I'd rather buy T paying 5.5%, taxed a total of 20%, with an expectation of dividend increases and some modest cap gains over the years - and no tax for my children to pay on the gains when I die, as my estate will be under the taxable limit. So - no, I don't like annuities!
    Feb 25, 2015. 09:27 PM | 3 Likes Like |Link to Comment
  • Accumulate AT&T Shares While No One Is Paying Attention [View article]
    Good article - thanks! I have a bunch of T and will buy more. As a retiree, I love that safe, reliable dividend!
    Feb 25, 2015. 03:23 PM | 3 Likes Like |Link to Comment
  • Why This Johnson & Johnson Investor Is Concerned [View article]
    Remember that if you sell you have to pay a minimum of 15% Federal capital gains tax plus State tax - in my state, 5%. If I sell, not only 20% of long term gains but all future dividends on the shares that went to pay the tax collector are lost forever. What can you buy with your original investment + 80% of long term gains that will do as well or better than holding JNJ over the next few years? Share price will go up and go down with the market, but over time, increase. JNJ is a lifetime holding - the shares will be in my estate and go to our children tax free when I depart this earth.
    Nov 7, 2014. 09:37 AM | 5 Likes Like |Link to Comment
  • Sears Layoffs Top 6,000, Closing Over 110 Outlets [View article]
    There are so many quality stocks to invest in. Sears used to have quality merchandise - now, not much. Why gamble with your money?
    Oct 25, 2014. 02:58 PM | 2 Likes Like |Link to Comment
  • Procter & Gamble Looks Very Expensive [View article]
    PG is a Steady Eddie, bought for reliable, slow growth and an annually increasing dividend - there's no catalyst for explosive growth or reason for a price collapse. It's fully valued now, but a great stock to buy when naysayers call it a dog - remember a couple of years ago, when it was down near 60? PG is our single biggest holding (2nd, JNJ, 3rd, Apple, 4th, T.) The dividends are paying for our grandchildren's college tuition. If PG goes down, buy more!
    Oct 16, 2014. 09:24 PM | 4 Likes Like |Link to Comment
  • Royal Dutch Shell Is A Buy [View article]
    I have RDS.A and B. The dividend is the same for both, but the A pays a little better because the stock is normally a little lower priced because of the 15% tax withholding. I get the 15% back in its entirety as a credit on my tax return each year. So long as the A is held outside an IRA, when you couldn't get the 15% back, I believe the A is a slightly better deal. But both are good!


    Sep 28, 2014. 12:10 PM | 2 Likes Like |Link to Comment
  • Why Procter & Gamble Could Outperform This Sub-Industry Peer [View article]
    When PG goes down, buy more! Of course EL has a lower cost of goods sold, because cosmetics are cheap to manufacture and have very high markups. But there is infinitely more demand for PG's toothpaste, diapers, and detergent than for Estee's overpriced face creams - and PG undercuts Estee with modestly priced cosmetics in their Olay line.
    Aug 22, 2014. 08:21 PM | 6 Likes Like |Link to Comment
COMMENTS STATS
378 Comments
853 Likes