Just retired Regional V.P. of a multiple-billion dollar company...just getting started in investing, as my husband was the stock investor prior to his becoming ill, i invested in real estate. Now i have decided to take the dividend route for most of the portfolio as the income is needed for living purposes. Naturally, I want to at least preserve the original principal. I am a complete novice but am soaking up the articles and comments, even though some of the terms are new to my vocabulary. I appreciate the knowledge/ opinions which people take the time to share. Thanks.