CPA and investor for over 40 years. Retired in early 2014 after 35 years in the retail industry with various firms as CFO, controller, and administrator. Have been building a dividend growth portfolio since 2011, but with so many stocks overvalued, it is still a work in process. BSBA from Boston University, MST from Bentley College.
Early Retiree (in 2013 at age 48) living in Costa Rica. My goal is to generate income from dividend stocks to cover 50% of annual expenses. The remaining 50% is from cash and cash equivalents. I use a "three bucket" strategy. Admittedly, when I started my career of managing my personal investments I chased yield. It was 2012 and everything worked. Over time I have become more conservative, however, I am still targeting a 6% overall portfolio yield from dividend stocks. I use the tactics of Cash Secured Puts and Covered Calls to boost income with a goal of 10%. I also use the tactics of a 25% trailing stop and position sizing of 4% to limit risk.
Bob is retired from a career in law enforcement including more than 20 years as an instructor of Investigative Interviewing. He is a Dividend Growth investor using dividend yield from low beta stocks for income and preservation of capital. Bob has self managed his portfolio since early in 2011. He hopes to encourage discussion among those already in retirement and receiving income from their portfolios.
My curent portfolio is available here:
I believe that everyone needs a portfolio business plan.
Here's a copy of ours:: http://seekingalpha.com/article/2426965-our-retirement-portfolio-business-plan-legacy-edition-part-two
A list of Dividend Growth Safety Superstars for the past decade is available here: http://seekingalpha.com/article/2255863-a-review-of-the-dividend-safety-superstars
Any opinion(s) expressed in any form by me at Seeking Alpha and/or related websites are strictly my own personal views and ideas. They should never be considered advice of any kind, nor considered to be professional opinions.
You should always seek advice from a qualified professional before embarking upon any plan of trading or investing.
All the Best!
My stock portfolio is most about trying to capture tiny slices of ownership in the dominant publically traded companies in the world (in most sectors and industries) and not overpaying for that little piece of future earnings. I want to pay at most fair-valuation (although sometimes I try for bargain prices) as long the company appears solid and I think the company will be around 10 years and more. That is what I found produce the best total returns. I am mostly focussed on mature companies that pay dividends, but I do make exceptions, for leading companies in some industries - even if their dividend yield is low. I appreciate diversification and risk-management by not putting too much cash into each stock.
My portfolio has a spreadsheet on http://tiny.cc/tarkin