The Tall Guy

50% Returns, No Risk?

The match only comes in the first month!
What about the next 5, 10, 20+ years? Still money market accounts? That's fairly ridiculous. Also, why treat an asset that your received a great initial return on any differently than any other assets? Shouldn't your long-term allocation be determined by things like your time horizon, risk tolerance and (most importantly) the returns you need to reach your goals - rather than the return you received in the first month?