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The reason the 'demand for housing' is on the sideline is simple.
Sep 08 09:43 am
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All Comments by South Bay »Currency Market Predicts Bailout Is the End of the Credit and Housing Crunch [View article]
Joe Sixpack can not qualify for a fully amortized loan payment - he never could. You can not give him a 100% loan - he does not have the money skill set to handle home ownership.