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Aren't We All Unwitting Participants in Ponzi-Like Schemes?

Hats off to this author, Devin Hobbes, and to the five subsequent commentators. You are all correct. (Superb seasonal Wallstreet doggerel, wmbanza17. Thanks.)
If we are to do anything to correct this flaw, it has to start with ourselves and avoid involvement in investments that are exploiting others as well as investments in which we ourselves will be exploited.
Which ones are they?