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AMLP, CL, CLX, CPB, DEO, DUK, EPD, GIS, GLD, HYG, JNJ, KMB, KMP, KO, LEG, LQD, MCD, OKS, PAA, PEP, PG, T, VZ
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  • Kinder Morgan: The Cat Is Officially Out Of The Bag [View article]
    Maybe a silly question, but is Kinder Morgan of Canada a different company / stock than KMI ?
    Mar 27, 2015. 01:35 PM | Likes Like |Link to Comment
  • VWINX Is The Only Retirement Fund You Need, Unless You Expect Solid Returns [View article]
    Smart IMO
    Mar 2, 2015. 02:09 PM | Likes Like |Link to Comment
  • Project $3 Million Dividend Results - Objectives [View article]
    maybenot,

    I used Morningstar for VZ & MO.

    I used Reuters website for HCN which indicates Fitch's BBB rating for HCN.

    I haven't used S&P.

    Mostly curious about how others react, if at all, when it's discovered that a current holding has a BBB rating. In the case of VZ & MO I personally would do nothing, take a wait and see approach as Chowder indicated.

    However, with HCN being a light position for me and holding an equally light position in HCP, I'm inclined to swap my HCN for HCP which is BBB+, has a lower PE, lower Beta, Higher Div Yld...

    I would certainly consider Credit Rating as part of my screen for new positions or additions to existing positions.

    Thanks
    Jan 24, 2015. 05:02 PM | 2 Likes Like |Link to Comment
  • Project $3 Million Dividend Results - Objectives [View article]
    Credit Rating question - I was updating one of my spreadsheets and found that VZ, HCN & MO currently have BBB ratings.

    Do you start to average out of positions that have BBB ratings or ???

    Since we both own these companies and I am an avid Chowder follower - who better to ask?

    Thanks for your help.
    Jan 23, 2015. 06:19 PM | 1 Like Like |Link to Comment
  • Clorox: Cleaning Out The Portfolio [View article]
    Did they cut the dividend? No? Oh! ok, I'm still long.

    Guess I'll go cut the grass.

    :)
    Sep 27, 2014. 02:00 PM | 2 Likes Like |Link to Comment
  • Retirees, The S&P 500 And Cash Are All You Need [View article]
    I use Bond Ladders and would consider CD Ladders.
    Sep 25, 2014. 01:19 PM | Likes Like |Link to Comment
  • A Dividend Growth Portfolio For New Investors And Retirees Yielding 4.3%, Part 2 [View article]
    I like this article and what you are sharing with the rest of us.

    I own all of the stocks (+20 others) you mention, except LMT.

    I have a full position in JNJ and a "starter" position in AZN for what it's worth. I will watch AZN and either add to it or remove it. I buy "starter" positions in some of the companies I'm interested in to make myself focus more on them, e.g. the comments above on AZN really catch my attention since I added a bit of it to my portfolio.

    I still hold MLPs in my IRA to include KMP & associated KMR & KMI. Not enough to be overly concerned with the KMI restructuring deal though.

    Anyway - Thanks for sharing.

    Looking forward to your next article.
    Aug 19, 2014. 01:51 PM | 1 Like Like |Link to Comment
  • Leggett & Platt: It's Time To Sell This Dividend Aristocrat [View article]
    What happens to the dividend yield if the share price goes down? Rhetorical question, but something to consider.

    I just turn off dividend re-investment when the share price is at or greater than fair value & turn it back on when share price is below fair value.

    Collecting dividends through ups & downs in share price and staying with a well managed, investor friendly company seems to be easiest for me.

    Trying to increase income more than portfolio NAV.
    Jun 10, 2014. 01:35 PM | Likes Like |Link to Comment
  • Are Any High Quality Companies Decently Valued At The Moment? [View article]
    I do something similar, but maybe slower since I'm fully invested and need to maintain a bucket of cash for IRA withdrawals.

    Basically - reinvest dividends if 4 stars at M* and don't reinvest if 3 stars or less. Check my stocks once every month or so. Pretty simple.

    Note: I've never seen 5 stars :)

    Kudos to DVK for these great articles BTW.
    Apr 28, 2014. 02:16 PM | 1 Like Like |Link to Comment
  • Kinder Morgan Energy Partners: I Will Not Stop Buying [View article]
    Long KMP, KMI, KMR, KO... all in an IRA - collecting some dividends in cash, reinvesting some dividends (compounding & double compounding) increasing Yield on Cost - I don't fret over K-1's...
    Apr 10, 2014. 03:56 PM | 1 Like Like |Link to Comment
  • Blue Chip Stocks Yielding Over 4% Today [View article]
    "There is no Canadian withholding of taxes on regular IRAs or Roth IRAs..."

    "The account you hold the securities in should be properly registered as a Roth IRA."

    "I have had no issues at all with my Canadian dividends paid to my IRA at Vanguard."

    Bob,

    Can you clarify, from your perspective, whether or not these holdings must be in a "Roth IRA" or are Traditional and Roth IRAs both exempt from the tax withholding?

    Thank you very much.
    Dec 11, 2013. 01:19 PM | Likes Like |Link to Comment
  • When Bonds Are Better Than Dividend Stocks (And Vice Versa) [View article]
    For 5 to 7 years of income + the Sleep Well At Night (SWAN) consideration, a bond ladder seems very appropriate vs. say a Money Market in an IRA. This could also help one worry less about market ups and downs even if you're focus is on dividends / dividend growth for income.

    It's hard not to peak at your portfolios NAV. and it's hard not to experience fear in some circumstances, especially if you forget to turn the TV off. :)

    Great article BTW.
    Nov 19, 2013. 03:33 PM | 2 Likes Like |Link to Comment
  • Can Plains All American Pipeline Be The New Kinder Morgan Energy Partners? [View article]
    Long KMP, KMR, KMI, EPD, OKS.

    Is there an KMR equivalent for PAA?

    Also, IFTreasury Yields rise, would that somehow have a negative effect MLPs, REITS, Utilities?
    Oct 19, 2013. 02:24 PM | 1 Like Like |Link to Comment
  • Retirees: Should You Consider A Dividend Growth Income Index? [View article]
    Thank you Be Here Now - This caught my eye -

    BSCH - ..."designed to represent the performance of a held-to-maturity portfolio of U.S. dollar-denominated investment-grade corporate bonds"...

    BSJG - ..."designed to represent the performance of a held-to-maturity portfolio "...

    When I had a larger portion of my portfolio in bonds, I built Bond Ladders using BBB+ to AAA rated Corporate Bonds and always held-to-maturity. I have considered building new ladders, even with the lower coupon payments, but am a bit frustrated with Fed intervention and the distortion effects on coupon rates.

    I remember reading about Guggenheim BulletShares (BSCH) and thought it sounded like a good place for cash - much better than Money Market. I appreciate the memory jog on that one.

    IBDB also looks good.

    Do you have a favorite or do you put equal amounts in each ...? Just curious.

    Appreciate the ideas.
    Oct 17, 2013. 03:33 PM | Likes Like |Link to Comment
  • Retirees: Should You Consider A Dividend Growth Income Index? [View article]
    PendragonY -

    7 years is excessive compared to the norm, i.e. based on what I've read in the past..

    I factored in SS income & a couple of small pensions (thought it, but didn't write it above). This reduces the dollars that I need to withdraw from my IRA.

    I wrote above - "I keep 7 years of expenses in cash.".

    I should have said I keep 7 years of IRA withdrawals in cash.

    I use SS, 2 small pensions + what I need to withdraw in addition, from my IRA to cover expenses.

    This is still probably too much cash to keep on hand, but I'll tell you, I sleep really well + I don't worry so much about moving out of bonds and into investments that carry more risk.

    If the sky falls and bargains abound, I have a choice of whether to buy (thinking 2008 / 2009) or continue to hold the cash. In the past I was always close to 100% invested and never had any dry powder to take advantage of those most opportune times. That made me nervous.

    I hear and appreciate the message about losing money to inflation by keeping money in cash. I have been thinking about a good safe, liquid place to put this money, that can at least keep up with inflation. I haven't figured that out yet, so I'm open to suggestions.

    Thanks
    Oct 16, 2013. 08:07 PM | Likes Like |Link to Comment
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