Young and Wide Eyed, with a good foundation: My folks taught me to save a percentage of what I earn from a young age. They were not sophisticated enough to learn about stocks, and stuck to what they knew: Real Estate. After watching their situation for my life, I have decided that Real estate is a tough way to earn passive income. Before looking into stocks (my preferred investment vehicle), I developed what I have since learned is a dividend strategy. By now, I have learned enough to commit to Dividend Payers and Growers as a Strategy. I Began investing too late to get in off the 2009 crash, and I seem to have made every mistake in the book, including the golden rule to learn from others' mistakes. For all that, I think I have weathered the storm in a reasonable manner, and the paper losses I have incurred to date were still cheaper than a proper education on investing. With the decisions that I hope to be the worst behind me, I now look ahead to a refined Dividend Growth Strategy.