Seeking Alpha

all4mochas

all4mochas
Send Message
View as an RSS Feed
View all4mochas' Comments BY TICKER:
Latest  |  Highest rated
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Kevin, I've read some of Gordon's books. Started with mutual funds years ago when he published his yearly guide, it was simple then. Do you know if he's written anything on estate planning, or of another good author for that info? Barb
    Jun 9 08:26 AM | Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Timmies, i'm trying to figure out why the TFSA over the RRSP? I always consider the TFSA to be the better choice, because I don't expect to be in a lower tax bracket upon retirement, but suspect your answer has more reasoning behind it than that. Please help.
    Jun 8 09:51 AM | Likes Like |Link to Comment
  • Our Retirement Income Business Plan - The Legacy Addition [View article]
    Guess my memory is not as good as i'd like, lol, but Wow, only ten, I'll tell him he's behind. haha
    Jun 1 05:59 PM | 1 Like Like |Link to Comment
  • Our Retirement Income Business Plan - The Legacy Addition [View article]
    Bob, This article couldn't have come a better time for me. Each summer I force my kids to do something "educational" for 1 hr per day. This summer I had already decided on DGI as the topic, but wasn't sure how I was going to teach it. Then came this article. The detail included provides the lesson plan. My son is definitely interested as I have been sharing with him stories over the past six months from SA. One comment I read to him (I think from mbkelly) talked about starting with money from a paper route, which got my sons attention in a big way. That comment showed him he wasn't to young, (he's 15). I hope by the end of the summer we have a family plan for both of us to follow. Thanks again!
    Jun 1 05:09 PM | 3 Likes Like |Link to Comment
  • Our Retirement Income Business Plan - The Legacy Addition [View article]
    My mom set up a trust. It was one of the best gifts she ever gave us. The heirs to her estate live in 3 different states and I'm in a different country. The trust gave us the time to sort things out at our own pace without having to rush. The will was a pour over will, which moved all assets outside the trust into the trust upon death. Easy as can be at an obviously stressful time. Lots of people think if they don't have a significant net worth a trust isn't necessary, but that's not always the case.
    Jun 1 04:52 PM | 4 Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Kevin,
    Glad you had a good experience at our new hospital. I have not had occasion to visit there, but hear nothing but good reviews. I agree that some things do seem to be improving. You maybe aware there was a large-scale survey done here a few years ago, and I think many were surprised by the discontent it showed. One official commented "we didn't know it was so bad, we thought it was just a vocal minority". I thought that summed it up perfectly. I also think Deb Matthews is doing a good job under trying circumstances.

    My daughters injury was unusual, she really needed a specialist for wrists, like we found at the Hand and Upper Limb Clinic. That's all they do, and they are amazing, the dr. there correctly diagnosed her in minutes, because to him it wasn't unusual.


    I appreciate all the great work those in our medical community do, especially under difficult circumstances, and I am grateful for all those who strive to make improvements, like yourself.

    As I said to Timmies, Niagara is a fantastic area, though we do try to keep it a secret, we don't want your traffic!
    May 26 01:29 PM | 1 Like Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Timmies,

    Your response to me confused me, until I read your comment to BoomBoom. I apologize for not being clearer. When I said "journey" I was not referring to the actual trip to London. The Hand and Upper Limb clinic at St. Josephs was a Godsend, and I will always be grateful for the care she received there. I was referring to the actual process of getting that referral, which took 18 months, with my daughter swallowing ibuprofen like it was candy the entire time. I am not trying to be over dramatic, we have a great life, but it was hard, as a parent, to see your child in pain, even if it's not life-threatening and not be able to do anything about it. My apologies if my emotions come through too strongly.

    However, I have the means and ability to travel, not everyone can drive repeatedly to the GTA or London for basic care. The 2011 census indicates that over 400,000 people live in the Niagara region, while small compared to the GTA, that number is not insignificant. Furthermore, I am not even talking about seeing a specialist, I agree not every specialist will be in every area. I am talking about basic services. Lots of people I know can't get a family doctor because nobody is taking patients, they use walk-in clinics for everything or the emergency room, several months for an MRI, mental health counseling, the list is endless.

    I have lived in both countries and thus have experience in both systems. Each has it's good and bad points, and many of the problems are the same. I have hundreds of relatives in the US, some have always had good plans, some had no plans. I am fully aware of what it means to have no coverage, and it's why I support universal health care.

    Many readers of SA are in the US, and I know from talking to relatives that the mis-information from both sides of the political aisle is counter-productive to achieving a viable health care system. I guess I just wanted to say no system is perfect, work needs to be done.

    As for doctors not wanting to live in Niagara they are missing out on a good thing. The natural beauty of the area and the fantastic wineries make for a great lifestyle.
    May 26 12:59 PM | 3 Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Kevin,
    I am glad you have had a good experience with our medical system. Could you please use your contacts/influence to send services down to the Niagara region?

    I am a firm believer in universal health care, but yet I am infuriated with the wait times and lack of services in our area. Around here the joke is health care is free if you live long enough to get it.

    It took two years for wrist surgery for my daughter, thankfully we finally found an excellent surgeon in London, Ont. Yes, it was amazing that all care, from the first appointment, thru all tests, surgery, follow-up and therapy were covered. But the journey to get to that point was awful, I remember the day 18 months into the process when I finally broke down in frustration because I couldn't get her help. Finally, we had the referral we needed, but it was another 6 months before he could see her.

    My family doctor is excellent, I have friends in the medical community who are hardworking and amazing in their fields, but they all tell you- get out of the region if you need real help.

    I have relatives in Toronto (also with contacts) who have the same experience as you - they struggle with the concept that it's not consistent throughout Ontario.

    Again, universal health care is something I believe in, and am willing to pay for. I believe that all people are should have health care. But I caution my friends/relatives in the US that our system is not a panacea, that problems still exist, as in any system,
    May 26 08:41 AM | 6 Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Matthew,
    Thanks for the ideas. I already own Manulife (a holdover from my financial advisor). I will look into the others.
    May 23 12:46 PM | Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Chuck,
    Great article, great comments, hope this is not your only article on Canadian stocks. It was nice to see several companies I own featured, and it's given me lots more to research.
    Thanks
    May 23 11:57 AM | Likes Like |Link to Comment
  • 11 Attractive Canadian Dividend Growth Stocks To Buy Now [View article]
    Matthew,
    Any company's in particular you would recommend for further investigation?
    May 23 06:43 AM | Likes Like |Link to Comment
  • 10 Stocks To Buy Now: Be Cautious - But Don't Panic: Part 2 [View article]
    Thanks, that clears things up.
    Also, I love the addition of the S&P credit rating to Fast Graphs!
    Thanks for all you do!
    May 21 02:43 PM | 1 Like Like |Link to Comment
  • 10 Stocks To Buy Now: Be Cautious - But Don't Panic: Part 2 [View article]
    Chuck,

    I have a further question re: P/E of the S&P

    In the text directly above the S&P graph you state "the S&P 500's normal P/E range of 14 to 16", yet when I look at the graph it shows the normal P/E ratio at 19.3, please help me understand what I am missing.

    Thanks
    May 21 01:30 PM | Likes Like |Link to Comment
  • What If My Stocks Crash And Burn? Part 1 [View article]
    BoomBoom,
    Thanks.
    I am probably over thinking my retirement planning. We're hoping to be snowbirds in retirement, and as I hate paying the exchange rate, I've been kicking around the idea of structuring my portfolio to generate a certain amount of US$. I was just curious if anybody else did this, and what things I am overlooking that I should be considering as well
    Apr 15 07:59 AM | Likes Like |Link to Comment
  • What If My Stocks Crash And Burn? Part 1 [View article]
    oops, should have said "portfolio mix, " not "portfolio mis" . think i need another coffee.
    Apr 14 08:49 AM | Likes Like |Link to Comment
COMMENTS STATS
105 Comments
75 Likes