Our family finances have focused on growth through the use of mutual funds. Now we are on a path to convert from a growth to an income strategy as we approach retirement in 4 years. US Stocks; BAC, BP, CVX, ED, GE, GIS, GM, JPM, KMI, KO, MCD, PM, RTN, KO, PEP, PG, JNJ, XOM Canadian Stocks: ADW.A, ACO..X, BBD.B, BCE, CM. CU, CNQ, CVE, EMA, ENB, FTS FTT, IPL, L, MBT, MFC, RCI.B, SJR.B. , SU, QSR, TRB
Roger Conrad needs no introduction to individual and professional investors, many of whom have profited from his decades of experience uncovering the best dividend-paying stocks for accumulating sustainable wealth.
Roger Conrad founded and ran the Utility Forecaster and Canadian Edge newsletters before leaving to form his own publishing company, Capitalist Times (www.CapitalistTimes.com). During his almost 30-year tenure at Utility Forecaster, Hulbert Financial Digest routinely ranked the publication as one of the best investment newsletters.
His new publication, Conrad’s Utility Investor (www.ConradsUtilityInvestor.com), continues his in-depth coverage and analysis of more than 200 essential-services stocks, primarily utilities and telecoms. Roger Conrad is also an expert on master limited partnerships (MLP) and the Canadian energy sector, which he covers for Energy & Income Advisor (www.EnergyAndIncomeAdvisor.com).
He’s also an independent trustee of Miller/Howard High Income Equity Fund and the author of Power Hungry: Strategic Investing in Telecommunications, Utilities and Other Essential Services. Although he spends a good deal of time in front of a Bloomberg terminal or reading 10-K and 10-Q reports, he’s also an avid outdoorsman and baseball fan.
The masthead may have changed, but readers can count on Roger to deliver the same high-quality analysis and rational assessment of the best dividend-paying utilities, MLPs and dividend-paying Canadian energy names.
One of the many things that makes human beings so interesting is the variety of hobbies we engage in, from Pooktre art to taphophilia, to carving eggshells. One of the potentially more profitable hobbies -- if done the right way -- is stock market investing, which is my primary hobby. Investing in stocks can be highly rewarding -- or excruciatingly costly and painful. As Warren Buffett, the world’s most successful value investor, once said, “Investing is simple, but not easy.”
It is not easy because we humans seem to have an innate desire to complicate it. Being capable of opening a discount brokerage account and executing our own trades is not the same as being able to effectively manage an investment portfolio. But it’s not that difficult. I manage my family’s investment portfolio. To help me do so, I spend a lot of time researching a plethora of investment topics, from behavioral finance to the MD&A's of potential investment candidates. I decided to record some of this research by writing articles for Seeking Alpha. I have been a daily reader of Seeking Alpha for as long as I can remember. The breadth and depth of authors represents an effective way to benefit from the “wisdom of the crowd.”
I also find that the comments from experienced, savvy readers can be as enlightening as the articles themselves. I have bachelor and master of engineering degrees and an MBA degree. I worked for more than 25 years in daily contact with global equities analysts as Vice President Investor Relations for five different leading companies. If interested, further information can be found on LinkedIn at https://www.linkedin.com/in/johnrlawlor?trk=nav_responsive_tab_profile
I am a Canadian undergraduate business student with a keen interest in capital markets. I work for an undergraduate investment fund that manages a portfolio of $100,000 in AUM, investing in North American securities. I also manage a personal portfolio of North Amercian Equities.
I am a private investor with a value orientation. By that, I mean I like to buy great companies at prices lower than their intrinsic values. Great companies are ones that produce consistent positive cash flows and will continue to do that for the foreseeable future due to things like strong brands, sustainable competitive advantages, long-term customer contracts, etc. Low prices means things like low price to book (below 1x) or low price to cash flow (below 6x). Sometimes I will pay a bit more for a great company or sometimes I will buy a mediocre company if it is trading very cheap. I like dividend-paying stocks but it's not a show-stopper if they don't pay a dividend.
I am a big fan of some of the great value investors of all time such as Warren Buffett, Prem Watsa, John Templeton, Peter Cundill, Charles Brandes, Francis Chou, etc. I allocate a significant portion of my portfolio to these guys as I am not arrogant enough to believe that I can outperform them on my own. However, I do manage 20 - 30% of my portfolio on my own through individual stock picking.
I have an undergraduate degree in Mathematics and a masters degree in Finance. I read a lot about investing and would consider it one of my main passions. I also like sports and travelling. I own a billboard advertising company that I started in 2003, which is my main source of income.
I am a personal finance and investing blogger. A software designer by profession, I have a passion for economics, business, finance and investing. My personal financial goals are to generate enough passive income to fund my retirement, and along the journey - share my experiences and help the readers.
I'm a tech professional who seeks out stocks with asymmetric risk/reward profiles, primarily in the biotech and tech sectors. I often take medium-term positions in risky contrarian markets with the expectation of large time-averaged gains from these special situations. I'm always looking for an undervalued opportunity, even if it's long term, regardless of market cap. I also follow and comment on commodities and demographics.
I'm old--not that old--- with a diverse background and mentally sharper than a marble, IE, providing the marble is in one piece..
Retired from a Fortune 500 company with over 40 years investing experience, but still manage to learn something new or different most every day.
I am an individual securities analyst who seeks for value on the Toronto Stock Exchange (TSX), as well as on the NYSE and NASDAQ exchanges. I am a firm follower of Warren Buffett and his philosophy of investing for the long-term in wonderful businesses with a durable competitive advantage. I am always on the lookout for fantastic businesses priced at a discount to their intrinsic value, from gems hidden in the TSX, to the hottest blue chips on the NYSE. Join me and I will help you find alpha. Portfolio: ATD.B, QSR, AAPL, DIS, TD, TU, SJR, SU, CNI, L, MFC, AVO, CTC.A
We believe there is always an opportunity to be doing the right thing in the stock market. There is never a "good" or "bad" time to be invested. It is all about perspective and maintaining a long-term view while acting in the present.
Having capitalized on the turbulence of the past few years going back to the crisis, we remain poised to continue to succeed. Whichever way the market goes, we are prepared.
In the US, I am currently fully long: JNJ, UNP, CSCO, MSFT, ORCL, TROW, ADM and MGNA
In Germany, I am currently fully long: BASF, Munich Re and Henkel
In France, I am long ENGI
In the UK, I have full positions in BHP, RDSB, Unilever.
Mark Bern (formerly K202) intends to continue writing solo and has shed other work-related relationships that required anonymity.
CPA since 1990 a CFA charter holder since 2000. He has a bachelors degree in Business Admin. with a concentration in Economics. His experience includes both private and public sector and careers in accounting, financial and market analysis, product development, transportation services and investment management.
Retired Pharmacist. Call me Rose. Nose= Knows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards.
My 83 stock portfolio is listed here by sector, largest holding by value is listed first.
Consumer Defensive: KO, PM, GIS, MO, TGT, KMB, DEO, PG, PEP, MDLZ, CLX, CL, KHC, HSY, UL.
Consumer Cyclical: MCD, SBUX, GPC, NKE, HAS, MAT, VFC, HOG, HD
Healthcare: JNJ, ABBV, CVS, AMGN, CAH, BDX
Healthcare eREITs : OHI, VTR, HCP, HCN, NHI, CCP.
Energy: XOM, CVX, OXY, VLO,
Tech: AAPL, ADP, CSCO
Tech eREIT: DLR
Industrial: BA, UNP, MMM, CMI, CAT, GWW, NSC, LMT.
Industrial eREIT: STAG
Financial: TROW, MA, V, WFC, MET
Other eReits: WPC, O, XLP, UBA, STWD ,WPG
REIT Hotel: CLDT
mREIT: ARI (very very small position) and NRZ (also small)
BDCs: MAIN, PNNT, HTGC, ARCC, NEWT (small)
Telecom: VZ and T
Utility: SO, XEL, WEC, D, MGEE, DNP, CNP, LNT, FE
DNP is a CEF which predominately holds Utilities.
I'm a self-directed investor who shares my experience in investing. I read, learn, and apply every day.
I write about value & dividend investing from the perspective of a Canadian. I invest in individual stocks on the US stock exchanges and the Toronto Stock Exchange.
As I write, I reflect on my own actions and results, which is an amazing exercise. I encourage individual investors who enjoy writing to try it.
I appreciate the work done by SA staff & authors and love the community that engages in meaningful discussions.
First, the good stuff. Here's my portfolio ...
Consumer Discretionary: MCD, NKE, SBUX, TGT
Consumer Staples: COST, GIS, KHC, KO, MO, PEP, PG, PM, WBA
Energy: CVX, KMI, XOM
Health: ABBV, AMGN, GILD, JNJ, MCK
Industrial: BA, DE, EMR, LMT, MMM
REITs: HCN, NNN, O, OHI, VTR
Technology: AAPL, MSFT, QCOM
Telecom: BCE, T, TU, VZ
Utilities: AVA, D, SCG, SO, WEC
ALSO: small stakes in 23 additional companies held in the Dividend Growth 50 portfolio (http://seekingalpha.com/article/2764265-its-new-its-nifty-its-the-dividend-growth-50): ADP, AFL, BAX, BDX, BXLT, CAT, CL, CLX, COP, GE, GPC, HCP, HSY, IBM, KMB, MKC, NEE, SJM, UTX, V, WFC, WMT.
Now, a little about me:
I am a 50-something former sportswriter who was sent on a permanent vacation during the Great Recession. That sucked, but my story is not a sad one. Unlike many folks who lost their jobs, I am not in financial distress, I am not depressed and I am not bored.
My wife is a pediatric nurse with a bullet-proof job and decent benefits. So after supporting her and our two kids (now grown) for most of three decades, the least she can do is support my semi-retired keister!
Because of Roberta's job situation, because we have zero debt (not even mortgage debt), because we no longer have any dependents and because we have been pretty diligent savers over the years, we are comfortable (though nowhere near rich).
Although we hold some funds, bonds and cash, my investing philosophy leans heavily toward Dividend Growth Investing. By early next decade, we want to live entirely off of our income stream, Social Security and pension payments - and therefore will not have to spend down the principal one iota. To accomplish this, we invest mostly in blue-chip companies with long track records of growing dividends. As of mid-2016, we are well ahead of pace to reach our goal.
When not researching investments and writing for Seeking Alpha and other Web sites, I coach middle-school girls basketball at Metrolina Regional Scholars Academy, the top charter school in the Charlotte metro area; in March 2016, we won the first conference championship in school history! I also umpire youth baseball and referee youth basketball.
My wife and I dote on our 5-year-old pup, Simmie, and keep up on the doings of our now-grown kids, Katie and Ben. And we love to cheer on the basketball team of our alma mater, Marquette University, where we both majored in Journalism. Go Warriors! Also big fans of the Carolina Panthers.
I still occasionally post to the blog I initiated in 2007 -- lots of sports stuff, some politics, some personal junk -- at www.TheBaldestTruth.com.
25 years of investing experience, mostly in Canadian stocks. I've had success in Canadian financials, Canadian energy, and Canadian small caps. I look forward to sharing my ideas with the Seeking Alpha community and learning from others.
I have been "managing" my portfolio for the past ten years. Managing in quotes because I didn't do very much for myself. Instead, I listened to the advice of family and friends and the talking heads on TV.
My wake-up call came a few years ago when I calculated my annualized return and discovered I did little better than a savings account.
I decided that my process was not working. I would often swing for the fences by buying small companies, only to make paper profits and lose them. I had no buy or sell discipline and that was hurting my returns. I embarked on a journey to overhaul my investment process.
I read books and online articles (a lot of Seeking Alpha) to learn about other people's processes. I made myself a model in MS Excel that at least acts as a baseline for decision-making and helps instill discipline in my process. By using this model my returns have improved considerably.
Value investing is a philosophy that sits well with me, and I'll say I identify most with it. Not exclusively, but it's generally what I look for. It's funny that when I started swinging for singles and doubles instead of home runs my returns increased.
My journey is still in its early stages, only three years in (and in a rising market, to boot). I will have to wait and see where the next 10 years take me. For now, I'm happy with my new process and recent results.
If you are interested in any of my digital utility solutions to add to your investing tool box to improve your investment outcomes, please visit my site
You'll find elegant applications that make it simple for you to track your portfolio in real time, make a watch list to follow in real time, track your dividend income and growth, and other applications. These applications will allow you to set alerts at prices you choose in order to obtain the yield and income that you want. They function as real time trade assistants and will improve your investment performance. You can even mirror the successful FTG Portfolio with "My FTG Mirror Calculator", and subscribers can mirror the premium subscriber portfolio with "MY RODAT Mirror Calculator" if they wish to emulate the out performance we've achieved in capital and income growth.
I am a retired clinical psychologist, and administrator and owner of a rehabilitation clinic we founded 40 years ago. For over 55 years I have managed several portfolios composed of investments accumulated over our professional careers. Since the financial crisis of 2008, I have employed specialized, customized dividend growth strategies aimed at enhancing and growing a dividend income stream.
Since December 24, 2014, I have demonstrated on Seeking Alpha the ongoing construction and portfolio management of the Fill-The-Gap Portfolio aimed at highlighting strategies investors may utilize to close the gap between an average Social Security benefit and the much greater costs faced in retirement.
This portfolio has outperformed all of the broad market indexes by a very wide margin, growing dividend income and total portfolio value consistently while the broader indexes struggle in negative territory all year.
Aside from free articles available to the general public, additional early-access, value-added ideas and deep-dive articles are offered to paid subscribers on my premium SA platform, "Retirement: One Dividend At A Time"
Let me show you how to build and grow your portfolio and dividend income, step by step, towards a comfortable and secure retirement.
I am a self-educated investor with a great desire to achieve financial independence and secure a comfortable retirement savings. My education in criminal justice is where I learned to conduct research and analysis. I apply the techniques that I have learned in all aspects of my life and continue to learn and improve. In order to improve the life of my family financially, I began to learn about finances and I have developed a strong interest in investing in the stock market. I love and advocate the dividend growth investment technique.
I have spent most of the free time I had learning about investing and the dividend growth technique from great authors found on Seeking Alpha. Although there is always more to learn, I continue to enjoy the challenge of acquiring more knowledge and experience. I enjoy applying what I have learned particularly in my writing here on Seeking Alpha. I also apply many of my analytic skills and thinking to my articles in order to stimulate discussion, challenge traditional thinking and obtain varying points of view. I seek broad knowledge in order to enhance my own opinion, perspective, and thought process.
Accelerating Dividends Portfolio is the name I have given to my personal investment portfolio and business plan. This plan focuses primarily on US and Canadian Dividends to achieve financial independence. I also include some speculative investments such as small-cap, value and growth stocks to fuel the portfolio to purchase additional dividend stocks quicker.
My intention is to share what I find, what I experience and what I see with readers here on Seeking Alpha and to contribute in a positive and meaningful way.
I focus on investments in the oil & gas sector with an eye for dividend income and long-term capital appreciation. I typically allocate a portion of my own portfolio and devote some of my Seeking Alpha articles to small and medium sized companies offering compelling risk/reward propositions.
I am an engineer, not a qualified investment advisor. While the information and data presented in this article were obtained from company documents and/or sources believed to be reliable, they have not been independently verified. Therefore, I cannot guarantee its accuracy. I advise investors conduct their own research and/or consult a qualified investment advisor. I explicitly disclaim any liability that may arise from investment decisions you make based on this article. Thanks for reading and I wish you much success – Michael Fitzsimmons.
I'm an investor and a Chartered Business Valuator (CBV). I have been investing since I was a teenager. I love my work. I manage a private investment company and I specialize in business valuation.
I'm a huge skeptic by nature. If you had to put me in an investment category, I would fall under "contrarian/value" investor. It's not an investment style that I picked but one that reflects my personality.
Regarding my articles, I think to present my ideas present in a neutral light, without any hype or promotion, which is a rare thing these days.
Please note that any articles or comments on Seeking Alpha are not linked to my work, and the opinions or content mentioned are mine personally.
I and my wife own and operate a popular seasonal pet friendly waterfront cottage resort in Northern Ontario Canada in the summer called Sunny Point Resort, Cottages & Inn. In the winter we become the tourists at our Fort Myers villa.
Up until 2011 we owned 10 properties with 37 apartments and a Val-Pak advertising franchise for 25 years until 2008.
My business experience is similar to how I invest. I buy quality names for income. Appreciation happens. When the market values decline, my rents from good quality screened tenants always came in and when business conditions suffered my vast array of clients and premium advertising product continued to generate excellent income while inferior advertising businesses failed and declined.
I eliminated financial planners when I figured out that 1, the returns they generated were substandard, that 2, as one accumulates more and more money there are less "professionals" to give sound advice and 3, I realized after reading Josh Peters The Ultimate Dividend Investors Handbook that he was buying and holding stocks like I was buying and managing my apartments.
I'm a retired manager with interests in business, finance, and especially, the stock market. My academic training has included significant work in behavioral science, math, and especially statistics. I look at the market as an aspect of behavior--investor behavior--and apply analytic tools to teasing out what implicit rules other investors (predominantly institutions) are following. One useful result of this approach is determining not only where a particular stock might go on the upside, but also where it might go on the downside. This is important in order to determine where to buy in.
My pseudonym, "CarpWatcher" reflects my interest in the behavior of a bottom feeding fish. I usually start with assumption that institutions and insiders are bottom feeding fish, who know more about the bottom than I do. I watch them, and try to ferret out what trading "rules" they are using.
I consider myself a beginner, a learner and a good listener. I try to do two hours(at least) of financial homework everyday to keep my brain running. I enjoy reading all kinds of truth advice on SA articles. I found that I am not alone here. So many to learn and so limited time I have. Do not be surprised that I will ask some simple/silly questions because I am moving my small step.
In: AAPL, JNJ, MMM, UNP, KMB, BMY, LMT, NOC, RTN, GD,UTX, XOM,HP, COP, CVX, PG, IBM, VFC,TRV, DIS, GILD, AVB, PPG, STX, TD, BNS, CM, RY, ED, SO, DTE......
Doing research on: AGIO, BDX, PEP, COST,
Our family finances have focused on growth through the use of mutual funds. Now we are on a path to convert from a growth to an income strategy as we approach retirement in 4 years.
BAC, BP, CVX, ED, GE, GIS, GM, JPM, KMI, KO, MCD, PM, RTN, KO, PEP, PG, JNJ, XOM
ADW.A, ACO..X, BBD.B, BCE, CM. CU, CNQ, CVE, EMA, ENB, FTS FTT, IPL, L, MBT, MFC, RCI.B, SJR.B. , SU, QSR, TRB