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  • Another Rule Of Thumb: Debunking The 80% Income Replacement Rule [View article]
    Forced to retire early and unexpectedly <pop with dementia>, I can cheerfully add this.
    I dont have a expansive theory or draw down,I offer real life experience.
    By not working,I save $3k per year in wardrobe,$5K per year in gasoline,$1k per year in dry cleaning.
    Also another 1 to 2k in "going out after work" expenses.
    Plain and simple,its all about debt.
    If your home and autos are paid off,you eliminate the above expenses,you can live on much less than your realize.
    You leave your previous social circles,and habits.
    My wardrobe is now shorts,bathing suits,and accessories by Wal Mart instead of Tommy Bahama.
    We arent wealthy but we have enough,including enough to share with those who have less.
    We are blessed.
    Aug 21 01:07 PM | 12 Likes Like |Link to Comment
  • The Dividend-Growth-Devoid Income Portfolio [View article]
    I agree Bob Wells
    Each and everytime I reach for yield,I get burned.
    I dumped ARCP as soon as they became a restaurant stock,and I really cant believe anyone here would recommend them.

    just my opinion
    Bill in San Diego
    Aug 20 11:19 AM | 2 Likes Like |Link to Comment
  • Kellogg: Waiting For A 10% Drop Shouldn't Be Hard [View article]
    Were you created in 1958 Robert ?
    Aug 19 09:54 AM | Likes Like |Link to Comment
  • A Dividend Growth Portfolio For New Investors And Retirees Yielding 4.3%, Part 2 [View article]
    Dump AZN add JnJ
    Aug 19 09:51 AM | 2 Likes Like |Link to Comment
  • Kellogg: Waiting For A 10% Drop Shouldn't Be Hard [View article]
    Many people thought K was the next HNZ.
    Since I am a dividend/income investor I will sit back and wait for the day they are bought out or acquire another company.
    Ironic but there are a few companies in this same situation, "static growth"
    Aug 18 02:48 PM | 2 Likes Like |Link to Comment
  • How Will You Fund Your Retirement Portfolio? [View instapost]
    I own 12 of the BTD portfolio.
    Very happy with my results.
    Aug 17 10:03 PM | 1 Like Like |Link to Comment
  • Dividend Champions: 7 Increases Expected By Halloween [View article]
    OR enjoy scrambled eggs with your spam if you own enough coke stock to live in Maui...
    Aug 17 01:12 PM | 2 Likes Like |Link to Comment
  • Dividend Challengers: 16 Increases Expected By October 31 [View article]
    Hi David,

    Thanks again for all your hard work

    Bill in San Diego
    <less than 1 million>
    Aug 16 02:06 PM | 6 Likes Like |Link to Comment
  • My High Dividend Yield Retirement Portfolio Delivers 8.8% Of Income For This Retiree: Updated [View article]

    Nice to see you have accumulated such great wealth.
    Overall your portfolio has way too much risk for me.

    <under 1 million>
    Aug 15 12:12 PM | 1 Like Like |Link to Comment
  • Our Retirement Portfolio Business Plan - Legacy Edition - Part Two [View article]
    Hi Bob,

    Always a pleasure reading your contributions
    Thanks for the update.

    Aug 15 12:04 PM | 4 Likes Like |Link to Comment
  • Constructing A Monthly Income Portfolio [View article]

    Dont get offended...
    There are a people here that condescend.
    Keep in mind some people write eloquently,and some do not.
    Some of the contributors here are young and fearless,and while their research is great,they forget markets are based on fear and greed.
    Some people here have the "I am smarter than you" tude.
    Some people here think because they have a college education,they are never wrong.
    I have more money than most of my college educated friends.
    WHY ?
    Because I worked harder !!,yet they call it luck.
    That is what makes the world go round.
    I have had people here call me idiot and moron,yet Im smiling and happy as could be because my "system" works for me.

    If you spend enough time on S/A you will see who the real contributors are and who the people who write articles are.
    You will also see who jumps down everyone's throat over the least little thing.
    You will see the eternal optimists,and the I cant wait till the market crashes bears.
    The bears hate your success,the optimists cant be told "be careful with that 13% yielder"
    Its all good in the end
    Pick a strategy that works for you,and stick with it.
    Aug 14 01:03 PM | 4 Likes Like |Link to Comment
  • Lockheed Martin: Defending Income Investors [View article]
    I agree with the rebel,,,my cost basis is in the 80s and 90s
    Aug 14 12:29 PM | 2 Likes Like |Link to Comment
  • Constructing A Monthly Income Portfolio [View article]
    LOTS of negative people here lately
    Aug 14 12:21 PM | 2 Likes Like |Link to Comment
  • Constructing A Monthly Income Portfolio [View article]
    This is the way I did it..........
    MOST of the quarterly champions above
    PG,JNJ,XOM,KO,T,GIS,KF... ect....

    Then for monthly, ETJ,ETO,ETV,MAIN,NUV,O...
    Add in VNR,UTG,OPF
    Right now this combination is working well for me.
    I get strong bi-weekly income along with my quarterly dividend payers.
    This portfolio pays me every two weeks,just like when I was working a 9-5

    Aug 13 09:35 PM | 4 Likes Like |Link to Comment
  • How Do You Hold Cash When Realty Income Or AT&T Are Available? [View article]
    S/A is becoming a chat room
    Tough crowd...
    Aug 13 03:02 AM | 11 Likes Like |Link to Comment