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billinsd

billinsd
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  • Can You Retire On Less Than $1 Million? [View article]
    Panama was rated number 1 for Ex Pats,supposedly safer than Costa Rica.
    Panama offers a pensionado program,reduced costs on everything for expats
    Both Panama and Thailand are on my list to explore.
    Uruguay is up in coming for US retirees,doesnt get the press of the other countries,also far less turmoil.
    Uruguay offers low,low crime but less glitter
    Jan 29, 2014. 06:42 AM | Likes Like |Link to Comment
  • 2014 Dividend Growth Holdings For The Retired Investor, A Core And Satellite Approach [View article]
    Bob,

    Always a pleasure to read your articles.
    Precise analysis written so that we all may understand.
    We share many of the same securities and opinions.
    I recently liquidated RDS/B,hoping to buy it back in the future.
    Jan 28, 2014. 09:12 AM | Likes Like |Link to Comment
  • The Chowder Rule Shows The Best Dividend Growth Stocks Of The Dow Jones Industrials [View article]
    Mike,

    Thanks for keeping the kids in the GYM and off the streets !
    Jan 26, 2014. 12:34 PM | 1 Like Like |Link to Comment
  • The Chowder Rule Shows The Best Dividend Growth Stocks Of The Dow Jones Industrials [View article]
    Im Chowder's biggest fan......
    While I use some of his brilliance,I dont use all of his rules.
    Sometimes I just add a stock,because I LOVE the stock.
    Example: I have both a Mc Donalds and a Starbux within walking distance to my condo.
    The line to get a Big Mac is usually 3 people deep.
    The line to get a Starbux drink,can run out the door !
    Know what ?
    I opened a half position in SBUX,even tho it is overvalued right now.
    I will drip,drip,drip that holding until it becomes a full sized position in my portfolio.
    15 minute wait to spend $4 on a coffee,I apply the Peter Lynch rule !
    A half position for my portfolio is $2500.
    Recently I did a complete portfolio re balance,and did so based on Chowders 3 million plan.
    I decided a half position was $2500
    A full position was $5000.
    Tier 1 holdings can weigh as much as three times a full position.
    New positions that did not meet my full criteria,are opened at a half position.
    I have 22 FULL positions in my dividend/growth/income portfolio,with some stocks <JnJ,PG,XOM,DUK,KO,... weighing in at up to 3 times a full position
    They are considered "tier 1",as I use a pyramid of importance.
    Other stocks like SO,NEE,WEC,KMB,CLX,WFC... weigh in at a full position.
    Not sure my system will help anyone,but it is a system with bits and pieces borrowed from other successful dividend growth investors.

    Cheers,
    Bill in San Diego
    <The city EVERY Super bowl should be played in>
    Jan 26, 2014. 12:13 PM | 6 Likes Like |Link to Comment
  • Can You Retire On Less Than $1 Million? [View article]
    Recently there was a YAHOO article about a young couple with a 9 yr old son who retired with 600K in the bank.
    As stated in my previous post they were able to do so by living in a downsized PAID OFF debt free home.
    Their 600k nest egg generates 24k of income for them.
    Before you all begin screaming,the 4% return/risk is their own personal comfort level.
    The article did not say which specific investments they were using to generate 4%.
    They walk,bike,use the car as little as possible,eat out rarely,dont own a TV,read,and claim their life has never been so full and pleasureful.
    I also have friends retired in Thailand , Cambodia .
    They LOVE their simple life abroad,and both are engaged to be married to local ladies.
    Both retired with less than 1 million.
    I also have friends who use the Thailand medical systems,living part time in the USA and part time in Thailand.
    They swear to me the hospitals in Thailand are cleaner than the USA !
    My gameplan if I live abroad is to rent not buy,travel both Asia and South/Central America,and return to the USA when I qualify for medicaire at age 65.
    Since I am divorced,no kids,no family,why not see the world and decide for myself,what is best for me.
    I will rent out my San Diego PAID OFF condo,which will also provide me income,and return to my condo at age 65.
    Jan 25, 2014. 12:53 PM | 3 Likes Like |Link to Comment
  • Can You Retire On Less Than $1 Million? [View article]
    Thank You David,,,,still counting my fingers from the power saw,,,,
    Jan 25, 2014. 12:40 PM | Likes Like |Link to Comment
  • The Chowder Rule Shows The Best Dividend Growth Stocks Of The Dow Jones Industrials [View article]
    Like Cape,not all of my holdings meet Chowder's standards.
    Long PG,T,XOM,JnJ,KO, and hope that they grow dividends at a faster pace in the future.
    Jan 25, 2014. 10:27 AM | 1 Like Like |Link to Comment
  • ConocoPhillips: Long-Term Growth Is Visible [View article]
    Lets hope the dividend grows too
    Jan 24, 2014. 12:56 PM | 2 Likes Like |Link to Comment
  • Can You Retire On Less Than $1 Million? [View article]
    condescending informing
    Jan 24, 2014. 12:43 PM | Likes Like |Link to Comment
  • Can You Retire On Less Than $1 Million? [View article]
    Surf,
    Most people dont use DEBT as you do.
    When I say become debt free,I mean dont owe more than you have.
    I maintain a small mortgage on my condo,that I can pay off with the clique of a mouse
    I maintain margin accounts.
    I maintain lines of credit with the casinos.
    I use credit cards and pay them off monthly.
    I have NO IDEA of my credit score,dont care,dont need it.
    Like Mike,I prefer to live debt free and simple.
    Yes,you can make money with spreads
    Yes you can make money borrowing against your home and writing options.
    Yes you can make money day trading.
    Yes you can make money loan sharking.
    Except none of those are for me OR the average investor.
    I know several highly educated people who read the manual before they used the power saw,and they poured their entire life savings into annuities.
    MOST PEOPLE CANT HANDLE DEBT
    YOUR GOVERNMENT CANT HANDLE DEBT.
    Despite my 3rd grade education,Im doing Ok Surf
    You keep on playing the spread in your condescending world
    I have wiped my butt with more college educated people that you have written call options !

    Bill in San Diego, counting my fingers
    Jan 24, 2014. 12:42 PM | 1 Like Like |Link to Comment
  • Snowball Down A Hill: My Dividend Growth Portfolio 2013-2014 Report [View article]
    DVK,

    Thanks for your contribution
    In my humble opinion,lose INTC and DRI.
    Jan 24, 2014. 11:55 AM | 1 Like Like |Link to Comment
  • Starbucks: Still Strong But Investors Must Be Cautious [View article]
    DRIP,DRIP,DRIP
    Jan 24, 2014. 06:26 AM | Likes Like |Link to Comment
  • Another Purchase In My Portfolio: Lockheed Martin [View article]
    Bought in @ 88
    GO BABY GO
    Wish I had more,I had no idea it would explode and was drip purchasing.
    Jan 23, 2014. 08:59 AM | 1 Like Like |Link to Comment
  • Kellogg Company 2013 Full-Year & Fourth Quarter Results Conference Call / Webcast [View article]
    DIR/DRIP K
    Buy and forget
    Jan 22, 2014. 01:02 PM | Likes Like |Link to Comment
  • Equity CEFs: Will ETFs Beat CEFs Again In 2014? [View article]
    Doug,
    I look forward to your next article
    I have followed your advice with the Eaton Vance funds and have been very happy.

    Bill in San Diego
    Jan 22, 2014. 10:35 AM | Likes Like |Link to Comment
COMMENTS STATS
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