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  • Designing The Common Stock Portion Of Your Retirement Portfolio: Concentrated Or Diversified, Part 3 [View article]

    Keep em coming.........
    Your wisdom is priceless,and my opinion not enough is written here for those of us in the "spending stage" of retirement.
    We own a whopping 80 positions,stocks,funds... and 1 BDC.
    Our top 5 holdings are T,O,MO,KO,PM.
    Our biggest mistakes have been reaching for yield in monthly payers.
    We own 14 different utes,water,telephone,p...
    21 of our holdings are direct purchase/drip.
    9 are consumer staples.
    A full position equals $10k
    Our top holdings are overweighted,by as much as 8 times a full position.
    Some of our holdings are as small as $1k
    Our goal is a 4% dividend income with 8% growth.
    BRK/B and funds account for the growth portion of our portfolio.
    We have come to realize that the more holdings,the more safety,but the lesser chance at a 8% "growth return".
    I realize we have created our own fund,yet this keeps me sleeping at night,especially in today's market.
    Sep 22, 2015. 10:01 AM | 14 Likes Like |Link to Comment
  • The Millionaires' REITs That Pay Monthly Portfolio [View article]

    Buried my mom in July 05 in Greenville.
    We both felt a new pain at that time.
    Mr Trump has my vote.
    Recently was discussing real estate with a old HS chum.
    He exclaimed, "Rob has 16 homes in Florida,he is doing really well."
    Hoping not to sound jealous,I replied, "I have O,no landlord headaches,and a nice monthly paycheck"
    Thanks for your hard work.
    I will only buy your book if you autograph it.

    Bill in San Diego
    Sep 22, 2015. 07:42 AM | 10 Likes Like |Link to Comment
  • Realty Income Prepares For A Dividend-Boosting Acquisition Spree [View article]
    O is our 2nd largest holding.
    My biggest fear is as they undertake tremendous growth,they will outgrow their basic business plan.
    Larger and greater does not always equate to easier to manage and or easier to add properties.
    Im sure they feel the buying opportunity is now with low rates.
    My question is how much O is too much O in ones portfolio ?
    Sep 17, 2015. 11:04 AM | 2 Likes Like |Link to Comment
  • Make A Monthly Ladder Of Dividend Income Payments With Stock Recommendations From My Portfolio [View article]
    We DO live off the dividends,and I do have trouble making the money stretch.
    I have a separate portfolio of almost completely monthly payers.
    This has forced me to buy funds along with MAIN,O,BBEP<loser> and VNR.
    It also skewed my decision making process because I was filling a need instead of investing wisely.
    Obviously I hope my two biggest losers rebound at some point in time.
    If they dont I have plenty of tax write offs for the next 10 or so years if I sell a little at years end.
    Some people use home equity loans to fill this void
    I urge readers to invest wisely over monthly need.
    Sep 17, 2015. 12:17 AM | 5 Likes Like |Link to Comment
  • 2015 Review Of The Dividend Growth Safety Superstars, Part 2 [View article]

    Im sure it must be horrible for the employees.
    I would not want to work at VNR OR BBEP,but then again,I dont want to work at all anyway <smile>
    I began working at age 13,began supporting myself at age 16,had enough abuse in my life.
    As you know Mr Buffet and his crew take over companies.
    Have you ever read about life after the take over ?
    Not fun.
    While we as investors complain and moan,real lives and mortgages are effected greatly.
    We are such a great country,but we are a mixture of lazy and greed.
    All people suffer because of the lazy,and all people suffer because of the greed.
    Self employed people know what Im talking about as they cant be lazy.
    Sep 16, 2015. 10:24 AM | 5 Likes Like |Link to Comment
  • 2015 Review Of The Dividend Growth Safety Superstars, Part 2 [View article]
    My diversification into tech is 100 shares of AAPL
    I got burned badly many years ago with LSCC,bought that puppy @48,rode her down to 9
    Sep 16, 2015. 10:18 AM | Likes Like |Link to Comment
  • 2015 Review Of The Dividend Growth Safety Superstars, Part 2 [View article]
    We own 16 from that list.
    Like yourself,not losing money is priority one.
    The recent downturn in energy prices has taught me a valuable and costly lesson.
    BBEP and VNR <both considered medium risk securities> are down huge in our portfolio.
    Not only have they cut their dividends,we now have a paper loss exceeding $45k.
    Obviously we are not turning that into realized loss,hoping they both will rebound.
    I now use the CCC list as my bible.
    I also have worked some funds into our new portfolio.
    Praying we get at least half of our investment back over time,but the cost of this education has been steep.
    Keep the good stuff coming for people like us in distribution phase.

    Sep 15, 2015. 02:12 PM | 5 Likes Like |Link to Comment
  • Retirement Strategy: The Fed, Your Retirement Portfolio, Your Dividend Income [View article]
    I believe the market hates uncertainty,so please get it over with.
    I also believe the 1/8th of a point increase is already built into this market,and you wont see real negative unless there is a second and larger increase soon after.
    So the dow drops to 16k,no biggie in my eyes.
    Wish I had more dry powder.
    Sep 15, 2015. 06:22 AM | 7 Likes Like |Link to Comment
  • Bert's 5 'Always Buy' Stocks [View article]
    We own ALL except TGT
    Sep 12, 2015. 11:11 AM | Likes Like |Link to Comment
  • Designing The Appropriate Common Stock Retirement Portfolio: Stock Selection Options, Part 1 [View article]
    Great and timely article for me.
    We love the UTES,as well as the stalwarts
    My fast growers is a fund QQQ,along with AAPL,BRK/B,GILD.
    SBUX is my middle inning reliever
    I have come to realize that I can not know everything about picking stocks and monitoring my dividend portfolio is enough work,hence the fund.
    Looking forward to part 2

    Sep 11, 2015. 08:08 PM | 3 Likes Like |Link to Comment
  • A Dividend Growth Investor's Perspectives On Advisor Perspectives' 'Use And Abuse Of Dividend Strategies' [View article]

    I take it one step farther.
    I re invest 10% of dividend income,<on several securities>guarante... my own dividend growth,no matter what.......
    Although I am retired,I see no reason to stop saving at least a very small portion of my income.
    Sep 10, 2015. 11:22 PM | 9 Likes Like |Link to Comment
  • My Top 10 Dividend Growth Stock Portfolio's Income Is Soaring: Updated 13 Months Later [View article]
    We own ALL EXCEPT MCD.
    We replaced MCD with SBUX.
    Coffee for thought....<instead of food for thought>
    Sep 10, 2015. 06:01 PM | 3 Likes Like |Link to Comment
  • Dividend Growth Investors Might Want To Look At Boeing [View article]
    No mention of the new defense weapons they are working on
    Sep 8, 2015. 06:58 PM | 4 Likes Like |Link to Comment
  • DRiPs, 'Drips,' And A Hip DRiP Tip [View article]
    HI Mike,

    I have had the same experience as you.
    There are several low cost share building online brokers now available.
    It hardly pays to invest small sums if you are being charged $5.00 to do so,and even more pain if you do a once a year re-balancing.
    I have learned to make my drip purchases to be at least several hundred dollars.

    Thanks for a great article
    Sep 8, 2015. 06:37 PM | 4 Likes Like |Link to Comment
  • My 'I Want To Buy' Stock List With Prices And Yields Desired For Purchase [View article]
    Hi Rose,
    Nice to see your latest contribution.
    Like yourself my desk is covered with yellow legal size pages of "wish list" stocks.
    As you know I finally got into MMM and PEP,this past month.
    LMT is the most successful purchase I have ever made,cost basis is in the high 80's.
    I like BA,UTX,HON,as they fall too.
    Boeing has some exciting new technology in weapons that most people are unaware of.

    Dreaming of more dry powder ammo,
    Bill in San Diego
    Sep 6, 2015. 10:41 AM | 4 Likes Like |Link to Comment