Team Alpha And The Foundations For Financial Freedom [View article]
R.S. While I am 100% for capitalism,we have become a nation of "haves and have nots". Clearly the 401k style of pension has failed us miserably. While I can not blame the government for people not saving,the fact remains if you have a wife and 2.5 kids and earn 50k per year,its pretty tough to save 20%. AS ceo salaries are rising 200% in some cases,other people cant find anything above a McJob. Pure and simple,,,GREED has destroyed us and it is very sad.
A Retirement Reality: Save More, Spend Less And Invest In Dividend Stocks [View article]
RS, Great common sense solutions,to not real difficult problems I have been unemployed,the past 16 months <i have a interview tues> It has been a great humbling experience. It has also made me re focus on what is important once or if I return to work. I say if,because not everyone wants to hire 56 yr olds In my humble opinion,you will continue to see record numbers of Americans retire outside the USA. International Magazine can not educate people fast enough with their "retire abroad" seminars. If you havent saved enough,you will be forced to "think outside the box" to retire I only wish I had begun my dividend growth investing long ago instead of chasing home run stocks.
It Is Not Different This Time - It Is Worse [View article]
As a 57 year old unemployed male,I can assure you the job market is NOT rosey in San Diego. We have people standing on corners,dressed to interview,handing out resumes. Most of the "job creation" that politicians brag about is mostly "McJobs".
Is There A 'Perfect' Investment For Every Market? [View article]
Dave, I am going thru the exact same thing now with my POP 86 with dementia I was forced to take over "everything" as cousins began to help themselves <guns,antiques,keep... Yes they were sweet,yes they were helpful,but boy did they "HELP THEMSELVES" They built a new home and bought a new boat,,and retired from being nice to pop They even sold his navy uniforms on E BAY Good CHRISTIANS huh ? To make matters worse, I lost my job,unemployment is ending,and I am now faced with living on dividend income. When a local "high profile" financial planner suggested annuities,I realized it was time to begin to educate myself. You along with the rest of the "Alpha Family" have been a god send Everytime I buy a "CRAMER" stock,I get burned <AA,NG,GLW> From now on,,,,its income,income,income Thanks for this article It touches me,,in a way,,most others dont understand Bill
Why A Stock Market Bubble Is Forming Right Now [View article]
I am a huge fan of common sense investing. Chowder has his rule. David Fish has his rules. Bill in San Diego the novice,uses KISS/BIG Picture rule. 1, Even if oil drops,most of the majors are now into natural gas. Is there a cheaper sector right now PE wise than oil ? 2, Even if tobacco sales drop off,sweet and legalized Maryjane is right around the corner. Your government is drooling to tax Maryjane,as there isnt much left they can tax you on. Vice thrives in every economy. 3, Every last one of us loves to eat,and we continue to populate the world,,K,GIS,KRFT,MCD.... 4 Most of us like to be well groomed and healthy PG,JNJ,PFE,GSK,CLX,CL 5 ALL of us will age UHT,SNH,OHI Im not sure I bought any of the above stocks at the right time. I think Peter Lynch would be proud of me.
'Team Alpha' Beats The S&P By 30%; Our Forecast For 2013 [View article]
Amen.......my portfolio almost mirrors yours except my buy points came in much later...... Im sticking with Intc Happy New Year everyone,,,always remember if you have your health,you are extremely wealthy.
The Special Dilemma For Altria Stockholders [View article]
As I have stated in many previous S/A posts. Legalized marijuana is the next "frontier" for tobacco companies. Long,strong,LOUD and PROUD, MO,PM,LO,VGR..
A $250k Team Alpha Retirement? Yes You Can [View article]
The magic number is much lower if you have no debt Get RID of the debt <car,mortgage,credit cards> Second most important thing is medical coverage if you are not yet eligible for medicare. The other most important thing to remember is, unless your job makes you happy,retire asap
Always remember the words of the great John Lennon,who was wise beyond his years Teacher, "John,what do you want to be when you grow up?" John Lennon "Happy" Teacher, "John You dont understand the assignment" John Lennon, "You dont understand LIFE"
The so called magic number is "being content,not rich"
AT&T: Short Sell This Dividend Dog Now [View article]
Said it before,will say it again......... We have only just begun to do the things we can and will do with hand held devices.... LONG T,VZ,VOD for the divvy
Being forced to retire at 55, <job loss> I have had to adopt a different strategy. I cant withdraw 4%,it must be less You simply learn to live on less,and you can and you will when not working.
The Good News And Bad News For Long-Term General Electric Shareholders [View article]
I dont loan money period. LONG GE.... Proud gun owner and backer of the 2nd amendment. Neither my seat belt or my gun,have ever saved my life,but I plan on using both for the rest of my life.
Atlantic Power: A Tale Of Misinformation [View article]
If you think you got burned with mis information with AT,let me tell you about my NG Many times I see people on S/A arguing numbers,reports,charts... Keep one thing in mind,WE ARE SPOON FED INFO by these companies Marketing directors,Public relations directors,all want to paint rosey pictures They can manipulate,spin,and market their info to say many different things. Its up to US the investor to weed thru the BS,use common sense,and try not to get burned
AT&T: Uncertainty And Red Flags Could Mean A Buying Opportunity [View article]
T remains one of my core holdings While I never like to see one of my core holdings go down,I shrug off the bad news I remain long,strong,loud and proud on T
Team Alpha And The Foundations For Financial Freedom [View article]
While I am 100% for capitalism,we have become a nation of "haves and have nots".
Clearly the 401k style of pension has failed us miserably.
While I can not blame the government for people not saving,the fact remains if you have a wife and 2.5 kids and earn 50k per year,its pretty tough to save 20%.
AS ceo salaries are rising 200% in some cases,other people cant find anything above a McJob.
Pure and simple,,,GREED has destroyed us and it is very sad.
A Retirement Reality: Save More, Spend Less And Invest In Dividend Stocks [View article]
Great common sense solutions,to not real difficult problems
I have been unemployed,the past 16 months <i have a interview tues>
It has been a great humbling experience.
It has also made me re focus on what is important once or if I return to work.
I say if,because not everyone wants to hire 56 yr olds
In my humble opinion,you will continue to see record numbers of Americans retire outside the USA.
International Magazine can not educate people fast enough with their "retire abroad" seminars.
If you havent saved enough,you will be forced to "think outside the box" to retire
I only wish I had begun my dividend growth investing long ago instead of chasing home run stocks.
It Is Not Different This Time - It Is Worse [View article]
We have people standing on corners,dressed to interview,handing out resumes.
Most of the "job creation" that politicians brag about is mostly "McJobs".
Is There A 'Perfect' Investment For Every Market? [View article]
I am going thru the exact same thing now with my POP
86 with dementia
I was forced to take over "everything" as cousins began to help themselves <guns,antiques,keep...
Yes they were sweet,yes they were helpful,but boy did they "HELP THEMSELVES"
They built a new home and bought a new boat,,and retired from being nice to pop
They even sold his navy uniforms on E BAY
Good CHRISTIANS huh ?
To make matters worse, I lost my job,unemployment is ending,and I am now faced with living on dividend income.
When a local "high profile" financial planner suggested annuities,I realized it was time to begin to educate myself.
You along with the rest of the "Alpha Family" have been a god send
Everytime I buy a "CRAMER" stock,I get burned <AA,NG,GLW>
From now on,,,,its income,income,income
Thanks for this article
It touches me,,in a way,,most others dont understand
Bill
Why A Stock Market Bubble Is Forming Right Now [View article]
Chowder has his rule.
David Fish has his rules.
Bill in San Diego the novice,uses KISS/BIG Picture rule.
1, Even if oil drops,most of the majors are now into natural gas.
Is there a cheaper sector right now PE wise than oil ?
2, Even if tobacco sales drop off,sweet and legalized Maryjane is right around the corner.
Your government is drooling to tax Maryjane,as there isnt much left they can tax you on.
Vice thrives in every economy.
3, Every last one of us loves to eat,and we continue to populate the world,,K,GIS,KRFT,MCD....
4 Most of us like to be well groomed and healthy PG,JNJ,PFE,GSK,CLX,CL
5 ALL of us will age UHT,SNH,OHI
Im not sure I bought any of the above stocks at the right time.
I think Peter Lynch would be proud of me.
Exxon Mobil: Speculative Buy At $55 [View article]
'Team Alpha' Beats The S&P By 30%; Our Forecast For 2013 [View article]
Im sticking with Intc
Happy New Year everyone,,,always remember if you have your health,you are extremely wealthy.
The Special Dilemma For Altria Stockholders [View article]
Legalized marijuana is the next "frontier" for tobacco companies.
Long,strong,LOUD and PROUD, MO,PM,LO,VGR..
A $250k Team Alpha Retirement? Yes You Can [View article]
Get RID of the debt <car,mortgage,credit cards>
Second most important thing is medical coverage if you are not yet eligible for medicare.
The other most important thing to remember is, unless your job makes you happy,retire asap
Always remember the words of the great John Lennon,who was wise beyond his years
Teacher, "John,what do you want to be when you grow up?"
John Lennon "Happy"
Teacher, "John You dont understand the assignment"
John Lennon, "You dont understand LIFE"
The so called magic number is "being content,not rich"
Retirement Strategy: How Long Will Your Portfolio Last? [View article]
I agree 100%
I have cut expenses to NOT touch principal
AT&T: Short Sell This Dividend Dog Now [View article]
We have only just begun to do the things we can and will do with hand held devices....
LONG T,VZ,VOD for the divvy
A New Take On The 4% Rule [View article]
I cant withdraw 4%,it must be less
You simply learn to live on less,and you can and you will when not working.
The Good News And Bad News For Long-Term General Electric Shareholders [View article]
LONG GE....
Proud gun owner and backer of the 2nd amendment.
Neither my seat belt or my gun,have ever saved my life,but I plan on using both for the rest of my life.
Atlantic Power: A Tale Of Misinformation [View article]
Many times I see people on S/A arguing numbers,reports,charts...
Keep one thing in mind,WE ARE SPOON FED INFO by these companies
Marketing directors,Public relations directors,all want to paint rosey pictures
They can manipulate,spin,and market their info to say many different things.
Its up to US the investor to weed thru the BS,use common sense,and try not to get burned
AT&T: Uncertainty And Red Flags Could Mean A Buying Opportunity [View article]
While I never like to see one of my core holdings go down,I shrug off the bad news
I remain long,strong,loud and proud on T