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  • I Love My 'Magic Pants' And My Partners Wear Them Proudly [View article]

    Period,THE END.

    Recently I had a friend tell me "I can lead you to water,but I cant make you drink"
    He grew frustrated that I was not buying the stocks that he specifically knew <with the help of GOD> were going to make me rich.
    Upon hearing his frustration <eventually he told me I was STUPID> I advised him that his stock picks "did not meet my financial business plan"
    I could see how controlling and condescending this friend had become.
    I ended the friendship,just short of telling him to go

    I dont read every author on S/A
    I read the contributors who fit "my financial business plan"

    Dont let them get to you Chuck....
    Stick to your game plan and let them stick to theirs...

    Bill in San Diego...
    Mar 19 11:39 AM | 24 Likes Like |Link to Comment
  • 5 Reasons Your Shouldn't Retire? There's More Than 5 [View article]
    Hi Guys,
    Some of you are lawyers.
    Some of you are judges.
    Im about to argue with all of you.
    I had a very dear friend and mentor who was estranged from his father.
    Upon learning his father was dying he attempted to reunite and care for him.
    The old man was a hoarder,living in filth and stench.
    After his father died,they began to clean out his run down house.
    In the attic they found footlockers filled with uncashed war bonds.
    The estate was worth several million dollars,including a run down home in LA.
    The old man left no will,as that would have cost money.
    My friend immediately took leave from our job.
    He vowed to return once he got the legal mess straightened out.
    I reminded him he was now worth several million dollars and wouldnt need to return.
    As he began the legal battles to claim his new found fortune,he took ill.
    Like his father,he was diagnosed with a very aggressive cancer.
    My friend died,before his fortune could be probated.
    Lesson learned ?
    We work,and work,and work.
    We want,and want and want.
    Honda isnt good enough,need a mercedes.
    1 million isnt enough,we need 2,then 3...
    If you have your health,and ENOUGH to retire,RUN,dont look back, to the nearest door.
    Time spent with loved ones is worth more than the next million.
    Sep 19 11:13 AM | 19 Likes Like |Link to Comment
  • Why It's A Mistake To Raise Cash For Fear Of A Market Crash [View article]
    Fugettabout it....
    Dec 26 12:19 PM | 18 Likes Like |Link to Comment
  • Don't Fret Over Outliving Your Money [View article]
    I will only consider annuities as I reach a age when I can no longer handle my own investing.
    Buying a annuity at age 65,that kicks in at age 85,is a horrible investment unless you are totally clueless about handling your own finances.
    Oct 4 11:16 AM | 15 Likes Like |Link to Comment
  • How Fed Policy Has Devastated 3 Generations Of Retirees [View article]
    Alot of people dont realize it yet,but many can begin to plan their retirement in countries like Mexico and Panama.

    America,,,,you been fleeced...
    Fleeced of your jobs,benefits,future job growth,and just about anything to do with honesty...
    Sep 5 11:00 AM | 15 Likes Like |Link to Comment
  • Team Alpha And The Foundations For Financial Freedom [View article]
    While I am 100% for capitalism,we have become a nation of "haves and have nots".
    Clearly the 401k style of pension has failed us miserably.
    While I can not blame the government for people not saving,the fact remains if you have a wife and 2.5 kids and earn 50k per year,its pretty tough to save 20%.
    AS ceo salaries are rising 200% in some cases,other people cant find anything above a McJob.
    Pure and simple,,,GREED has destroyed us and it is very sad.
    Mar 23 10:10 AM | 12 Likes Like |Link to Comment
  • A Retirement Reality: Save More, Spend Less And Invest In Dividend Stocks [View article]
    Great common sense solutions,to not real difficult problems
    I have been unemployed,the past 16 months <i have a interview tues>
    It has been a great humbling experience.
    It has also made me re focus on what is important once or if I return to work.
    I say if,because not everyone wants to hire 56 yr olds
    In my humble opinion,you will continue to see record numbers of Americans retire outside the USA.
    International Magazine can not educate people fast enough with their "retire abroad" seminars.
    If you havent saved enough,you will be forced to "think outside the box" to retire
    I only wish I had begun my dividend growth investing long ago instead of chasing home run stocks.
    Sep 23 03:18 PM | 12 Likes Like |Link to Comment
  • Dividend Champions For April 2014 [View article]
    Mr Fish,

    As one of your students, I have now been involved in DGI and CCC DGI for about 2 years now.
    While I made some mistakes in the beginning, I am becoming more disciplined and patient.
    "KNOW THYSELF" has taken me a while to learn.
    Now that I have settled down,Im truly beginning to see "the fruits' of the DGI CCC labor.

    Im not sure of you realize it or not,but you actually help the little guys like me reach goals and achieve dreams.
    Thats pretty powerful !!
    While it may get repetitious to read,

    Bill in San Diego...
    Apr 2 11:08 AM | 11 Likes Like |Link to Comment
  • It Is Not Different This Time - It Is Worse [View article]
    As a 57 year old unemployed male,I can assure you the job market is NOT rosey in San Diego.
    We have people standing on corners,dressed to interview,handing out resumes.
    Most of the "job creation" that politicians brag about is mostly "McJobs".
    Apr 7 03:02 PM | 10 Likes Like |Link to Comment
  • Dividend Champions: 17 Increases Expected By April 30 [View article]
    Mr Fish,
    "My objective is to earn an income stream that is reliable, predictable and increasing."
    Hope it doesnt get old hearing "THANK YOU" from the same people.
    You are valued far more than you could ever imagine.
    Feb 13 08:58 AM | 9 Likes Like |Link to Comment
  • Challenge-Do Not Overlook These Future Dividend Challenger Stars-Part 3 [View article]

    I give thanks for all I have to the Lord up above,and I thank you for all your continued help in this market of stocks.

    Bill in San Diego
    Nov 27 05:23 PM | 9 Likes Like |Link to Comment
  • Is There A 'Perfect' Investment For Every Market? [View article]
    I am going thru the exact same thing now with my POP
    86 with dementia
    I was forced to take over "everything" as cousins began to help themselves <guns,antiques,keep...
    Yes they were sweet,yes they were helpful,but boy did they "HELP THEMSELVES"
    They built a new home and bought a new boat,,and retired from being nice to pop
    They even sold his navy uniforms on E BAY
    Good CHRISTIANS huh ?
    To make matters worse, I lost my job,unemployment is ending,and I am now faced with living on dividend income.
    When a local "high profile" financial planner suggested annuities,I realized it was time to begin to educate myself.
    You along with the rest of the "Alpha Family" have been a god send
    Everytime I buy a "CRAMER" stock,I get burned <AA,NG,GLW>
    From now on,,,,its income,income,income
    Thanks for this article
    It touches me,,in a way,,most others dont understand
    Jun 14 11:13 AM | 9 Likes Like |Link to Comment
  • Dividend Champions For March 2014 [View article]
    Mr Fish,

    Thank you again for your help.
    I have a large CD maturing 16 months from now.
    Large in my eyes,maybe not in others.
    The CD will coincide with my 59 and 1/2 birthday,so the maturity date is 7/15.
    Nobody knows where the dow will be on 7/2015
    I will be re-investing a set portion of those funds using your CCC list,with the Tweed factor,and the Chowder rule in helping me decide which stocks to choose.
    The goal of the re-invested funds is to generate a ever increasing dividend income,equaling 4% income and 4% growth.
    I set the goal high,realizing the 4% income will be tough to meet.
    As we get closer to that date,I appreciate any and all input,as to how we could possibly track,publish,and share info on my new "Fish Chowder,Tweed Trousers" portfolio.
    You guys can write the articles,using my money and faith in the above system.
    Think it would be fun ?

    Bill in rainy San Diego...
    Mar 2 10:54 AM | 8 Likes Like |Link to Comment
  • Procter & Gamble's Hidden Source Of Value [View article]
    Dont even check the price
    Am I up on PG ?
    dont know..
    Am I down on PG ?
    dont know
    Dec 21 01:39 PM | 8 Likes Like |Link to Comment
  • Why A Stock Market Bubble Is Forming Right Now [View article]
    I am a huge fan of common sense investing.
    Chowder has his rule.
    David Fish has his rules.
    Bill in San Diego the novice,uses KISS/BIG Picture rule.
    1, Even if oil drops,most of the majors are now into natural gas.
    Is there a cheaper sector right now PE wise than oil ?
    2, Even if tobacco sales drop off,sweet and legalized Maryjane is right around the corner.
    Your government is drooling to tax Maryjane,as there isnt much left they can tax you on.
    Vice thrives in every economy.
    3, Every last one of us loves to eat,and we continue to populate the world,,K,GIS,KRFT,MCD....
    4 Most of us like to be well groomed and healthy PG,JNJ,PFE,GSK,CLX,CL
    5 ALL of us will age UHT,SNH,OHI
    Im not sure I bought any of the above stocks at the right time.
    I think Peter Lynch would be proud of me.
    May 3 12:11 PM | 8 Likes Like |Link to Comment