I have 10 kids and 28 grandkids with my first great grandkid on the way in about 2 weeks. I have been trading dividend paying stocks and profiting from them for over 50 years. I sell when I think it is needed but I buy for the long term. I am somewhat of a bottom-fisher - I like to look for the deal on a company I want to own anyway. I have traded commodities in the past, but I prefer to use ETFs now as they trade easier and make it easier to keep my two personal portfolios balanced overall. In my Core Portfolio - I keep dividend paying stocks with a 5+ year record of RAISING them. In my Speculation (or Exploration) Portfolio - I keep stocks that cut their dividend and were sold, but re-purchased them when they dropped to a point where they are attractive again. A trade sequence on these usually ends up with me having a zero-cost basis for the shares I kept and cash ahead also. I also keep stocks in this one that I know are trading in a channel so I buy low and collect dividends until they go back up to my target price and I - again - have a zero cost-basis and free stock when I sell.

I have had a wide range of jobs in my lifetime - Law Enforcement, Professional Gambler and Gold Prospector among them. I use my experience to help me figure out what comes next.