Shafer Wealth Academy Hello, my name is David Shafer and I am the founder of Shafer Financial and the Shafer Wealth Academy. About 10 years ago, I grew concerned with my lack of progress in building wealth. Like the majority of the middle class, my wife and I were doing exactly what the financial “experts” told us to do, saving (over 15% of our income) and investing into mutual funds. We controlled our expenses and also were paying off our mortgage as soon as we could. My concern with our financial progress led me to research census data on wealth, academic studies, and of course the personal finance discussions in the popular press. What I found out was that we were totally wrong in our approach, confused as to what really created wealth, and what we needed to make a priority. Based on this research we changed our approach, making a priority of wealth creating behaviors. Amazingly, almost immediately our net worth started to accelerate upward.
There are three basic financial behaviors; debt management, wealth creation, and wealth preservation. Much is written and talked about with debt management and wealth preservation, but rarely is wealth creation a part of the conversation. If you, like millions of others, think that investing in mutual funds is a wealth creating strategy you are wrong.

Last year, I started a new part of my business called the Shafer Wealth Academy which is dedicated to helping people, like you, understand the things I found out from my research. I offer folks the benefit of my experience to create real wealth building plans and guidance in implementing these plans. I have also written a book that describes what is wrong with the way the vast majority of the middle class is approaching their finances.

If you still believe the old save and invest in mutual fund philosophy makes sense I strongly urge you to purchase my book. I assure you it will be an eye opener. If you already have a sense that what you are currently doing is not working then I suggest you consider purchasing my wealth building course. You can purchase it as a do-it-yourself version or combined with a year’s worth of wealth coaching to help you make this critical transition. For those of you that are severely time constrained, or have already tried making the transition with varied results, then the wealth coaching option is tailored-made for you. Interested in the writings of Dr. Shafer? Click here for his e-books and click here for his blog.Thank you for landing at Shafer Financial and good luck in your wealth building endeavors!