Child of the sixties: Dropped out, went in Military, and then back to school. Ended up on a path that took me through Wall Street, Regional banks, and my own financial business. Burned out in 1997, cashed out and bought LT bonds. Did not read or look at any business material for 13 years. Started actively managing money and trading in 2010 as bonds began maturing. The amazing thing: nothing has changed - there are always problems and issues - the key is understanding the overall context.