GaryCCB

Talking Fixed Income Investing with Ron Ryan

Yes - a very good article. But I still lean to Treasury bond ETFs because they do acquire higher return Treasuries when the rates trend up. And, I always have a mix of foreign bonds just for some diversification. Regarding the TIPs ETF, Cromag, I've got them, but like my bond funds, I diversified with a portion of WIAs which has foreign exposure but less volatility with a higher yield. The TIPs have experienced a volatility of 13.3% in price valuation (high vs. low price in last 12 months) in the last year but WIAs have moved 11.5% in price volatility and have paid a 15% (relative to the yield of each TIP and WIA) higher return (5.7% yield vs. 4.82%).

But I also own some 10 year Treasuries (mature 2010) that look pretty good today. I'm not a bond expert by any stretch, so I liked the read above. I still concentrate 40 - 60 percent equities and that is where the real growth is realized. But 40% bonds & bond funds have certainly smoothed things over the years. I just invest for myself and I'm certainly no expert - but I'm happy with my long-term results.