Recently retired (June 2014) from a 34year career at Lawrence Livermore National Laboratory @ age 58. I chose to “Lump” out of the Retirement plan and manage the funds myself. I have about 50% of my portfolio invested in REITs, MLPs, BDCs, CEFs, and High yielding stocks. The other 50% is invested in what I consider traditional DGS, such as ABBV, JCI and SON. Currently the dividends from the portfolio match what I was bring home at the time of my retirement (after withdraws for SS, 401K etc.).