I started investing in Aug 1979 and my 1st buy was 40 shares of (SCE) Southern Calif Edison. I have only been out of the market for 2 short periopds of time since then. I make my own investment decisions and my style of investing has changed over the years from electric utilities. investment trusts, mutual funds, U.S.goverment securities amd now dividend paying stocks and corporate bonds. I have done well over the years. I am 69 yrs old and a retired fireman from CALFIRE.