I'm a retired semi-professional technician from the manufacturing side of industry. I've been extremely fortunate having started my investments right at the beginning of the bull market in the early 80's. At this point in my life I'm more concerned with drawdowns verse appreciation hence my investments are tilted conservatively. Still, I'm young enough to realize that I have a long retirement ahead of me and need equity exposure to allow me to outlive my assists. In these uncertain times both equity (moderately overvalued) and debt securities (highly overvalued) are problematic.