I am an average guy looking to make above average returns on my investments. I am fed up with the mediocre and decreasing returns I have made on investing conservatively in mutual funds. I have lost too much money at the hands of so called “professional and expert” fund managers. I am ready to take control of my own investments. I believe it is possible to achieve high returns on my own using some common sense investing techniques. I started trading stocks on my own in 2011 and completely took over my retirement accounts in 2012. Since then, my annual returns have averaged over 30%.