.. boring Progressive, another Atheist, fading Proletarian, yes-LGBTQ, and usual DGIer .. **17 Jan Long Idea: PM** Last week I bought JNJ & KMB and sold none. This week I bought and sold none. ___________________________________________________________________________________ Core: GIS*/2x .. KMB*/2x .. KHC* .. HRL* .. PG* .. CLX .. MO*/2x .. PM*/2x .. KO* .. CCE* .. MCD .. JNJ*/2x .. XOM* .. CVX/2x .. T*/2x .. VZ* .. SO*/2x .. XEL .. SCG .. LNT .. D*/2x .. WEC* .. WTR* .. NEP* .. HCN* .. HCP .. VTR* .. O .. PSA .. MSFT .. UNP* .. GE .. COST .. V * ... a position held by wife and me 2x ... a position which is at least twice that of other holdings ___________________________________________________________________________________ > Non-Core: BP .. COP .. KMI .. TU .. SJR ___________________________________________________________________________________ > Core / wife's - not in my Core: NEE .. SRE .. AWR .. NSC .. WPC .. NNN .. HSY .. PEP .. CL .. CHD .. CVS .. ABT .. CAH .. MCK .. SHW __________________________________________________________________________________ -- 11Jan2017: Bought KMB. Added more to current position. -- 09Jan2017: Bought JNJ. Added more to current position. -- 04Jan2017: Bought HCN. New position(to match wife's full position at Fidelity) -- 03Jan2017: Sold AGNC, MTGE, TCRD(to reduce exposure to new-President administration economic policy uncertainty). --------------------------------------------------------------------------------------------------- -- 22Dec2016: Bought WEC. New 1/2 position(to match wife's full position at Fidelity). -- 20Dec2016: Sold PAA(due to K-1's and future taxes). -18% total return w/o reinvestment of dividends for 36 months. -- 08Dec2016: Bought SO. Added more, SO now a 2x. -- 23Nov2016: Sold PSEC. +10% total return w/o reinvestment of dividends for 37 months. -- 11Nov2016: Bought PM & KO. Added more, PM now at 2x and KO now at 1.5x positions. -- 11Nov2016: Sold MAIN. +36.5% total return w/o reinvestment of dividends for 25 months. -- 11Oct2016: Bought D. Added more, now a 2x position. -- 06Oct2016: Bought PM. Added more, now a 1.5x position. -- 03Oct2016: Sold QCOM. +2.25% cap gains(not div's) for 37 months. -- 15Sep2016: Bought CHD & WEC. New full positions for wife's Fidelity. -- 14Sep2016: Bought KMB & WTR. New full positions. -- 09Sep2016: Bought KMB & WTR. New full positions for wife's Fidelity. -- 26Aug2016: Trimmed MSFT +107% cap gains(not divs) & VTR +41% cap gains(not divs). Back to full positions. -- 18Aug2016: Bought HRL. New full position. -- 03Aug2016: Bought KHC. Added more to my current position. -- 02Aug2016: Bought SHW. New full position for wife's Fidelity. -- 01Aug2016: Sold CVX(to reduce raw energy exposure) +29.75 cap gains(not div's) for 10 months. Sold HCP(due to spin-off concerns) +9.75 cap gains(not div's) for 10 months. Sold CMI(to reduce industrial exposure) +9.4% cap gains(not div's) for 6 months. All 3 in wife's Fidelity. --29Jul2016: Bought MO & HRL. New full positions for wife's Fidelity. --28Jul2016: Sold BCE(due to no auto-reinvest @ Schwab). +2.75% cap gains(not div's) for 38 months. -- 25Jul2016: Bought CCE. Added more to my current position. -- 20Jul2016: Bought NEP. Added more to my current position. -- 15Jul2016: Bought V. New position(cash from rare coin trade-in). -- 13Jul2016: Sold RCI(due to no auto-reinvest @ Schwab). +2.25% cap gains(not div's) for 36 months. -- 28Jun2016: Bought KO & PEP. New full positions for wife's Fidelity. -- 27Jun2016: Sold ABBV(due to exposure to Humira and lack of moat-type replacements). In wife's Fidelity. +5% cap gains(not div's) for 9 months. -- 24Jun2016: Bought CCE. New full position for wife's Fidelity. -- 06Jun2016: Bought D. Added more to my current position. (cash came from CCE special dividend -- due to merger/buyout) -- 10May2016: Bought PG. Added more to my current position. -- 28Apr2016: Bought ABT & CAH. New full positions for wife's Fidelity. -- 1Apr2016: Bought CVS. New full position for wife's Fidelity. -- 28Mar2016: Bought KHC. Added more to wife's current Fidelity position. -- 18Mar2016: Bought AWR. New full position for wife's Fidelity. -- 17Mar2016: Bought KHC. New full position for wife's Fidelity. -- 9Mar2016: Bought NEP. New 3/4x position for wife's Fidelity. -- 19Feb2016: Bought NEP. New 3/4x position for my and wife's IRA. -- 11Feb2016: Bought GIS, JNJ, UNP. Added more to my current positions. -- 9Feb2016: Trimmed MO. Trim from 3.5x to a 2x position. +65% cap gains(not divs) for 30 months. -- 4Feb2016: Bought GIS, PM, D. New full positions for wife's Fidelity. -- 3Feb2016: Bought GIS, PM, D. Added more to my current positions. -- 1Feb2016: Sold STR(due to cash buyout by D). +28.5% cap gains(not div's) for 43 days. -- 28Jan2016: Trimmed T. Trim from 3x to a 2x position. +16.5% cap gains(not div's) for 48 months. -- 4Jan2016: Bought JNJ & STR. Added more to my positions. ------------------------------------------------------------------------------- -- 30Dec2015: Bought D. New full position. -- 17Dec2015: Bought STR & LNT. New 1/2 positions each. -- 14Dec2015: Sold WPC(possible split-up of company). -2% cap gains(not div's) for 5 months. -- 10Dec2015: Sold BAX/BXLT(company split / too low of dividend now). +19% cap gains(not div's) for 24 months. -- 10Dec2015: Sold CCP(too low of credit rating: BB+). +6% cap gains(not div's) for 3 months. -- 03Nov2015: Bought HSY & NNN. New full positions for wife's Fidelity. -- 02Nov2015: Bought VTR. Added more to my current position. -- 02Nov2015: Bought HCN. New full position for wife's Fidelity. -- 27Oct2015: Bought STR. New full position for wife's Fidelity. -- 12Oct2015: Bought CMI. New full position for wife's Fidelity. -- 05Oct 2015: Bought ABBV. New full position for wife's Fidelity. -- 17Sep2015: Bought PG, NSC. New full positions for wife's Fidelity. -- 15Sep2015: Bought SO, T, VZ, CVX, NEE, VTR, WPC, KMI, SCG. New full positions for wife's Fidelity. -- 10Sep2015: Bought XOM, JNJ, UNP, HCP. New full positions for wife's Fidelity. -- 06Aug2015: Bought MAIN. Added more to my current position. -- 22Jul2015: Bought WPC. This is a new position. -- 10Jul2015: Bought UNP. Added more to my current position. -- 6Jul2015: Bought KHC on first day of merger of Kraft & Heinz. -- 6Apr2015: Bought JNJ. Added more to my current position. -- 26Mar2015: Sold LO(did not want RAI). +50.47% cap gains(not div's) for 24 months. -- 28Jan2015: Bought T. Added more to my current position. -- 26Jan2015: Sold NHI(no credit rating). +43% cap gains(not div's) for 25 months. -- 8Jan2015: Bought UNP as a new near full position. Added to CCE to make it a full position. -- 2Jan2015: Sold LTC(failed to raise dividend). +16% cap gains(not div's) for 11 months. -------------------------------------------------------------------------------------------------- ** the sun is a star? we are primates? when I die I'm dead? --- could be worse! :)
An investor with circa 30 years of professional, managerial and financial experience, gathered through both private-individual activities as well as asset management type of roles.
I'm involved in running a leveraged fixed-income, absolute return, hedge fund that aims at providing its investors with double-digit returns, per annum. The fund runs a fast, frequent and furious trading strategy and it focuses on the very short term. Definitely not a Buy & Hold!
I'm also advising and consulting to private individuals, mostly HNWI that I had been serving through many years of working within the private banking, wealth management and asset management arenas. This activity focuses on the long run and it's mostly based on a Buy & Hold strategy.
Risk management is at the very core of our essence and while we normally take LONG-naked positions, we constantly hedge our positions, in order to protect the downside, that usually occurs at times when you least expect that to take place...
I cover all asset-classes though mostly focusing on cash cows and high dividend paying "machines" that may generate high (total) returns: Interest-sensitive, income-generating, instruments, e.g. Bonds, REITs, BDCs, Preferred Shares, MLPs, etc. combined with a variety of high-risk, growth and value stocks.
I believe and invest for the long run but I'm very minded of the short run too. While it's possible to make a massive-quick "kill", here and there, good things usually come in small packages; so do returns. Therefore, I (hope but) don't expect my investments to double in value over a short period of time. I do, however, aim at an annual double-digit returns on average, preferably on an absolute basis, i.e. regardless of markets' returns and directions.
Timing is Everything! While investors can't time the market, I believe that this applies only to the long term. In the short-term (a couple of months) one can and should pick the right moment and the right entry point, based on his subjective-personal preferences, risk aversion and goals. Long-term, strategy/macro, investment decisions can't be timed while short-term, implementation/micro, investment decision, can!
When it comes to investments and trading I believe that the most important virtues are healthy common sense, general wisdom, sufficient research, vast experience, strive for excellence, ongoing willingness to learn, minimum ego, maximum patience, ability to withstand (enormous) pressure/s, strict discipline and a lot of luck!...
Simply Safe Dividends helps conservative dividend investors increase current income, make better investment decisions, and avoid risk. Brian Bollinger, CPA, runs Simply Safe Dividends and previously worked as an equity research analyst at a multibillion-dollar investment firm.
At Valuentum, we think the best opportunities arise from a complete understanding of all investing disciplines in order to identify the most attractive stocks at any given time. Valuentum therefore analyzes each stock across a wide spectrum of philosophies, from deep value through momentum investing. We think companies that are attractive from a number of investment perspectives--whether it be growth, value, momentum, etc.--have the greatest probability of capital appreciation and relative outperformance. The more investors that are interested in the stock for reasons based on their respective investment mandates, the more likely it will move higher.
Please read our Disclaimer that applies to all articles published on Seeking Alpha: http://www.valuentum.com/categories/20110613
Follow us on Twitter: @Valuentum
I'm a 66-year-old investor focused on dividends in a Retirement Income Portfolio.
I've been a member of BetterInvesting.org since 1982 (formerly the National Association of Investment Clubs). For many years as a volunteer I helped lead workshops to teach tools developed by NAIC to educate investors about how to do basic fundamental stock analysis. I continue to have a strong interest in investor education.
Better Investing's "four principles" have been very helpful to me:
1) invest regularly throughout your lifetime;
2) invest in growth companies;
3) reinvest earnings and profits;
4) diversify by industry and size.
Bill Bengen's "4% Rule" inspired my goal to design a retirement portfolio of individual dividend growth stocks as a way to tap only dividend income from the portfolio as long as possible rather than selling assets.
Some things I've gleaned from mentors and colleagues:
- Peter Lynch's conviction that the average person, with some study and discipline, can make good decisions about stocks;
- Louis Rukeyser's ability to ask probing questions about the market;
- From The Intelligent Investor, Benjamin Graham's focus on value;
- From Better Investing columns, Charles Allmon's skill in finding growth stocks that also had the virtues of value and income;
- Brad Thomas' analysis real estate investment trusts;
- Bob Wells' disciplined search for dividend growth;
- From The Single Best Investment, Lowell Miller's focus on quality and safety;
- David Van Knapp's ability to keep the big picture in mind when designing a portfolio;
- David Fish's dedication to monitor consistent dividend growth;
- Factoids' distillation and dissemination of mounds of data;
- Chowder's determination to buy and hold quality businesses;
- BDC Buzz's clarity about the risks business development companies;
- Tom Konrad's commitment to alternative energy investments;
- George Fisher's insights about utility opportunities;
- The Seeking Alpha community--both veterans and young contributors.
I am a 40-something year old retired US lawyer living as an expat in Lisbon, Portugal. I publish articles here on SeekingAlpha, and have an expanded group of articles and posts on my webpage, TheInvestorUnderground.com.
I had my first passbook account in the 1960s, and lost money in the 1987 crash. Subsequently, I have run investor chat rooms and an investing blog. I also am a published author and write a film animation blog at animatedfilmreviews.filminspector.com.
I bought my first Manhattan property in 1993 and also own property in Colorado. I enjoy investing in real estate and writing about it. I invest in income stocks such as REITs and consider that my area of expertise.
Oh, and I was mentioned in "Scam Dogs And Mo-Mo Mamas: Inside the Wild and Woolly World of Internet Stock Trading" (2000), by Wall Street Journal reporter John R. Emshwiller, a good guy. It's about the bad old dot.com days.
Retired, late 50's
Hold CFP designation. Passed CFP exam Nov 2000
Author of "IRA: A Quck Reference Guide". Available on Amazon as an e-book.
Author of "Retirement Investing for INCOME ONLY: How to invest for relaible income in Retirement ONLY from Dividends"
My investment strategy is built around the creation of an income stream that will provide me with long term flexibility. I believe there are many ways to accomplish this goal from buying stocks that have an income component at value, to cash flow generating real estate investments to bond and bond equivalents. Each investor must know where they're trying to get to, then create a formula that works best for them. I choose to focus on income because it allows me to sleep more comfortably.
My husband plans to retire in 3 years (at age 67) and I plan to retire in 7 years (at age 62). We began focusing on dividend growth investing in 2013 but have been invested in mutual funds for decades. Our current DGI retirement portfolio is comprised of the following 64 DGI stocks: ABBV, ABT, AMGN, AVA, BBL, BMY, CAH, CBRL, CCP, CLX, CMCSA, COP, CSCO, CVX, D, DEO, DLR, DUK, ED, EMR, EPD, GE, GILD, GIS, HCP, IBM, JNJ, KHC, KMB, KMI, KO, LMT, LNT, MCD, MMM, MMP, MO, MRK, MSFT, NEE, NOK, O, OHI, OMI, PEP, PFE, PG, PM, SCG, SEP, SO, SYY, T, TUP, UL, UPS, UTX, VTR, VZ, WEC, WMT, WPC, XEL, and XOM,
In addition, I manage our millennial daughter's dividend growth retirement portfolio of the following 34 stocks: AAPL, ABBV, ABT, AMGN, BMY, CAH, CBRL, CCP, CSCO, D, DIS, DLR, EMR, GILD, JNJ, KMB, KO, MCD, MMM, MMP, MSFT, OMI, PEP, PFE, PG, PM, SCG, SO, T, V, VTR, VZ, WEC, and XOM.
First, the good stuff. Here's my portfolio ...
Consumer Discretionary: MCD, NKE, SBUX, TGT
Consumer Staples: COST, CVS, GIS, KHC, KO, MO, PEP, PG, PM, RAI, WBA
Energy: CVX, KMI, XOM
Health: ABBV, AMGN, GILD, JNJ, MCK
Industrial: BA, LMT, MMM
REITs: HCN, NNN, O, OHI, VTR
Technology: AAPL, MSFT, QCOM
Telecom: BCE, T, TU, VZ
Utilities: AVA, D, SCG, SO, WEC
ALSO: small stakes in 25 additional companies held in the Dividend Growth 50 portfolio (http://seekingalpha.com/article/2764265-its-new-its-nifty-its-the-dividend-growth-50): ADP, AFL, BAX, BDX, CAT, CL, CLX, COP, DE, EMR, GE, GPC, HCP, HSY, IBM, KMB, MKC, NEE, QCP, SHPG, SJM, UTX, V, WFC, WMT.
Now, a little about me:
I am a 50-something former sportswriter who was sent on a permanent vacation during the Great Recession. That sucked, but my story is not a sad one. Unlike many folks who lost their jobs, I am not in financial distress, I am not depressed and I am not bored.
My wife is a pediatric nurse with a bullet-proof job and decent benefits. So after supporting her and our two kids (now grown) for most of three decades, the least she can do is support my semi-retired keister!
Because of Roberta's job situation, because we have zero debt (not even mortgage debt), because we no longer have any dependents and because we have been pretty diligent savers over the years, we are comfortable (though nowhere near rich).
Although we hold some funds, bonds and cash, my investing philosophy leans heavily toward Dividend Growth Investing. By early next decade, we want to live entirely off of our income stream, Social Security and pension payments - and therefore will not have to spend down the principal one iota. To accomplish this, we invest mostly in blue-chip companies with long track records of growing dividends. As of mid-2016, we are well ahead of pace to reach our goal.
When not researching investments and writing for Seeking Alpha and other Web sites, I coach middle-school girls basketball at Metrolina Regional Scholars Academy, the top charter school in the Charlotte metro area; in March 2016, we won the first conference championship in school history! I also umpire youth baseball and referee youth basketball.
My wife and I dote on our 5-year-old pup, Simmie, and keep up on the doings of our now-grown kids, Katie and Ben. And we love to cheer on the basketball team of our alma mater, Marquette University, where we both majored in Journalism. Go Warriors! Also big fans of the Carolina Panthers.
I still occasionally post to the blog I initiated in 2007 -- lots of sports stuff, some politics, some personal junk -- at www.TheBaldestTruth.com.
Motto: I invest in undervalued (i.e. cheap) well-established companies trading at a below market multiple.
The companies that I invest in are large stable companies with proven track records. My goal is the highest total return possible with the least amount of risk.
Professional Background: I am a healthcare practitioner with extensive experience in the pharmaceutical sector. I have a passion for investing honed over the past twenty years through various market cycles.
Individual investor focused upon a limited number of diversified stocks. Seeks stocks selling below fair value; favors dividend growth. Advocates fundamental investment analysis, supplemented by the technical charts. Options strategies primarily employed to generate additional income or hedge risk.
Doug Meeks is a Registered Investment Advisor in Plano, Texas. He is the Principal Advisor for Pier LLC, an investment management company. The focus at Pier is to build and manage income-producing portfolios for our clients. We provide individual service to those who are inclined to see their money working for them. Growth and income do not have to be different parts of your portfolio.
I am a medical professional, but I have been studying investing for many years so that I can control my own portfolio. DGI seems to be the best way for me to invest for my retirement while being able to sleep at night.
I have also been successfully trading cash secured puts for extra income. I share my experience on my websites, Tradingcsps.com and my blog Tradingputs.com.
Brad Thomas is a research analyst and he currently writes weekly for Forbes and Seeking Alpha where he maintains research on many publicly-listed REITs. In addition, Thomas is the Senior Analyst at iREIT Forbes and Editor of the Forbes Real Estate Investor, a monthly subscription-based newsletter.
Thomas has also been featured in Forbes Magazine, Kiplinger’s, US News & World Report, Money, NPR, Institutional Investor, GlobeStreet, and Fox Business. He was the #1 contributing analyst on Seeking Alpha in 2014 (as ranked by TipRanks) and he is currently writing a book on the legendary investor Donald Trump.
Thomas has co-authored a book (The Intelligent REIT Investor) that is available on Amazon.
Thomas received a Bachelor of Science degree in Business/Economics from Presbyterian College where he played basketball. He resides in South Carolina with his wife and kids.
I'm a computer programmer and teacher of computer programming. I am self-employed, and manage my own SEP/IRA and investments for retirement.
My personal investing goal is to own a portfolio of dividend growth companies such that:
1) The overall portfolio dividend income is sufficient to pay for all of my routine retirement expenses. I do not ever want to be forced to sell something to produce cash, especially when my asset prices are down. [I have no objection to occasionally choosing to sell something to pay for a one-time expense such as a vacation or a gift.]
2) The overall portfolio dividend income rises each year by more than the rate of inflation, so that my purchasing power does not erode over time.
I invest primarily in David Fish's lists of Dividend Champions, Dividend Contenders, and Dividend Challengers. See http://www.dripinvesting.org/tools for those lists.
I do not invest in MLP's or BDC's or CEF's or preferreds.
I maintain a free web site that contains dividend histories for all of David Fish's Dividend Champions, Contenders and Challengers: http://www.tessellation.com/dividends
Dave Fish is Executive Editor for The Moneypaper and co-manager (since 1999) of the MP 63 Fund (Symbol: DRIPX), a fund that invests exclusively in companies that offer Direct Investment (or Dividend Reinvestment) Plans. He is also the author of the U.S. Dividend Champions spreadsheet (and PDF), which is updated at the end of each month...and lists companies that have increased their dividend payout for at least 25 consecutive years. (Separate tabs list "Contenders" that have increased their payouts for 10-24 years and "Challengers" that have increased their payouts for 5-9 years.) http://dripinvesting.org/Tools/Tools.asp
Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm. Prior to forming his own investment firm, he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.
Retired Project Manager - 38 years with a national utility. Married 38 years and have 3 wonderful kids. USAF Veteran. Investing primarily in solid dividend paying companies with focus to generate income, capital appreciation is of secondary concern but still important.
As an SA Contributor I write about dividend investing general principles and strategies. I'll also write about concepts that apply across the investment spectrum but my focus is generally directed to dividend paying companies.
I tend to be conservative in investing approach. I invest and trade so as to increase my "discretionary" income. I live off my retirement pension and want to increase my account to provide additional income in future years. I'm 63 but haven't made a determination as to when I'll start using the additional income, preferring to remain flexible.
As a side note the profile picture is not me, it's my great grand-dad who was born in 1833, fought in the Civil War, fathered 11 children (the last one born when he was 67), worked hard as a farmer to take care of them, and died in 1910. I use it as inspiration to remind myself not to get lazy. I am fortunate to have been raised by great parents who set a great example for work ethic and taught me that we can accomplish much if we're willing to apply ourselves. That's why I invest my own money rather than depending on someone else.
I am an individual investor and the author of seven eBooks on dividend growth investing. I try to help self-directed individual investors profit from stock investing. I contribute articles and studies to both Seeking Alpha and Daily Trade Alert. I hold an undergraduate degree in physics from Holy Cross College and a JD from Georgetown University. My wife Sue and I live in beautiful Canandaigua, NY.
Bob is retired from a career in law enforcement including more than 20 years as an instructor of Investigative Interviewing. He is a Dividend Growth investor using dividend yield from low beta stocks for income and preservation of capital. Bob has self managed his portfolio since early in 2011. He hopes to encourage discussion among those already in retirement and receiving income from their portfolios.
My curent portfolio is available here:
I believe that everyone needs a portfolio business plan.
Here's a copy of ours:: http://seekingalpha.com/article/2426965-our-retirement-portfolio-business-plan-legacy-edition-part-two
A list of Dividend Growth Safety Superstars for the past decade is available here: http://seekingalpha.com/article/2255863-a-review-of-the-dividend-safety-superstars
On October 31st, 2014, I retired. Turned in the keys to the company car, gave them my computer and my account lists and joined the ranks of those who "slipped off into the sunset." I never thought in retirement that I would be this busy. It's fun. Time with the grandkids, time to perfect my cooking skills, and time to travel and check off the things on my bucket list. I should have done this a long time ago.