I am a millwright working for an Ag commodities broker. Beans ,corn, wheat,phosphates, urea, lime, sand gravel and soil. We buy, ship, store and sell. I have been an individual investor starting with mutual funds since the early '90s. I like DRIP'S and hold several. I also like capital equipment and invest largely in industries that I understand. Most of my holdings are long term dividend plays but I do some research and speculate on some of my hunches. I hope to ultimately replace all of my preretirement income with dividend income on retirement. I think I have done well for an amateur.