I had 2 rewarding careers, but I am now retired: Automobile Business and Investment Advisor I retired on 3/4/2013 as the Business Development Manager for the Penske Motor Group in Southern California. Previously held Series 7 and worked at Morgan Stanley as VP (Retired 2001) I started with the firm when they were still Dean Witter- before they merged with Morgan Stanley, in Newport Beach, California. I have 13 large stock positions, that I have accumulated over the years in a taxable trust account and a 401K rollover account with about 12 positions, including ETF's, ETN's. I started investing in my early twenties and rarely sell a position, but do sell covered calls and cash-secured puts when the premiums are attractive. Over the years I have had only a few positions called away and like to only invest in companies that are "best of breed" and that I am willing to hold through all the noise and market fluctuations. Retired and living in Las Vegas and spending my children's inheritance and learning how to play draw poker with my fun money. I did a "Bucket List" in 2008, putting 44,000 miles on my Prius and traveling to 5 countries. I did my 2nd " Bucket List 2.0 " on 9/14/15, with travel to 5 different European countries and Russia. Finished this portion of my list and am planning the next leg...to southeast Asia in the Fall of 2016, spending a month in Vietnam, Cambodia, Thailand and Singapore. When I retired in 2013, I put enough cash into my taxable trust account, to cover expenses for 5 years, when I will turn 65 and be able to join Medicare and will start taking withdrawals from my IRA rollover accounts. By doing this, I have minimal income now and qualify for the lowest Obamacare insurance. My monthly premium is $57 (2016) and I have a yearly out of pocket of $500. I am grateful to the SA article that suggested this strategy to me. I use Seeking Alpha articles and comments to get new ideas or to look at companies through a different set of glasses. I never make investment decisions based on one person's advice or one article, in this or any forum. I tend to invest in companies that I use and like their services. Sometimes, these turn into home runs and sometimes they don't. I starting using Netflix and Priceline back in 2004...I wish I had purchased more than 500 shares of each. I still use their services and own the stocks: although they have both split 6-1 and 7-1 since 2004 and don't put off any income.