3G is dead and Apple was smart to do an end run on it because Wi-Max will bury 3G. Smart move. BTW take a look at the roll out smoothness of 3G and then re-ask yourself why you even asked the question in the first place.
ETF Investing Guide: The 4 Criteria for Picking a Brokerage [View article]
A lot of ETFs distribute dividends, and it's much better to have them automatically reinvested rather than put into a cash account. The reason? Because the investor will incur ADDITIONAL trading commissions as the incoming dividends are continuously reinvested. This can eat up returns. The only time this would not be important would be if the investor plans on taking the cash as the dividends are distributed.
It is obvious that the Gov't caused most of this problem and that with all the opaqe qualities of this whole scheme it would seem that wise folks would keep away. I unfortunately am an owner of (BAC) who wishes he could go back in time and correct my stupidity.
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