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jaych79

jaych79
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  • Guaranteed Retirement Accounts: Good Idea Or Not? [View instapost]
    There is a saying that I live by... "Pay now and play later or play now and pay later" Either way you will pay. I am paying now and getting it out of the way. I am setting up my multiple streams of income so that I may play in retirement later without worry. I believe they call it delayed gratification. People these days take the money they should be investing and buy cars they don't need, taking vacations out of their means, and having to have the latest and greatest everything. It really is sad that people cannot control their decisions better than what they do and then turn around and blame someone else in the end.
    Apr 30, 2013. 03:51 PM | 4 Likes Like |Link to Comment
  • Guaranteed Retirement Accounts: Good Idea Or Not? [View instapost]
    They need to teach investing in school. The problem is people tend to think you need to be rich in order to invest or they don't really care to invest now and instead of putting away X amount each week, they just buy new widgits and wingdings to keep up with the Joneses. Many also just bank on Social Security, food stamps, and their children to care for them. It seems many just don't really care about the future, only the now.

    Allow the government to control a retirement account as described above and it will just turn into another cookie jar for other programs. It will turn into what Social Security is today. Perhaps people can just take responsibility for their lives. High schools need to be teaching ways to invest such as DGI, real estate, etc. Instead kids today just get a visit to their school from a teller of a local bank to show them how to "save" and maybe balance a check book.
    Apr 30, 2013. 01:56 PM | 1 Like Like |Link to Comment
  • BlackBerry Q10: Here It Comes [View article]
    And the only prescription is more cowbell.
    Apr 29, 2013. 04:19 PM | 12 Likes Like |Link to Comment
  • Use Your Tax Refund To Start Your Retirement Savings [View article]
    Sorry to be this guy but I think you guys mean dependents?
    Apr 29, 2013. 12:48 PM | Likes Like |Link to Comment
  • The Apartment Building Covered Call Strategy [View article]
    $KO is $84?
    Apr 25, 2013. 06:09 PM | Likes Like |Link to Comment
  • Ford Is Well Positioned To Grow [View article]
    Although to be fair, some Toyota and Hyundai are assembled here in America and are assembled by American workers.
    Apr 25, 2013. 05:13 PM | 2 Likes Like |Link to Comment
  • Ford Is Well Positioned To Grow [View article]
    Used vehicles can't be used forever. Eventually they will have to be retired and someone will have to start buying brand new.
    Apr 25, 2013. 03:32 PM | Likes Like |Link to Comment
  • AT&T Has Fair Price And Excellent Dividends, But We Have To Pay Attention [View article]
    If $T keeps pumping out the quarterly dividend payments and increases annually those dividends, it will remain in my portfolio.
    Apr 24, 2013. 04:33 PM | Likes Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    Great point William about making more money with their stock than their accounts.
    Apr 24, 2013. 04:28 PM | Likes Like |Link to Comment
  • Nokia As Comeback King: Using A Grassroots Approach To Win [View article]
    How many people that "liked" the main Nokia page also "liked" all of the regional pages as well? Very difficult to keep track of that and get an accurate reading.
    Apr 24, 2013. 02:53 PM | 1 Like Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    Exactly jackooo. While a dividend is not guaranteed either, it simply means that company will no longer be a holding of mine should they choose to not pay or increase that dividend on an annual basis. Also with investing for dividends, I am not as emotionally tied to the daily, weekly, monthly price fluctuations of my holdings. I only care if they pay the dividend. Easier to sleep at night.
    Apr 24, 2013. 01:15 PM | 4 Likes Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    Even investing in BAC has opportunity cost associated with it. But being able to have a company pay me, my children, my grandchildren (not yet born), etc a steam of income for years is worth more to me than holding a stock for a handful of years, cashing out, and then not having the asset anymore. I invest for cash flow. That is my strategy. Everyone has their own goals, objectives, and reasons for the way they invest. I prefer to make money while holding a stock. It's not better or worse than your way, it's just my way. I wish you the best and I hope $BAC goes to $100 a share.
    Apr 24, 2013. 01:09 PM | Likes Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    If $WFC cuts the divy then they are gone from my portfolio. Share price appreciation is nice, but I am more concerned about that dividend and annual increases.
    Apr 24, 2013. 12:34 PM | 2 Likes Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    I misspoke about basis. Bad wording, same concept.
    Apr 24, 2013. 12:04 PM | 2 Likes Like |Link to Comment
  • A Tale Of 2 Bank Stocks [View article]
    If I am receiving money into my pocket, I am lowering the amount I have paid for the same amount of shares. If I paid $1000 for 50 shares of company ABC, and receive $10 in dividends, I have effectively paid $990.00 for those same 50 shares.
    Apr 24, 2013. 12:03 PM | 3 Likes Like |Link to Comment
COMMENTS STATS
506 Comments
1,002 Likes