Semi-retired retail executive with both operational management and merchandising backgrounds. 26 years of department store merchandise management (supervising buyers) and store leadership. 7 years of "big box home improvement" management. The part I miss the most is employee training and executive development. A mentor taught me how to coach and surround myself with those who are more talented than I. After years of watching financial advisors (sales people) make classic mistakes and follow the marching orders of their firms (sell you proprietary funds with high costs), I broke away and moved everything to Vanguard. I watch over our portfolio and those of the extended family.