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NV_GARY

NV_GARY
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  • New Residential: A Stable, Undervalued Income Stock Yielding 12% [View article]
    DI-
    thanks-G
    Jan 26, 2015. 01:31 AM | Likes Like |Link to Comment
  • 3 Companies With Better Dividends Than AT&T? [View article]
    Pretty low numbers of investors....
    Jan 26, 2015. 01:21 AM | Likes Like |Link to Comment
  • Build America Bond Trust: A And AA Bonds With A Discount To NAV And A 7% Yield [View article]
    Seatle
    10 of 12 months, the ROC was .0062- about 4.7%. Many eREITs are much higher- sort of depends on whether or not the NAV is falling- but that seems ok. But, point taken.
    G
    Jan 26, 2015. 12:29 AM | Likes Like |Link to Comment
  • GE Offers Investors An Electrifying Dividend Yield [View article]
    Really- Electrifying? They need to put the juice to div growth.
    long-
    G
    Jan 25, 2015. 11:05 PM | 2 Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    DF-
    Thanks- that is nice for those that wish to hold off most of the year.
    G
    Jan 25, 2015. 10:20 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    fedinvest-
    Try the free calculators at TurboTax and HR Block- you can try different numbers. Of course, at this time, they have 2014 figures, but is close.
    One problem I've found in TTax (free) is they seem to count qualified dividends as income even though they do have an entry for it separate from non-qualified. No problem with HRB tho.

    This tax info card is also helpful for some current figures:
    http://bit.ly/1BbvYc4

    -G
    Jan 25, 2015. 07:35 PM | 1 Like Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    divneer- or - KKING
    The sticking point seems to be if one wished to take an RMD late in Dec- won't you get dinged for not doing estimated payments- since you knew early in the year how much you would be taking?
    G
    Jan 25, 2015. 07:22 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    Nearly-
    Then we can all go on gov't 'relief'- correct?
    Jan 25, 2015. 07:17 PM | 1 Like Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    liongterm-
    I can't tell when you are taking the RMD- quarterly or just before Dec 31st??

    Since we know pretty early in the year how much the RMD total will be, I believe the IRS expects quarterly distributions and tax payment.

    G
    Jan 25, 2015. 06:59 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    Smallstep-
    You might want to double check the rules on:
    1. If you set up Roth account less than 5 years, you cannot withdraw that Roth within 5 years for your need. You need to wait for 5 years.

    Since taxes have been paid already, you should be able (by the rules) to take CONTRIBUTIONS out at any time/age, if under 59 1/2 it would be different. And am pretty sure after 59 1/2, you could take any capital gain etc out also.
    G
    Jan 25, 2015. 06:51 PM | 1 Like Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    Frank-
    It's for Depreciation, not Appreciation !
    Jan 25, 2015. 04:13 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    as10675-
    Many folks ignore the useful option of having qualified dividends and cash in a taxable account-- non-taxed sources come in handy. Just wish I had more in the taxable!
    G
    Jan 25, 2015. 03:20 PM | 1 Like Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    MGP-
    Where does it say you can take your RMD at the end of the year? Since the IRS wants to see payment of tax on RMD during the year (quarterly, I believe), wouldn't you be hit with late payment penalty? And why wouldn't quarterly for the RMD give you more opportunities to do them for stocks fallen in price- 3 more chances/year?
    G
    Jan 25, 2015. 03:03 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    You would need earned income if the ROTH was to be opened - not already in existence.
    G
    Jan 25, 2015. 02:50 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    DF-
    I believe you meant Disrtibution Period (IRS) --age 71 is a 26.5 divisor. The one you gave is for age 70.
    also RE the RMD:
    This begs the question- if I am doing RMDs quarterly to get to the total, can I simultaneously do conversions in-kind of stock in the IRA to a ROTH- are must I have taken the year's total RMD before starting a conversion? (a source in IRS docs would be goof too- since the one cited #6 above is a bit vague)
    G
    Jan 25, 2015. 02:47 PM | Likes Like |Link to Comment
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