I am a 63 year old semi-novice investor, converting to a DGI portfolio since drinking the Kool-aid during 2012 or so, and retired from a Florida Retirement System public school district in July, 2014. I live on the northwestern Florida Gulf Coast - paradise. I'm married with three grown step children and have two grandsons, one seven and one almost two, both of whom color my world. I enjoy the beach, target shooting, and spending as much time in the north GA and western NC mountains as I can, hiking in the woods to the waterfalls. May your dividends be high and increase each year. Thanks for reading this.