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gwynfryn

gwynfryn
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  • Here's Why Facebook's Advertising Revenues Could Grow To Over $40 Billion By 2021 [View article]
    Re:"Though ARPU was seen at $9.00 in the U.S. and Canada during Q4 2014, it was recorded at much lower levels of $3.45, $1.27, and $0.94 in Europe, Asia-Pacific and Rest of World respectively"

    According to a recent Time article, the difference between how much dross Americans buy (to fill up garage space, apparently) compared to Europeans, is more than 4:1, not the two and a bit the article reports for ARPU. There is supposedly a correlation between what ads people see, and how much they buy, so expect this difference to increase, rather than close up, as the author expects
    Apr 3, 2015. 09:35 AM | Likes Like |Link to Comment
  • FICO readies new credit scoring system [View news story]
    Ouch; if I ever had all my money on one stock, I'd want it to be something more readable than BAC, and not so linked to the stock market in general! Yes, BAC should pay off well, a few years from now, but we're due another crash before then, so I hope you are keeping an eye on that, too, n?
    Apr 3, 2015. 09:23 AM | Likes Like |Link to Comment
  • Facebook: The Quarter-Trillion Monster [View article]
    It's popular with those who like to network, but that's all that really distinguishes it from any other job seekers' site. Besides, it's not a lot of use to anyone outside the US, or seeking to work there (which, believe it or not, is not everybody).
    Apr 3, 2015. 08:55 AM | Likes Like |Link to Comment
  • Bank Of America - Will Q1 EPS Bring Risk Or Reward? [View article]
    Ed, I think most people know BAC is undervalued for the long term, but as you say, the current management seem to have lost their way so it's difficult to pin down. There are other stocks that seem more likely to do better in the short term (but I'm definitely keeping an eye on BAC).
    Apr 3, 2015. 08:49 AM | Likes Like |Link to Comment
  • Facebook F8 Wrap-Up: Bullish On Messenger And Oculus [View article]
    You're welcome, in case you ever really need it, but isn't using it to get rid of a post you don't like, a bit underhanded?
    Apr 3, 2015. 08:41 AM | Likes Like |Link to Comment
  • Reuters: Western banks axed 59,000 jobs in 2014 [View news story]
    That's probably the case with financial institutions, NYC, but with things like government services, according to all my recent experiences (all bad!) the biggest problem is there appears to be no mechanism in place to make those amendments that all systems need from time to time (we are in constant flux) that nobody in management seems to understand!
    Apr 2, 2015. 10:06 AM | Likes Like |Link to Comment
  • Bank Of America - Will Q1 EPS Bring Risk Or Reward? [View article]
    Why does anybody? As an engineer, I was expected to do give my best efforts on a standard salary, just like most non-managers. Why is it that managers, who are paid more in any case (why?) need bonuses to encourage them to do the work they've already got a more than adequate wage for?
    Apr 2, 2015. 10:01 AM | Likes Like |Link to Comment
  • Facebook: The Quarter-Trillion Monster [View article]
    "Progress" can be understood in two distinct ways, cash; the inevitable changes that come with new developments, or advancements that make peoples' lives better. In recent decades we've seen a lot of the former, but once you get outside of computing and the internet, most of the changes I've seen are reducing the quality of life.

    Example; there was a time you could write to a company with an unusual request, and get a polite and to the point response, but snail mail is so old hat, eh? Now we have things like e-mail which are much better, or should be, but the same progress that gave us these new means of communicating, also gave us automated responses, PC driven rule based procedures, and a management style that thinks all problems can be resolved using preformed check lists, from which no one may deviate (if they want to keep their jobs).

    Have you tried getting an answer from any institutional body, to an unusual request, lately? I’ve been in this position on a great number of issues, for six years or more, and in all that time I’ve never succeeded in getting a sensible response, as, if you get a response at all (e-mails are largely ignored, here in France) it’s usually a formulaic rehash of your own letter, or else a standard response which misses the point completely!

    Does this seem a desirable form of “progress”, to you? For me, it’s been an absolute nightmare, where I’ve been serially denied my legal rights (among other things) because the guys who wrote these procedures where ignorant of the law, and those implementing them seem to not have considered they need modifying before they are fit for purpose, or legally compliant, yet once installed, they are treated as if written in tablets of stone, by a prescient and omniscient being (which in all my recent experiences, was clearly far from the case) and so there appear to be no means of getting them developed or amended.

    I wish this was an isolated issue, but it isn’t; as soon as someone produces something new, others find ways of misusing or abusing them, and it rarely makes for desirable progress, yet it seems that the movers and shakers see these setbacks as somehow inevitable, and have no apparent interest in controlling such progress!

    Surly there’s got to be a better way?
    Apr 2, 2015. 09:56 AM | Likes Like |Link to Comment
  • Facebook: The Poster Child Of 'Jobless' Companies [View article]
    Those "unintended negative consequences" are already here, d! Example; I receive a request for copies of all my incomes and outgoings, from a body I first applied to nearly four months ago. The delay is bad enough (shouldn’t automation make things more efficient? Well no, not when the intent of management is to reduce costs, but what advantage is that to those who require these services?) but the real issue, is that I know most of this stuff was sent in with the original application. So what’s happening here? My guess (based on several years of such experiences) is that one or two weren’t included, but whoever wrote this program didn’t think of such an occurrence, and now that employees are obliged to stick to their check lists, and not stray from them, under an circumstances (another outcome of automated procedures…) the only solution remaining is: “Oh, we don’t have a form asking for the missing info, so we’ll use this one that asks for all of them…”!

    Insane, isn’t it? No one took the trouble to just tic the ones that are missing, are simply handwrite the request? Such initiatives are no longer allowed in the work place, so get used to it; this is the future, and it’s going to get worse!
    Apr 2, 2015. 09:30 AM | Likes Like |Link to Comment
  • Bank Of America: Reasons To Be Bearish [View article]
    Drivel! That's a correction, not a comment on your post, b. Soccer players dribble...
    Apr 2, 2015. 09:11 AM | Likes Like |Link to Comment
  • Reuters: Western banks axed 59,000 jobs in 2014 [View news story]
    Banks also need to respond to unusual requests, from time to time, and experience tells me you need people for that, not automation!
    Apr 1, 2015. 11:50 AM | Likes Like |Link to Comment
  • Facebook: The Poster Child Of 'Jobless' Companies [View article]
    Companies that "only have $107,000 in revenue per employee", really shouldn't be paying their CEOs a several million $ salary, but it doesn't seem to stop them!
    Apr 1, 2015. 09:45 AM | Likes Like |Link to Comment
  • Facebook: The Poster Child Of 'Jobless' Companies [View article]
    Well, ac, trees are free to go where, and do what, they please, or at least if not subjected to the root problem...
    Apr 1, 2015. 09:42 AM | 1 Like Like |Link to Comment
  • Bank Of America: Reasons To Be Bearish [View article]
    Why would Obama go back to Chicago, now he's given up his legal license (as has his wife)? As for the next president, from here across the pond, Clinton looks like the closest to a "sure thing" I've ever witnessed!
    Apr 1, 2015. 09:16 AM | 1 Like Like |Link to Comment
  • Bank Of America - Will Q1 EPS Bring Risk Or Reward? [View article]
    Sorry, n, but managers at BAC, as elsewhere, have been working hard for decades, to ratchet up their own pay to the ridiculous levels they enjoy today, so it's a forlorn hope to expect them to let them fall! Managers manage their companies primarily for the benefit of management, and talk of things like "shareholder value" is just so much hot air.
    Apr 1, 2015. 09:01 AM | Likes Like |Link to Comment
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