Early retiree managing my own portfolio.
Hi, my name is Dave. Retired Senior Manager after 35 years in Information Technology. Bachelor of Science in Mathematics, way back when. I'm managing my retirement dividend growth portfolio with an objective of higher than average current dividend yield coupled with annual dividend growth exceeding the long term rate of inflation. The goal is to use dividends to supplement my pension and Social Security income. I maintain a smaller,taxable growth oriented account to generate capital gains over the medium term to periodically refill a safe bank account for additional spending.
Just a small time private investor that is currently investing in oil & gas related energy names from Canada in order to generate dividends and income in case I ever get to retire. Still trying to find those monthly dividend payers for future income.
I am 40 and would like to retire before 60. I am fortunate to work for a state government and I am vested in their pension. So, I am set when I turn 60+. Because I don't have to worry about saving for a normal retirement age, I have been able to put almost all of my savings towards the goal of early retirement, by investing in a taxable brokerage account.
Ex-pat living and working in the Asia-Pacific region since 1999. I have travelled from Saipan to the Maldives and most countries in between which may have contributed to giving me a different perspective compared to some. 10-15 years from harvesting phase, but have the added complexity of a single-income household with a wonderful young family (pre-school). I have an aggressive savings plan and selectively plow savings and dividends into “best value” stocks roughly each month. Mainly a DGI investor, but have a few growth stocks and a very small speculative portion. Core positions include: RDS.B, T, JNJ, PG, KO, AAPL, ANZBY, FTS.TO, BCE.TO, CHL, XOM, BA, NVO, GIS, KHC, VZ, TD.TO, LMT, CL, RY, ABBV, UL, OHI, O, INTC, MO, SO, D, MMM, HNP, SBUX, UNP
I've been investing for 30 years as a hobby. An engineer by training, I prefer fundamental analysis with a healthy dose of technical signals. I have made every mistake in the book, but am still way ahead due to very aggressive saving. As retirement approaches, I am finally recognizing the wise words of my accountancy class professor back in 1991. Namely that "all that matters is the expected stream of dividends that a company will pay over its lifetime ". Therefore, I have a Core portfolio of dividend growers, CEFs, MLPs and REITs. Also, I have a Trade portfolio to experiment with "good" ideas. I use options, occasionally, to initiate or increase a position, or generate income. My nemesis is emotion.
I am a CPA, CFE and have a BA in finance. I don't like to lose money.
If there are any bank stocks you would like to have regular quarterly/semi-annual coverage on let me know, I add a lot of names throughout the year but want to provide regular coverage for interested readers.
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All the Best!