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We retired early and travel 9 months out of the year. This bio will just address our investment philosophy.

First we work as a team so that when one of us passes on, the other is not at a total loss. We focus on cash flow and do not allow market volatility fear to govern our decisions.

To us, retirement cash flow support consists of two primary parts: (1) Investing and (2) Personal Spending.

Regarding investing, we are primarily dividend investors. We use dividends to both: (a) fund our discretionary life style and (b) to automatically reinvest. We keep 2-3 years of cash flow needs liquid for a rainy day and for an emergency fund. Less than 20% of our portfolio is used for trading and to buy ...More
  • Description: Retiree. Trading frequency: Monthly
  • Interests: Developed International Markets, Dividend stock ideas & income, ETFs, Energy stocks, Gold, REITs
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