I work in the Hotel Industry and after living all around the world in search of new experiences and opportunities, I have momentarily settled in China. Lately, I became more interested in securing a constant and growing flux of income that will provide for my retirement. I found and became interested in Dividend Growth Investing thanks to the thought provoking, no nonsense, and down to earth articles from Seeking Alpha contributors and subsequent comments which provide balanced opinions and came to the conclusion that this philosophy of investing could provide a steady and growing income if applied wisely. I also drift away from DGI with a portion of the portfolio. In order to secure a high income growth, I use the CCC list as my favorite hunting ground, pratice due diligence, research and use different ratios that pin companies in competition with their peers and provide information on the following questions: How does the company manages its debt ? Is the company undervalued and growing ? Is the company profitable ? Is the growing dividend sustainable ? From my “go anywhere” former investment decisions, I am left with a bunch of stocks that do not fit my new goals. Some will be sold, others will be kept as they fill a different purpose in the overall portfolio. PORTFOLIO: Utilities: SO, XEL, AVA, WEC, D, STR Limited Partnerships: BIP, BPY, Reits: OHI, O, Consumer: KO, MCD, MDP, GIS, PEP, TGT, KRFT, MO, PM Telecom: T, Financial: AFL, ARCC, BRK Energy: COP, CVX, HAL, KMI, LNCO, NBR, SDRL, ESV, HFC Health: BAX, JNJ, GILD, VGHAX Industrial: LMT, F Technology: AAPL, Basic Material: SCCO
I retired from elementary school teaching in May, 2011. Today I'm an avid low desert gardener, researching varieties of peaches, plums, pears, apples and tomatoes that can survive and produce fruit in Arizona's 105˚+ summer heat. Now I'm researching dividend growth investing to find ways that invested savings can yield dividends the way orchards and gardens yield fruit. The real question is whether a beginner can successfully select stocks with dividends that can survive the ups and downs of today's economy. To find out, I rolled my tiny 403(b) over into an IRA and bought my first shares of MCD in May 2012.
July, 2013: I've sold most of the mutual funds in my IRA and invested the proceeds into dividend paying stocks: AAPL, INTC, MCD, PAYX, ABT, JNJ, AEP, PEG, CAT, COP, PG, GIS, KO, O, AFL, NSRGY, ABBV, and KRFT. The one year total return is a tad above 6%, the dividend yield is about 3.3%, and the portfolio's Beta is 0.7
In the garden, I'm trying to grow three varieties of blackberries, two papaya seedlings, a pummelo seedling, tromboncino squash, and miniature butternut squash vines.