I'm an educator and children's books author. I like keeping up with the market and have really learned so much. Actually, I've learned enough to know that I'll never know or understand it all. I do like reading SeekingAlpha.com. The articles help me with my online account. I'm learning about mReits and MLP's. Have recently discovered BDC's. I'm very concerned about the election, and then, the fiscal cliff. So, I doubt that I'll do anything other than silver, gold, and AAPL until everything settles down. I don't do options or covered calls; I'd need to take the equivalent of a college business/stock market class to become proficient in that.