An individual investor, and diligent saver, active in the markets for 30+ years. An unexpected early retirement has forced a change in portfolio strategy from a bias towards sustained growth to a bias towards sustained income. This is an ongoing process primarily focused on upgrading the credit quality and yield of the portfolio's holdings.
The goal is to generate a 6% yield on invested funds while incorporating appropriate risk management techniques to preserve capital. Specific consideration is given to:
•Stock Selection Criteria
The portfolio is anchored (15 - 20%) by preferred stocks and exchange traded notes which serve as a proxy for fixed income. These issues have higher dividend yields / coupon rates which allows greater latitude when selecting common stocks while still maintaining a 6% portfolio yield. Fixed income investments are intentionally minimized in favor of equities.
President Guildhall Wealth Management Inc. /Guildhall Diamonds Inc.
In 2002, Paul was introduced to the bullion business when he was recruited to manage the Toronto office for an international firm. By 2008, Paul had purchased the firm and acquired an additional two companies in the process, rebranding the company as Guildhall Wealth Management.
To further the expansion, Paul also founded Guildhall Diamonds Inc., delivering a new means of diversification within the hard asset portfolio. Personally witnessing gains in color diamonds, Paul soon became a passionate collector, securing only the highest in quality color diamonds for Guildhall clientele. Displaying a principled approach to his work, strong values and a focus on transparency, Paul soon experienced renown and respect from members of the color diamond and precious metals communities. A businessman for 40 years, Paul has shared his expertise, standards of excellence and passion for the industry with his children, Jeremy Wiseman and Nicole Snitman, who uphold their father’s strong ethics. . Under the tutelage of Paul, Guildhall Diamonds has been accepted into the Natural Color Diamond Association (NCDIA), and invited to the distinguished Argyle Tender.
I'm just a guy trying to get my retirement funds in order due to my company changing the way our pension plan works. I never was real involved as my funds were all in mutual funds until the change, and now I'm having to manage my own brokerage account. So I've been on a learning quest for the past few years to try and educate myself in the ways of the financial world. So far I haven't done to bad, but like any one else I can see where I could have done better on some decisions. Not that I'm all that worried or panicked, I've learned that the market some times does things that don't quite make sense but it will go the other way eventually if you are holding decent stocks. I really enjoy reading the articles you can find on "Seeking Alpha" because they tend to be more informative on just about any subject than I've found on other sites. In fact when I want to do some research this is usually the first place I look, as most of the authors seem to be just a bit more in the know than most. Some of the articles I've read on this site are quite unbelievable in the information that is printed in their pages and you won't find info like that anywhere else that I have found. Anyway like I said, I'm just trying to acquire the knowledge I need to keep myself out of the poor house later in life and this is one of the websites that I count on to keep me up to speed.