My first computer was an Atari which I used as an undergraduate. I was building and fixing computers by the mid 80's and ran an academic philosophy based BBS using OS2 during the 90's when I opted to continue a technical career instead of finishing a philosophy PhD. I tried a variety of linux distros and concluded there was too much anarchy and politicing in application selection where every application felt like a unuque OS and where the security got in the way of everything. I've used and rooted a bunch of Android phones and tablets. Even though I have a liberal art MA, military training gave me the foundation in electronics that I've kept up with to the extent that I understand the concepts of silicone switching from the atomic level up-- a reason I am in awe of what Intel is doing, even though I considered AMD's chips a far better value in the 1990's. I focus on technical stocks because I've had bad experiences in drug and financial stocks. I don't believe the FDA deals from the top of the deck. Pimco and Hatteras have taught me to stay with what I know. In two and a half years, I can retire at 57. A 453b is better than a 401k because I can divide it in two at that time and take equal disbursements from one portion until Social Security and still have another waiting until I'm 59 and 1/2, though I don't expect to touch it until well into Social Security years. I have a 10 year old son in private school. I prefer paid-for vehicles that I mostly repair myself. I don't let anyone else repair equipment in my home or apartments. I am a Keynesian whose hero is Paul Krugman who has been repeatedly proven right by the facts.