New to the investing world as previously our accounts were in mutual funds offered by employers. Attempting to carefully select strong dividend payers, entering on pullbacks to increase yield. Goal is to provide stable income in retirement. Also dedicating part of the portfolio to a few select closed end, high yield funds and strong growth companies to increase the portfolio size. Eventually, the high growth/yield investments will give way to steadier income producers down the road. Really enjoy learning and have done so reading SA. Thanks, all!
I'm just your average guy with no formal investment training, but have started to manage my own investments. I've been contributing to my 401k and buying some stocks here and there for years, but not with any real direction. In early 2013 I discovered SA and DGI, and decided it was time to learn about truly investing for my future, and not just guessing about it. I have been on that track ever since.
Private investor interested in preservation / increase of capital while providing a reliable and increasing income stream from dividend investments. I look for high yield opportunities in stocks that are undervalued or unloved by the market. My risk tolerance is higher than most dividend / income investors. I am also interested in small high growth stocks but secondary to being a value income investor.
Just a small time private investor that is currently investing in oil & gas related energy names from Canada in order to generate dividends and income in case I ever get to retire. Still trying to find those monthly dividend payers for future income.
I am a newcomer to stock market investing. My prior investing has been in financing real estate notes that enable individuals to own their homes. Always a value investor, I prefer doing due diligence and knowing about my investments. SeekingAlpha contributors have helped me navigate the world of investing in publicly traded companies. I hope to become a contributor to return the favor.
I had a 23-year career working as an editor in newspapers and in new media. When I was laid off in 2009, I rolled over my 401K into my IRA happy that, at last, I was now going to have more control over my retirement investing. Little did I know at that time that being axed was going to be one of the best things that has ever happened to me, especially from an investment standpoint.
A big reason why I decided to focus on dividend investing is because I wanted to compensate via dividend reinvestment the contributions I wasn't going to be able to make to my retirement account. I was assuming the worst, that I would not work in the news business ever again in the same capacity. Thus, in no way would I be able to sock away the maximum contributions per year as I had done in the past. I have been a prodigious saver in the tax-advantaged accounts through my jobs (when available) and in my personal retirement account, thanks to advice from my dad when I first began my news career in 1986. I remember laughing at his claim that investing $2K a year in an IRA could mean so much down the road! I'm glad I listened, though.
I have learned a lot here at SA, first stumbling onto one of David Crosetti's great dividend-growth investing columns in late 2010. He really got me inspired. I believe I found SA through a Google search. I have also learned tons from Chowder, Archman Investor, Bob Wells, Chuck Carnavale, David Van Knapp, David Fish, Eddie Herring, Mike Nadel, Tim McAleenan Jr., Brad Thomas, as well as others. I have also learned a lot from the MPT folks, such as Dale Roberts.
I have slowly dissolved most of my mutual funds and and have been extremely tickled with the results. I have made several mistakes on the way and have learned a lot from them. I took an investing course and just finished one on accounting. I will start Excel 2013 in the next month or so, as well as another accounting course. I have read a couple of books, including "The Single Best Investment." "The Intelligent Investor" is next. I realize I still have a lot to learn. Like many others on this site, I wish I had started the dividend journey a long, long time ago. Maybe I could've been retired by now. Heh.
My portfolio consists of mostly dividend growth stocks, spiced with REITs, pipelines, BDCs, CEF and several Canadian holdings.
My big goal is that, come retirement time (anywhere from 10-12 years from now) I would be able to generate the final salary (via dividends, SS and a very small pension) that I would have earned had I stayed on with my former employer. I have created spreadsheets and have been able to calculate a decent guesstimate as to what my salary would have been from now through past age 65. This would be a much more meaningful measuring stick for me than beating the S&P, for example. So many middle-aged people lose their jobs and never rebound financially.
Amazingly, at least to me, it does seem that I am well on my way to accomplishing my goal and then some. This, despite having been unemployed for 15 months and then taking a job outside my field at less than half my former pay. This year (2014) could be the first that I won't be able to max out on my Roth IRA. I am considering taking my pension early and investing it in my Roth. I find my current job in the health field extremely rewarding and much, much less weird politically so I would ideally like this to be the last job I would need for income.
My husband, when told about the strong likelihood I would reach my retirement income goal, responded dryly, "Maybe you should have (been axed) sooner." It would be great to be able to look back on that statement and realize that he had a point. Life's twists and turns.
I am a former private equity and venture capital attorney with many years of investment management experience as a sideline. I've recently retired from legal practice to concentrate on fund management on a full-time basis. I now manage separate accounts for a small group of high net-worth clients.
Investor since 1990, mostly index funds. Learning the art of value investing.
Education: B.A 1988 Tufts Univ., MBA 1994 Thunderbird School of Global Management
Career: Latin American Sales in Building Materials. Lived overseas 22 years.
Invest. Manage risk. Communicate. Educate yourself. Make profits. .
My name is Todd Johnson. I’m a family man, sports fiend, health nut, technology buff, long-time stock investor, and a very lucky mountain climber, all of which has shaped my philosophy as a professional investor for the last 30 years. As my interests might suggest, I am always looking for the upside while striving to minimize risks.
My new passion, which I have realized through DividendLab.com project, is helping other investors learn more about investing; investing in stocks and other assets that are subject to wide price swings can actually enhance their returns when the right investment strategy is applied. To that end, I read company 10k and 10q statements so they can skip them. I compile and analyze the market research that isn’t always at their fingertips. And I don’t make any investment recommendation without committing my own funds first, which is the purest form of accountability.
Author, online media, paid content and ecommerce industry analyst, financial blogger and co-founder of of eReports, a leading aggregator of instantly delivered market research, industry analysis, business insights and company valuation reports.
Retired investor, ex-Navy, ex-Big Oil, ex-French manufacturer.
My interest in investing came from both my grandfather/father and my boss at work. When my grandfather retired in the late 50's he spent his days either with some cronies watching the tape at the local ML office, fishing, or tending his flower shrubs. I didn't know what he was investing in until after he died which is normal as I was still in school and more interested in school than my future life. My grandmother started talking about the different companies and what was happening to them (buyouts, spinoffs, etc.). Then when she died and my mother inherited the portfolio I saw that it consisted of first quality dividend paying stocks. Until my mother's death the process continued without any significant purchases or sales -- nor any dividend reinvestments. The money was accumulated and invested in good mutual funds my dad liked.
My dad was a doctor and knew nothing about investing but a kind patient ( a crony of my grandfather) bought some stock for him in the late 50's with the comment "pay me when you can or give them back to me at anytime". He repaid him. The patient did this again about 2 years later. Same result. This small investment in a Louisiana land and oil and gas company (which no longer exists) paid for a new house and our educations, etc. My dad then started investing in mutual funds and dividend reinvesting. He loved Magellan and the Neuberger funds. He had them until his death.
My boss got me interested in AAII then when I moved to the home office I joined a small local investment club. Eventually I kept the club "sheet" -- the monthly tally of investments with relevant information (yield, gains/losses, tracking against the 500, etc.) . It was complex but fun. I stayed with that club even after moving away and kept their sheet too for almost 20 years. I joined a new club and repeated the process.
Now, I don't have any club but I continue to discuss stocks with friends.
The "dot com bubble" really crushed me and turned me into a DGI.
Now I have about half in stocks (COP, CVX, KMI) and half in funds/ETFs (Health Care, Small Cap, Medium Cap, Energy, Primecap, VNQ, VDC -- all Vanguard).
I want the portfolio to act as it did for my grandfather and mother. Hence, I am trying to educate our daughter in how this works. She's not investment savy but she is extremely smart and a quick learner in medicine so the process won't be too difficult.
Seminal reading: Atlas Shrugged, The Fountainhead, Think & Grow Rich, The Bible
Let's see, Veteran (Vietnam era), Commercial Artist, picture framer, industrial engineer & corporate executive (once upon a time), small business owner and operator, Ayn Rand fan, Libertarian (and no, its not a synonym for "Republican" or "Conservative"), and history buff. Serious investor, I need to earn money from my assets, and I'm of the age where I pull money out to help put food on the table. I like to fish, but just as with my investing, I am a "meat fisherman", I only kill what I plan to consume.