"Many Americans don't have enough money to carry them through retirement," writes Jeff Sommer in the NYT. A recent study found that around 44% of households in the baby boom and Generation X generations are likely to run short of cash in their retirement years. One (temporary?) problem is low bond yields, while another is that people are "ill equipped" to mange Individual Retirement Accounts. And then there are 401(k) and other defined-contribution plans, which have ended up as a major part of the retirement system rather than as the supplements they were supposed to be. [View news story]
These people are also more likely to buy stocks at the peak.
The EEM slides 1.9% and the VWO -1.8% premarket amid panicky selling overnight in emerging markets. The sector treaded water for most of the year, but began a steep turn downward about one month ago, and is now underperforming the S&P by about 2,400 basis points YTD. There's no premarket action in the DEM, but it's tracking the other 2 popular emerging market ETF plays. [View news story]
Emerging markets have had enough fun through China's infrastructure mania. Now it's debt payback time.
There's No Limit To Google's Ambitions [View article]
Google is willing to pull out of the lucrative Chinese in order to deny Chinese government access to its data. As a result, Baidu profited immensely as its stock went up multiple times since 2010.
Other companies, such as Microsoft and Yahoo, caved in and sold out many of their customers.
There's No Limit To Google's Ambitions [View article]
Keeping medical information secret is a nonsense to begin with. Insurance will find out your pre-exiting conditions regardless.
Governments have always been looking at your data anywhere on this planet. The internet is just a different form. If you don't like it, change the laws.
There's No Limit To Google's Ambitions [View article]
This privacy thing is way overrated.
Celebrities have little privacy, and yet there has to be a single case in which their identities have been stolen.
Making yourself publicly known is actually a protection in itself. Just like in the past, when everyone knows everyone in the village, there was a lot of safety. So why freaking out if the village now is a few billions instead a few hundred?
Free Research Results Can Be Costly [View article]
Excellent article.
Unfortunately, too many people have fixed agenda, beliefs, ideologies. When facts appear that go counter those, they simply choose to ignore or twist them.
So a market exists for charlatans who take advantage of these people by telling them what they want to hear.
Redacted Version Of The June 2013 FOMC Statement [View article]
And you really missed the post-statement press conference, that's where the action was.
Tail Risk Parity: The Quest For A Crash-Proof Portfolio [View article]
If enough people pile on one side of the trade, it will crash.
Investing is a dynamic process, and investors must constantly review their positions.
When Margin Debt Goes Over 2.25% Of GDP, The Stock Market Always Crashes [View article]
Google Now Needs A Major Rethink [View article]
"Many Americans don't have enough money to carry them through retirement," writes Jeff Sommer in the NYT. A recent study found that around 44% of households in the baby boom and Generation X generations are likely to run short of cash in their retirement years. One (temporary?) problem is low bond yields, while another is that people are "ill equipped" to mange Individual Retirement Accounts. And then there are 401(k) and other defined-contribution plans, which have ended up as a major part of the retirement system rather than as the supplements they were supposed to be. [View news story]
Google M&A Mayhem [View article]
Adsense, Android, Youtube are some very successful examples.
The EEM slides 1.9% and the VWO -1.8% premarket amid panicky selling overnight in emerging markets. The sector treaded water for most of the year, but began a steep turn downward about one month ago, and is now underperforming the S&P by about 2,400 basis points YTD. There's no premarket action in the DEM, but it's tracking the other 2 popular emerging market ETF plays. [View news story]
Why You Should Put More Money Into Foreign Equities [View article]
EM markets had enough fun as a result of China's infrastructure mania, But now it's debt payback time.
There's No Limit To Google's Ambitions [View article]
Other companies, such as Microsoft and Yahoo, caved in and sold out many of their customers.
There's No Limit To Google's Ambitions [View article]
Governments have always been looking at your data anywhere on this planet. The internet is just a different form. If you don't like it, change the laws.
There's No Limit To Google's Ambitions [View article]
Celebrities have little privacy, and yet there has to be a single case in which their identities have been stolen.
Making yourself publicly known is actually a protection in itself. Just like in the past, when everyone knows everyone in the village, there was a lot of safety. So why freaking out if the village now is a few billions instead a few hundred?
Free Research Results Can Be Costly [View article]
Unfortunately, too many people have fixed agenda, beliefs, ideologies. When facts appear that go counter those, they simply choose to ignore or twist them.
So a market exists for charlatans who take advantage of these people by telling them what they want to hear.
Why Google Chrome Will Crack Windows [View article]
Housing Stocks Got Well Ahead Of Housing [View article]
The disconnect between home sales and mortgage applications is explained by cash players.
Don't you think it's far healthier for the market if people buy homes using cash instead of debt?
Can Google's New Smartphones Ding Samsung's And Apple's Sky-High Profits? [View article]
If Nexus 4 is any hint, a Motorola X Phone selling at $299 unlocked will be the doom of many handset makers.