I am a medical professional, but I have been studying investing for many years so that I can control my own portfolio. DGI seems to be the best way for me to invest for my retirement while being able to sleep at night.
I have also been successfully trading cash secured puts for extra income. I share my experience on my websites, Tradingcsps.com and my blog Tradingputs.com.
I had my first passbook account in the 1960s, and lost money in the 1987 crash. Subsequently, I have run investor chat rooms and an investing blog. I also am a published author and write a film animation blog at animatedfilmreviews.filminspector.com.
I bought my first Manhattan property in 1993 and also own property in Colorado. I enjoy investing in real estate and writing about it. I invest in income stocks such as REITs and consider that my area of expertise.
Oh, and I was mentioned in "Scam Dogs And Mo-Mo Mamas: Inside the Wild and Woolly World of Internet Stock Trading" (2000), by Wall Street Journal reporter John R. Emshwiller, a good guy. It's about the bad old dot.com days.
I'm a self-directed investor who shares my experience in investing. I read, learn, and apply every day.
I write about value & dividend investing from the perspective of a Canadian. I invest in individual stocks on the US stock exchanges and the Toronto Stock Exchange.
As I write, I reflect on my own actions and results, which is an amazing exercise. I encourage individual investors who enjoy writing to try it.
I appreciate the work done by SA staff & authors and love the SA community that engages in meaningful discussions.
Sasha, academic, social sciences, dividend (growth) focus, long only, at SA since 2013
Objective 2016: increase passive income by (1) continuous investments [approx. 1260$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objective 2015: increase passive income by (1) continuous investments [approx. 1200$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objectives for 2015 achieved. Portfolio yield y-o-y (14-15) approx. +16%, approx. +8% when excluding dividends from additional investments. Even when controlling for additional investments, overall portfolio value has increased slightly (but that's tertiary).
Long: AAIGF, AAPL, APTS, ARCC, BOSSY, BRG, CCLP, CCP, CORR, CPOKY, EIFZF, ETJ, ETY, IRT, LVS, LXP, MAIN, MPW, NRZ, OHI, SBUX, SNH, TCEHY, WPC, VER
Most recent purchases [latest on top] [see StackTalks]:
HCP (initiated again) CCP (initiated) VER (added) AAIGF (initiated) TCEHY (initiated) SCHD (added) EMR (added) OHI (added) WPC (added) MAIN (added) MPW (added) OHI (added) BRG (added) STOR (initiated) MAIN (added) EMR (added) EMR (initiated) LVS (initiated) AAPL (initiated) SNH (added) CORR (added) O (back again, took profits in January 2015) IRT (back again, took profits during recent sell-off in June 2015) STAG (added) WPC (first time + added) OHI (back again, took profits in January 2015 + added)
Most recent sales [latest on top] [see StackTalks]:
BRG (trimming to take some profits)
NRF/NRE (no promising development, loss)
HCP (dividend future blurry, profit)
O (great company, but overvalued, I'll be back, profit)
STOR (taking profits)
UHT (HCP provides better opprtunities now, profit) HASI (I take the profits, wait for correction, profit)
FSIC (air is getting thinner, still good company, profit) KMI (good company, but do not fight the market, profit) HCLP (good company, but do not fight the market, loss) BACHF (situation unclear, profit) HCP (situation unclear, profit) O (love it, but overvalued, I'll be back, profit) OHI (love it, but overvalued, I'll be back, profit)
I'm a dividend growth investor that is looking to execute a sound retirement plan.I constantly learn about it from multiple sources and can say that I am a true fan of SA and many of the writers in this forum.
I'm trying to achieve financial independence, primarily via a dividend income and reinvestment strategy, but leaving some space for high-conviction value plays that can feed new dividend positions, and even allowing for the occasional short-term trade to spice things up.
I have worked extensively in trade and investment promotion, and as a public policy analyst, and this has provided a lot of contextual knowledge that is useful for personal portfolio management.
I'm a retired electrical engineer and adjunct professor of math and engineering. I am also working on an engineering book.
I have been investing for over 30 years, starting off with stock index funds, bond funds, and stable value funds and later migrating in part to dividend paying stalwarts as retirement approached. I typically use a "buy and hold" strategy with an eye on the long-term.
I am a member of the "Apple cult" so until it is proven otherwise that Apple is not a great company that develops and sells great products that people love I will continue to buy their products and own their stock.
BSEE The Cooper Union, school of engineering 1966
Engineering manager Harris corp. 23 years
Software development, Grumman Corp. 10 years
Manage my own IRA accounts in retirement for over 23 years with a CAGR of 10.8%
14 years experience with FMR Co. The last 6 with Devonshire Investors, LLC (Fidelity's Private Equity business).
Currently an Independent Asset Manager and Financial Adviser with Walnut Hill Advisors, LLC.
Over 25 years with utilities, investment banks, project development companies and government. Focused on financial strategies and large capital projects. Former finance director for $6 billion energy project. Former CEO of an electric/gas trading company. Former CEO of a bulk power company and retail electric and gas company.
Worked in the US Department of Energy (DOE) and their national labs. Advised the Department of Defense (DOD) on energy policy. Worked in the intelligence community. Worked with the Nuclear Regulatory Commission (NRC) and state utility commissions (PUCs). Worked with half of the nation's investor-owned utilities. Worked for nation's largest engineering and construction companies. Published in industry technical journals.
B.Sc. in engineering
M.Sc. in business
My interest in investing really started in 2008 when I retired from a career that started as a scientist, having earned a Ph.D in Materials Science from Northwestern University in 1977 and ended up as a business Unit General Manager for part of Siemens. I have brought my analytical skills to investing and hope to share them with Seeking Alpha readers. I am a part time investor and use income from my investments to support my retirement. I have also recently published a novel, I Am Avhor, a fast paced SciFi novel, available at all fine online retailers. It won't improve your investments but you will enjoy it.
I am the author of Guiding Mast Investments monthly newsletter, focused on timely dividend paying stocks. In addition, my services include a review of individual portfolios along with education of portfolio management techniques.
I have been a Registered Investment Advisor, financial author, and entrepreneur. I bring a variety of expertise to my clients, from personal investment planning and management to stock market analysis skills. I am the creator of the investment newsletter Power Investing with DRIPs focused on timely selections of dividend paying stocks. I have also published two books through McGraw Hill, All About DRIPs and DSPs, and The StreetSmart Guide to Overlooked Stocks.
My work experience covers a variety of fields.Prior to being a RIA, I spent 15 years as a corporate manager at Georgia-Pacific Corp before venturing out on my own, operating several businesses from manufacturing to export marketing management. President Ronald Reagan appointed me to the National Advisory Council overseeing the Small Business Administration from 1988 to 1991.
Now comes the obligatory disclaimers: The opinions and any recommendations expressed in this commentary are those of the author . None of the information or opinions expressed in this article constitutes a solicitation for the purchase or sale of any security or other instrument. Nothing in this commentary constitutes investment advice and any recommendations that may be contained herein have not been based upon a consideration of the investment objectives, financial situation or particular needs of any specific recipient. Any purchase or sale activity in any securities or other instrument should be based upon your own analysis and conclusions. Past performance is not indicative of future results. The information contained in this report does not purport to be a complete description of the securities market, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Expressions of opinion are as of this date and subject to change without notice. Either Mr. Fisher or his employer, if any, may hold or control long or short positions in the securities or instruments mentioned.
Retired Pharmacist. Call me Rose. Nose= Knows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards. I also enjoy total return, but it is not my primary goal, it just happens to follow when buying great quality companies.
My 86 stock portfolio is listed here by sector, largest holding by value is listed first. Updated 1/6/2017.
Consumer Defensive (14): KO, PM, GIS, MO, TGT, KMB, CVS, DEO, PG, PEP, MDLZ, CL, KHC, UL.
Consumer Cyclical (8): MCD, SBUX, GPC, NKE, HAS, MAT, VFC, HD -
Healthcare (8): JNJ, ABBV, AMGN, CAH, BDX , MDT, PFE, TEVA (new and small)-
Energy (6): XOM, CVX, OXY, VLO, RDS/B & A, BP -
Tech (2): ADP, CSCO -
Industrial(6): BA, UNP, MMM, CMI, GWW, LMT. -
Financial (8): NRZ, ARI,, LADR, BXMT (mREITs) TROW, MA, V,
BDCs (6): ARCC, HTGC, NEWT, PSEC, GAIN , MRCC (new & small)-
REAL ESTATE or Real Estate Investment Trusts (REITs)
Healthcare eREITs (6) : OHI, VTR, HCN, NHI, CCP, SNR -
Equity Reits (11): WPC, DLR, O, CLDT, STAG, LXP, UBA, APLE, SPG, -STWD (hybrid mREIT)
Telecom (2): VZ and T -
Utility (9): SO, D, XEL, MGEE, WEC, DNP, LNT, CNP, FE -
DNP is a CEF which predominately holds Utilities.
Free Download of the Book by Lowell Miller here:
Focus on growth/value stocks with technicals mixed in. My posts here reflect personal thoughts. Invest at your own risk and always do your own due diligence. Follow me on Twitter for more real-time stuff https://twitter.com/MinionCapital. DM is open on Twitter if you want to discuss anything in more detail.
Daniel is currently the manager of Avaring Capital Advisors, LLC, a registered investment advisor that oversees one hedge fund. His primary focus is on finding businesses that are trading at a significant discount to their intrinsic value by employing a combination of Benjamin Graham's investment philosophy and a contrarian approach to the market and the securities therein.
I am an engineer from the first few years of Gen-X and began my interest in investing in my teens with a single share of stock (T) from my Bell System grandfather before the breakup. I am one of the fortunate few of my generation that will have access to a pension that will make up a good chunk of my retirement income.
Ever since my first "real" job, I have tried to save some, tithe some, and spend some with the goal of being able to have a portfolio large enough to pay for my retirement independent of the pension or government support. Most of my investments are in IRA, 403(b), and 401(k)--some of this money has limited choices, but some is available for individual stock purchases.
My DGI portfolio (PhoolsGold) contains a suite of stocks that fit with the beliefs I outline below. PhoolsGold is mostly settled and currently contains: AAPL, ABBV, AFL, APD, CLX, COP, CSCO, CSX, CVX, EMR, GILD, GIS, INTC, JNJ, KMB, KO, KRFT, LMT, MCD, MMM, MSFT, NWN, O, OHI, PG, QCOM, SBUX, T, TCAP, TGT, VZ, WEC, WFC
The Beliefs of PhoolsGold
- I believe in the power of DGI and maintaining a portfolio of companies
1) that will eventually provide me a growing income in retirement,
2) that are good companies I know, use, interact with, and understand,
3) do not require continual care and feeding.
- I believe in purchasing DG stocks on David Fish's CCC lists (i.e. corporations with a commitment to paying and increasing dividends) and utilizing Chuck Carnevale's F.A.S.T. graphs.
- I believe in having a portfolio of DG stocks that has a dividend yield on average >3.5%.
- I believe in buying new positions that have a greater than 2.5% DY.
- I believe in stocks with consistent >7.2% DG in 1-, 3-, 5-, and 10-year historic views (double in 10 years) and with positive slopes in the DG.
- I believe that some version of the Chowder Rule is a metric in my evaluations.
- I believe in stocks with forward estimates (5-yr EG >6%) suggesting that these dividends will continue to be raised consistently in the future.
- I believe in paying attention to my portfolio but not being too active.
- I believe in balancing the portfolio so that no one stock is more than twice the percentage of the portfolio than the "average" in PhoolsGold.
- I believe I am an investor not a trader. I believe that buying a company at a good price for the right reason and getting the DG machine rolling is just as important as trying to buy a company for the 'perfect' price.
- I believe in buying and reinvesting, but not in margins, options, shorts, puts, or calls.
- I believe in, when I can, choosing companies that are from regional areas important to me and that support their local communities.
- I believe in usually sticking to these rules.
- I believe that this is my approach. I believe that it will NOT be your approach. I believe in the old adage "Listen to everyone, but don't listen to anyone."
- I believe in carefully considering all the excellent advice on SA, but believe even more that I have to decide for myself what is right for me.
- I believe that my goal is to make sure that this Phool and his money are never parted.
Dale Roberts is an Investment Funds Associate with Tangerine Investment Funds Limited, a subsidiary of Tangerine Bank wholly owned by Scotiabank. My articles are for information purposes only and do not constitute investment advice or an offer or the solicitation of an offer to buy or sell any securities. These articles are my personal opinion and are not those of Tangerine Bank or its subsidiaries. Remember past performance is not guaranteed and may not be repeated. Investment strategies are not suitable for everyone and you should always conduct your own research or speak to a financial advisor.
I've been an investment analyst and financial writer since 2012. I hold a Bachelor's degree in Finance from DePaul University, and an MBA in Finance from the University of Notre Dame. I also have experience working as a research analyst for a mutual fund.
Current student at Auburn University, majoring in finance. Emphasis on small/mid cap, oil & gas, utilities, and high yield plays. Main focus is on a dividend driven strategy with a long-term horizon.
I am currently building a portfolio of core holdings that I plan to hold long-term. Most of these names are dividend growth plays as I seek to grow my portfolio through the years by utilizing dividends.
My articles express my own opinion. I see my articles as jumping points for readers to further research. I highly encourage that anyone looking to invest does his/her own research beforehand.
Feel free to message me here on Seeking Alpha with any comments or concerns.
I am the investment manager for Darkravenwind LLC, a small software development consulting firm. 20% of our pre-tax revenue is my responsibility to invest and grow. I also help moderate the "Value Investing" group on Facebook. My hobbies include fighting the Fed, martial arts, and old video games.
I have been using value investing techniques as first described by Benjamin Graham since approximately 2005. I was wasting my life up to that point. My specialty, over and above corporate valuation, is analyzing people. Human behavior is remarkably consistent and can lead to huge gains when you understand what motivates them.
In my own portfolio, I have a diversified income focus with a preference for long term earnings and dividend growth. When a good opportunity comes along, I'll focus a large percentage of assets into that single holding. I'm also maintaining an income portfolio with a little over 180 high yielding companies inside of it as a bit of an experiment.
I was mostly self taught, but do have a partially completed business degree behind me as well. In 2008, I quadrupled my money in the crash, and saw numerous opportunities that I jumped on throughout the next few years. By 2012 my total portfolio was over 50,000% higher than when I had first started.
I was previously an employee at Countrywide Financial Corp., and was present during the mortgage meltdown. I saw firsthand how the company was falling apart from the inside while management continued to believe the organization could be rescued. Because of that experience, I have made bond analysis and studying the effects of inflation a specialty of mine.
Market direction is irrelevant. I look for value. Profitable companies that are low or even fairly priced, so long as the results are dependable. Intrinsic value is subjective, but earnings power matters. I am absolutely fearless of the future and do not make political views a part of my investment process.
I additionally make frequent updates to a blog maintainted at WhoTrades called "Brand Power", you can read and subscribe to it at bandpower.whotrades.com.
Over 10 years of investing experience, I use dividend reinvestment to accumulate stocks. I view myself as a Long-Long investor, very rarely (if ever) making short term trades.
Most influential on my strategy is the book "Winning on Wall Street" By Martin Zweig, although several of the indicators Mr. Zweig used I have tailored or replaced with my own or available metrics.
I consider myself an independant Buy-Side Analyst.
Building wealth intelligently and patiently is the most logical and tested route to financial independence.
That is my plan and so far, so good!
(WARNING: Do your own due diligence and don't depend on me or anyone else on SA to offer sound investing advice. My recommendations are for educational purposes ONLY!)
David Dierking is an analyst and writer focusing primarily on ETFs, mutual funds, dividend income strategies and retirement planning. He is a current contributor for Seeking Alpha, ETF Daily News, MutualFunds.com and ETFdb.com. He was also included in the panel for ETFReference.com’s “101 ETF Investing Tips from the Experts”.
If you're interested in learning more about dividend income strategies, retirement and ETF analysis, please consider following me by clicking on the "Follow" button at the top of this page next to my name.
In addition, you can find me on:
Twitter - @david_dierking
LinkedIn - David Dierking
Website - ETF Focus
The AMM Dividend letter is written by Glenn Busch a member of the portfolio management team at American Money Management LLC. The goal of this monthly e-newsletter is to provide insight into the individual stocks that we are investing in.
My husband plans to retire in 3 years (at age 67) and I plan to retire in 7 years (at age 62). We began focusing on dividend growth investing in 2013 but have been invested in mutual funds for decades. Our current DGI retirement portfolio is comprised of the following 64 DGI stocks: ABBV, ABT, AMGN, AVA, BBL, BMY, CAH, CBRL, CCP, CLX, CMCSA, COP, CSCO, CVX, D, DEO, DLR, DUK, ED, EMR, EPD, GE, GILD, GIS, HCP, IBM, JNJ, KHC, KMB, KMI, KO, LMT, LNT, MCD, MMM, MMP, MO, MRK, MSFT, NEE, NOK, O, OHI, OMI, PEP, PFE, PG, PM, SCG, SEP, SO, SYY, T, TUP, UL, UPS, UTX, VTR, VZ, WEC, WMT, WPC, XEL, and XOM,
In addition, I manage our millennial daughter's dividend growth retirement portfolio of the following 34 stocks: AAPL, ABBV, ABT, AMGN, BMY, CAH, CBRL, CCP, CSCO, D, DIS, DLR, EMR, GILD, JNJ, KMB, KO, MCD, MMM, MMP, MSFT, OMI, PEP, PFE, PG, PM, SCG, SO, T, V, VTR, VZ, WEC, and XOM.