Send Message
View as an RSS Feed
  • Industrials For Income: A Cash Flow Analysis  [View article]
    Excellent article on a sector that is beaten up and would appear to offer opportunities, yesterday I bought more BA at 120. Great analysis
    Jan 21, 2016. 01:00 PM | 1 Like Like |Link to Comment
  • Dumpster Diving The 2016 Dividend Champions  [View article]
    Nice write-up. I started a position in ADM a few days ago, may buy more soon. I've been looking at TROW. All of your selections are great companies. Pretty hard to go wrong.
    Jan 20, 2016. 12:14 AM | 2 Likes Like |Link to Comment
  • My New 'Seeing Red' Opportunistic Want To Buy List With Estimated Dividend Yields And 'Seeing Green' Raises For 2016  [View article]
    Typo's.... don't they drive you nuts! Given how much is written in this fast paced age, I amazed there are not far more typo's. I didn't realize that BA's dividend had grown too 3.5% with a high growth rate. Lots of names to keep an eye on. I think going forward buying companies that have good dividend growth is a good future prospect indicator that needs to be seriously considered.
    Jan 19, 2016. 11:27 AM | Likes Like |Link to Comment
  • My 2016 Portfolio Business Plan  [View article]
    Thank you for your work. I recently retired and this year will begin living off of dividends for a few years until I start drawing SS and a couple of defined retirements. I have only been a stock investor for 6-7 years and have learned a couple of handfuls of lesions the hard way. Now that I have more time I will take a harder look at your plan and develop one of my own. I have had reasonable success investing, but could have avoided almost all of my mistakes had I been following your plan. Oh the cost of education! You have a good plan, just don't expect it to be foolproof as there is no such thing, keep chucking and jiving!
    Jan 16, 2016. 12:30 PM | Likes Like |Link to Comment
  • The Top Water Utility Stocks For Growth And Income  [View article]
    Very nice write up, for me the yields are a bit low, but I may step down to further diversify. Water companies would seem to have a very strong moat. The long term worry about other utilities are alternate sources and whether they will deminish their profits.
    Jan 5, 2016. 01:49 PM | Likes Like |Link to Comment
  • Income Investing And Tax Management For The Retired Household  [View article]
    Wonderful article. This is exactly what we are considering at this moment. I'm considering converting a portion of my IRA to a Roth to avoid high RMDs in the future, For the next few years I will be in a lower tax bracket so might as well convert some now. Your spreadsheet is a beautiful why for us to consider this. Thank You.
    Dec 25, 2015. 01:55 PM | Likes Like |Link to Comment
  • Early Social Security Versus Early IRA Retirement Withdrawals: Use Facts To Frame Tough Choices  [View article]
    I just retired and at this very moment I am trying to decide whether or not to take SS at 62 or wait. Perhaps one important consideration is the Required Minimum Distribution (RMD) from a traditional IRA. Starting at 70 1/2 there are RMDs that increase every year. Starting at age 71 the rate is 3.77% of your IRA balance by age 80 that increases too 5.35% by 90 8.77%. So if you have a large IRA say just 1 million that is $53,500 per year by age 80 and $87,700 by age 90 that must be withdrawn and taxes paid. When social security is added in the RMDs and any other income that can throw you into ever higher tax brackets. In my situation my tax rate is low right now so I am looking at converting some of my IRA to a Roth and paying the taxes now. In addition I have pretty much decided to wait until 66 to collect SS and live off of my IRA until then. This will have the benefit of keeping the RMDs lower in the future.
    Dec 25, 2015. 11:27 AM | 2 Likes Like |Link to Comment
  • Retired Dividend Growth Investors: I Have A Problem.  [View instapost]
    I would sell KMI. These "blow-ups" will happen from time to time, doesn't it just go with the territory? You have a great business plan, which has protected you from taking a more significant loss because you are divided up into so many position's, sectors etc. The risk is of course that KMI is going to have to cut the dividend and if they do share prices take another hit. I would guess that this sector is going to take along time to recover. Rather then subject yourself to months and months of pain, celebrate that your business model has saved for from far worse losses.
    Dec 6, 2015. 04:24 PM | 4 Likes Like |Link to Comment
  • Have Fun Investing, But Don't Just Roll The Dice  [View article]
    I really like the presentation of your positions. I am going to use your work to display my own positions in these formats. Thank you for the great work!
    Dec 2, 2015. 11:15 AM | 1 Like Like |Link to Comment
  • As Long As I Get The Dividend... You Are So Wrong!  [View article]
    If you are already in retirement, ideally it should not be about selling any assets, but it should be about living off of the dividend income. If your goal is to leave the maximum possible to your family then it makes more sense to look for higher growth and sacrifice some monthly income. Otherwise I'll take the higher yields and slower growth with typically more safety from blue chip companies.
    Nov 4, 2015. 09:52 AM | 3 Likes Like |Link to Comment
  • Retirement Strategy: Avoiding Some Harsh Realities With Dividend Growth Investing For Retirement  [View article]
    Really F or GM? Do you have some confidence that they will not cut or eliminate dividends with the first down turn? I have not done any research but these would seem to be very risky from certainly an income standpoint.
    Oct 8, 2015. 10:29 AM | 2 Likes Like |Link to Comment
  • My 4% Dividend Yield Portfolio: Guiding Principles  [View article]
    Mostly because of decreasing share prices the total yield of my portfolio has gone from 4% to 5%. It is hard to see the market value of the portfolio decrease, but my income has only gone up due to dividend increases. The only thing I worry about is that share prices might fall so low that some companies may have to cut dividends. But it is sure fun to put new money to work with the accidentally high yielders.
    Sep 7, 2015. 10:29 PM | Likes Like |Link to Comment
  • A Short List Of SWANs To Own For The Long Haul  [View article]
    Brad, thank you for writing. Most of the REITs I own, I purchased based on your reviews including WPC, VTR, OHI, O DLR, HCP. I also own CCP and SNH. You were not too hot on SNH!
    Aug 31, 2015. 10:26 AM | Likes Like |Link to Comment
  • Retirement Strategy: Waiting For A Correction; Surprise! We Are Having One!  [View article]
    I like Regarded analysis. the market is not in correction yet, but sectors are. If we go into a true market correction those companies that have already been beat up that are now undervalued may not take much more of a hit, while other sectors that have not yet fallen much will get clobbered. So to buy some undervalued companies at this time will be a good investment longer term. Trying to predict a bottom is a fools game.
    Aug 6, 2015. 10:56 AM | 1 Like Like |Link to Comment
  • Retirement Strategy: Cashing In On The Oil Crash  [View article]
    Going forward it would be worthwhile to do an analysis as to which of the big oils is best positioned to take advantage of the coming conversion to renewables. Renewables will gradually replace a larger and larger percentage of the world's energy production. Huge growth potential here.
    Aug 4, 2015. 10:00 AM | Likes Like |Link to Comment