I am a small retail investor with most of my stock holdings in silver and gold mid size producers. I particularly like silver and have bought into the "story" since my first investment in stocks in 1999. I am invested mostly in physical silver at this time with my first investment back in 1981. I always loved the metal from my younger years when I got an occasional gift of a silver dollor. But, I have not added much physical since 2003 and am looking forward to the time my shares even up my holdings between the two investments. I do hold about 20% of my portfolio in explorers and hope that at least one or two of these little guys make the big time.