I am semi-retired, which means you have 3 part time jobs instead of 1 full time job. I manage my own retirement fund with the objective of growing it through swing/medium term and/or buy/hold strategy. I also have a day trading account which I exercise most every day, the proceeds from which are part of my income stream to pay bills. Beyond that, I have a part-time contract as VP Sales for a small software company. I have a 20 year old son who will be graduating from University of Delaware in 2013-14 as a Mechanical Engineering major. My wife also works several part time jobs, mostly with Berlitz teaching English to their corporate clients. We enjoy traveling and usually spend a month in the summer/fall exchanging homes with someone in other countries. Life is good...but need to keep working.