ChanelS's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.com/user/5453761/comments http://seekingalpha.com/article/1169701/comments?source=feed#comment-14782081 14782081 Sat, 09 Feb 2013 12:30:57 -0500 http://seekingalpha.com/article/1151921/comments?source=feed#comment-14515841 14515841
personally i prefer GD for the more diversified business mix. nice balance of cyclical and counter cyclical, from both govt spending, and economy PoV). i believe it helps smooth out their FCF. if i look at morningstar FCF since 2002, GD's is much steadier than other 2 for the past 10 years]]> Sun, 03 Feb 2013 13:39:30 -0500
personally i prefer GD for the more diversified business mix. nice balance of cyclical and counter cyclical, from both govt spending, and economy PoV). i believe it helps smooth out their FCF. if i look at morningstar FCF since 2002, GD's is much steadier than other 2 for the past 10 years]]> http://seekingalpha.com/article/1135321/comments?source=feed#comment-14204881 14204881 Sat, 26 Jan 2013 19:05:44 -0500 http://seekingalpha.com/article/1132851/comments?source=feed#comment-14134581 14134581
risk isnt the odds of getting your capital back in the future. its the odds of getting present value equivalent or more of your capital back in the future]]> Fri, 25 Jan 2013 00:35:37 -0500
risk isnt the odds of getting your capital back in the future. its the odds of getting present value equivalent or more of your capital back in the future]]> http://seekingalpha.com/article/1116951/comments?source=feed#comment-13826701 13826701
i use excel to keep track of investments goals, but similar to Dave, i use quicken to track actual performance/flows.

im not a strict seller on slowing dividend growth rates. it depends on the industry. some industries have very cyclical dividend growth patterns, while others are more consistent. KO can give you 7-10% consistently, but something like EMR will give you some years of 2-5%, and other years of 15%, depending on economic conditions. i only strict sell on dividend uncertainty or dividend cut.]]> Thu, 17 Jan 2013 11:02:58 -0500
i use excel to keep track of investments goals, but similar to Dave, i use quicken to track actual performance/flows.

im not a strict seller on slowing dividend growth rates. it depends on the industry. some industries have very cyclical dividend growth patterns, while others are more consistent. KO can give you 7-10% consistently, but something like EMR will give you some years of 2-5%, and other years of 15%, depending on economic conditions. i only strict sell on dividend uncertainty or dividend cut.]]> http://seekingalpha.com/article/1116531/comments?source=feed#comment-13806711 13806711
agree that this is much ado about nothing :)]]> Wed, 16 Jan 2013 22:52:32 -0500
agree that this is much ado about nothing :)]]> http://seekingalpha.com/article/1111691/comments?source=feed#comment-13728181 13728181
Canadians can withdraw from their RRSP at any time before 65. it simply is counted as income. there is no "penalty", other than a default withholding amount, which you can partially get back at tax time if your actual payable taxes are lower.

so theoretically, even if we have most of our income producing assets inside an RRSP, we could still retire, and just withdraw amounts as needed, and have it taxed as income. keeping it in a taxable account is only more beneficial if the assets are canadian stocks. US stock dividends are taxed as income anyway. so for me, I keep funding my RRSP and just buy high quality US stocks in there :) ]]> Tue, 15 Jan 2013 10:38:36 -0500
Canadians can withdraw from their RRSP at any time before 65. it simply is counted as income. there is no "penalty", other than a default withholding amount, which you can partially get back at tax time if your actual payable taxes are lower.

so theoretically, even if we have most of our income producing assets inside an RRSP, we could still retire, and just withdraw amounts as needed, and have it taxed as income. keeping it in a taxable account is only more beneficial if the assets are canadian stocks. US stock dividends are taxed as income anyway. so for me, I keep funding my RRSP and just buy high quality US stocks in there :) ]]> http://seekingalpha.com/article/1102791/comments?source=feed#comment-13496481 13496481 Wed, 09 Jan 2013 13:12:54 -0500 http://seekingalpha.com/article/1096551/comments?source=feed#comment-13394331 13394331 Mon, 07 Jan 2013 10:47:55 -0500 http://seekingalpha.com/article/1096551/comments?source=feed#comment-13357311 13357311
i thought of a few more on my radar that fit the bill today: CMI and DIS, along with 2 canadian companies, THI and CNI]]> Sun, 06 Jan 2013 09:13:16 -0500
i thought of a few more on my radar that fit the bill today: CMI and DIS, along with 2 canadian companies, THI and CNI]]> http://seekingalpha.com/article/1095331/comments?source=feed#comment-13351121 13351121
in BDX case, its not like their earnings growth is going to 0. its slowing like any mature business does. they'll still be able to grow organically, thru pricing power, as well as do bolt on acquisitions. between those 3, even if they grow earnings at 5-7% rate, it allows them to increase the dividend at 10% per year for many years. their payout rate is only 35-40%. ]]> Sun, 06 Jan 2013 00:46:11 -0500
in BDX case, its not like their earnings growth is going to 0. its slowing like any mature business does. they'll still be able to grow organically, thru pricing power, as well as do bolt on acquisitions. between those 3, even if they grow earnings at 5-7% rate, it allows them to increase the dividend at 10% per year for many years. their payout rate is only 35-40%. ]]> http://seekingalpha.com/article/1095331/comments?source=feed#comment-13345291 13345291 Sat, 05 Jan 2013 16:32:22 -0500 http://seekingalpha.com/article/1093591/comments?source=feed#comment-13285261 13285261 Thu, 03 Jan 2013 20:25:41 -0500 http://seekingalpha.com/article/1092281/comments?source=feed#comment-13271091 13271091 Thu, 03 Jan 2013 14:49:20 -0500 http://seekingalpha.com/currents/post/740481?source=feed#comment-13193651 13193651 Tue, 01 Jan 2013 16:52:10 -0500 http://seekingalpha.com/article/1087151/comments?source=feed#comment-13115491 13115491 Sun, 30 Dec 2012 11:03:39 -0500 http://seekingalpha.com/article/1081321/comments?source=feed#comment-12985861 12985861
DJIA is a listing that is supposed to represent the breadth of the US economy. that by definition means it can not be entirely composed of blue chips. ]]> Wed, 26 Dec 2012 09:11:20 -0500
DJIA is a listing that is supposed to represent the breadth of the US economy. that by definition means it can not be entirely composed of blue chips. ]]> http://seekingalpha.com/article/1081321/comments?source=feed#comment-12985841 12985841 Wed, 26 Dec 2012 09:10:40 -0500 http://seekingalpha.com/article/1081321/comments?source=feed#comment-12967201 12967201
not many dividend growth investors would be too heavily invested in that list of 21 anyway. that poster is essentially cherry picking examples of failure from the past. not much different than a DGI who cherry picks success stories like MCD, KO, etc.

as you mentioned in your article, DGIs tend to get their income from diverse sources. its not a huge deal if some dont work out.]]> Tue, 25 Dec 2012 10:03:44 -0500
not many dividend growth investors would be too heavily invested in that list of 21 anyway. that poster is essentially cherry picking examples of failure from the past. not much different than a DGI who cherry picks success stories like MCD, KO, etc.

as you mentioned in your article, DGIs tend to get their income from diverse sources. its not a huge deal if some dont work out.]]> http://seekingalpha.com/article/1065931/comments?source=feed#comment-12686581 12686581 Mon, 17 Dec 2012 11:15:10 -0500 http://seekingalpha.com/article/1033761/comments?source=feed#comment-12398191 12398191 Sat, 08 Dec 2012 11:50:30 -0500 http://seekingalpha.com/article/1050871/comments?source=feed#comment-12398071 12398071 Sat, 08 Dec 2012 11:47:42 -0500 http://seekingalpha.com/article/1018781/comments?source=feed#comment-11827441 11827441
those stores like NCIX, Canada Computers, they can build desktops for a lot less than buying from Dell or HP. their laptop/tablet offerings from Asus, Acer, etc, are also cheaper.

dont get me wrong, i have iPad, iPhone but to do good old fashioned productive work, i still need a laptop or desktop. but between my bf and the parts stores, i doubt i will ever again buy either of those from HP or Dell]]> Tue, 20 Nov 2012 18:04:37 -0500
those stores like NCIX, Canada Computers, they can build desktops for a lot less than buying from Dell or HP. their laptop/tablet offerings from Asus, Acer, etc, are also cheaper.

dont get me wrong, i have iPad, iPhone but to do good old fashioned productive work, i still need a laptop or desktop. but between my bf and the parts stores, i doubt i will ever again buy either of those from HP or Dell]]> http://seekingalpha.com/article/1018781/comments?source=feed#comment-11806601 11806601
being able to buy this stock at a 4.6% dividend yield is crazy. even during 2009 the dividend yield at the bottom for the stock was about 4.7%]]> Tue, 20 Nov 2012 10:49:50 -0500
being able to buy this stock at a 4.6% dividend yield is crazy. even during 2009 the dividend yield at the bottom for the stock was about 4.7%]]> http://seekingalpha.com/article/992761/comments?source=feed#comment-11806281 11806281 Tue, 20 Nov 2012 10:44:05 -0500 http://seekingalpha.com/article/1018781/comments?source=feed#comment-11792891 11792891 Mon, 19 Nov 2012 23:27:27 -0500 http://seekingalpha.com/currents/post/669901?source=feed#comment-11667981 11667981 Thu, 15 Nov 2012 21:28:53 -0500 http://seekingalpha.com/article/992221/comments?source=feed#comment-11428151 11428151 Fri, 09 Nov 2012 14:01:29 -0500 http://seekingalpha.com/article/989681/comments?source=feed#comment-11400701 11400701
if you hold it inside 401k, the US equivalent of RRSP, the withholding is not taken, as it falls under a preferential tax treaty Canada has with the US. same for vice versa (canadians holding US stocks inside RRSP)]]> Thu, 08 Nov 2012 21:40:30 -0500
if you hold it inside 401k, the US equivalent of RRSP, the withholding is not taken, as it falls under a preferential tax treaty Canada has with the US. same for vice versa (canadians holding US stocks inside RRSP)]]> http://seekingalpha.com/article/989681/comments?source=feed#comment-11400491 11400491
RY is the bank most exposed to canadian real estate slowdown. if someone thinks canadian RE will slow or crash, RY is something to stay away from.]]> Thu, 08 Nov 2012 21:36:07 -0500
RY is the bank most exposed to canadian real estate slowdown. if someone thinks canadian RE will slow or crash, RY is something to stay away from.]]>