1,000,000 Squared

Suburban Housing Markets Are Unsustainable (Part 2)

A great overview, sincerely so particularly as it points out how there are in fact some options not being taken, as with too many empty units (and I am in complete agreement that is a significant and critical factor). That instead of having the Fed "print it's way out of our problem that Immigration be tapped.

To get "more buyers" by opening immigration, possibly through special path to Citizenship, to those who have US dollars overseas and can afford homes. Skip the tedious entry process to those who are willing to write a check for $1,000,000 and give them Citizenship (with vesting parameters, no felonies in 10 years, etc).

A million entrants into the US with a $1,000,000 would provide not just an immediate injection in liquidity to the Federal Government's deficit, it should also provide an opportunity for all those empty (to be) homes to be sold, occupied with the new citizens who pay property taxes and increase the liquidity in the US system along with further spending amplifying effect.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being sucked out of the country and a way of bringing those dollars back is to bring them along with the people.

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who will write over a check. Give the 1,000,000 Squared plan a chance to work ( a million squared would provide a trillion dollars of economic effect, 1000000 immigrants * 1000000 dollars, yes!)

Too Many Housing Vacancies in the Market

If the issue is too many empty units (and I am in complete agreement that is a significant and critical factor) instead of having the Fed provide further liquidity & the Federal Goverment furhte indebt us, tap another source; Immigration.

Part of the problem is/are empty homes without enough "buyers" or people who are unfortunately unemployed. To get "more buyers" open up (not a flood but a flow) immigration, possibly through special path to Citizenship, to those who have US dollars overseas and can afford homes. Skip the tedious entry process to those who are willing to write a check for $1,000,000 and give them Citizenship (with vesting parameters, no felonies in 10 years, etc).

A million entrants into the US with a $1,000,000 would provide not just an immediate injection in liquidity to the Federal Government's deficit, it should also provide an opportunity for all those empty (to be) homes to be sold, occupied with the new citizens who pay property taxes and increase the liquidity in the US system.

Aren't there Chinese sitting on something like 2.3 Triliion US dollars due to the "Wal-mart" effect of our consumers. Money for Oil sitting on the sidelines?

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being sucked out of the country either through oil transfers to the middle east or through the "walmart effect" of industry offshoring and outsourcing. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East (Dubai anyone?) and even in Russia (the recent oil boom and gas shipments to EU being examples). A way of bringing those dollars back is to bring them along with the people.

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who will write over a check. Give the 1,000,000 Squared plan a chance to work.

Is It Possible the Current Recession Was Caused by Oil Prices, Not Housing?

The article is substantially and significantly on track for what may have been the single catalyst or "tipping point" activity. Clearly there were major issues with the housing market and the dramatic rise in oil prices seen in mid-2008 (as families and business struggled with Oil at $150 a barrel) was a key contributing factor. I drive substantially and had a monthly gas bill go from $210 to $420 by the peak. All these expenses cumulatively spread throughout the economy in terms of the shift in dollars from housing and other areas to pay in some fashion for oil and its connection through the transportation network (for food, consumer goods, electronics, passenger travel, summer tourist, etc) would have taken a substantial bite out of funds and monies that may have reduced or mitigated the impact (servicing mortages).
I will go one step further, could it have been manipulated by external agents who went after a single domino in an attempt to send a shudder through the financial and banking system?

Banks And Consumers Say No to More Debt

While I agree with the conclusions in this article, part of the way to spend more is to have more people spending (not just the same people spending less right? paying down their debt that while good for liquidity is not good for spending).

I would argue that instead of printing more money for the current population, there is money already "out there" (X-files pun intended) in terms of trillion of US dollars in Asia and the Middle East. So as a modest proposal, Offer a special route to US Citizenship (via visa's that vest after 10 years for American Citizenship). Imagine if a million individuals, enterpreneurs wanting to contribute to the American Experience are allowed to "buy in" to the US by providing a check for a $1,000,000? Such a quick hit generates a trillion dollar shot (not an increase in taxes, nor rolling printing presses) that would dwarf the trillions in debt (Fed or Federal programs) and would provide real cash and real people to go filling up the empty homes and condo's across the country. It would sweep substantially away many of the empty or under forclosure home too and generate further spending by those families along with increases in liquidity at home for financial institutions and local-state governments.

The fact of the matter is America is the "ultimate gated global community" in terms of people trying to get in. These individuals are talented, skilled, innovators and risk takes. These affluent "global citizens" would be repatriating US dollars that are being funneled out of the country either through oil transfers to the middle east or through the Wal-mart effect on industry offshoing jobs or through major corporations avoiding taxing. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who want to the US. Give the 1,000,000 Squared plan a chance to work.

It's Lost Jobs, Not Mortgage Payments

If the issue emptying houses (as an example) instead of having the Fed provide liquidity along with the Federal Goverment through the Multiple Plans (Bush-Bama 1.5 combined Trillion) or artificial money making and job cration, tap another resource of money to help in the housing-mortgage, Immigration.

Part of the problem is/are empty homes without enough "buyers" or people without work. Get more buyers and one way of doing so is by opening up (not a flood but a flow) of bringing in people through special path's to Citizenship who can afford homes. Skip the tedious process to those who are willing to write a check for $1,000,000 and give them Citizenship (with vesting parameters, no felonies in 10 years, etc. A million entrants into the US with a $1,000,000 would provide not just an immediate injection in liquidity to the Federal Government's deficit, it should also provide an opportunity for all those empty (to be) homes to be sold, occupied with the new citizens. The Chinese alone are sitting on something like 2.3 Triliion US dollars due to the "Wal-mart" effect of our consumers.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU). A way of bringing those dollars back is to bring them along with the people.

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who will write over the check. Give the 1,000,000 Squared plan a chance to work.

Five Leadership Lessons From Obama's Second Month

Good article, in general.

The Escalator of Life Is Going Down (Part 2)

While I agree with most of the conclusions in the article, part of the issue is not just printing away the problem but the lack of money (read Federal funding without taxes) or enough buyers (with money to fill the homes and pay taxes due to declining consumer spending). There is money "out there" (read our WalMart Dollars in China or Oil Dollars in the Middle East) so as a modest proposal, Offer a special route to US Citizenship (via visa's that vest after 10 years for American Citizenship). Imagine if a million individuals already in line to contribute to the American Experience are allowed to "buy in" to the US? With a 1,000,000 providing a check for a $1,000,000 each generating a trillion injection (not increase taxes, not rolling printing presses since it is our money overseas) of would provide not just an immediate injection that would dwarf the trillions in debt and the Fed's recent 300Billion programt, but would provide real cash and real people to go filling up the empty homes and condo's across the country. It would sweep substantially away many of the empty or under forclosure home too and generate further spending by those families.

The fact of the matter is America is the "ultimate gated global community" in terms of people trying to get in. These individuals are talented, skilled, innovators and risk takes. These affluent "global citizens" would be repatriating dollars that are being funneled out of the country either through oil transfers to the middle east or through the Wal-mart effect on industry offshoing jobs. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is finding the dollars to fund the spending, and it can be more debt (Federal) or more printing (Fed Reserve) or "citizenship vouchers" as part of immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who want to the US. Give the 1,000,000 Squared plan a chance to work.

December Case-Shiller Was No Surprise

If the issue emptying houses (as an example) instead of having the Fed provide liquidity along with the Federal Goverment through the Multiple Plans (Bush-Bama 1.5 combined Trillion), tap another resource of money to help in the mortgage/banking crisis, Immigration.

Part of the problem is/are empty homes without enough "buyers." Ge the buyers by opening up (not a flood but a flow) through special path's to Citizenship. Skip the tedious process to those who are willing to write a check for $1,000,000 and give them Citizenship (with vesting parameters, no felonies in 10 years, etc0. A million entrants into the US with a $1,000,000 would provide not just an immediate injection in liquidity to the Federal Government's deficit, it should also provide an opportunity for all those empty (to be) homes to be sold, occupied with the new citizens. The Chinese alone are sitting on something like 2.3 Triliion US dollars due to the "Wal-mart" effect of our consumers.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU). A way of bringing those dollars back is to bring them along with the people.

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who will write over the check. Give the 1,000,000 Squared plan a chance to work.

Looking at the Market and Three Tech Stocks - Dell, Apple and IBM

I think it is precious about the rant on the floor of the traders, oh yes the trader's on Wall Street ranting about having to pay for other's issues.

Will Government Spending Work?

Ending the subsidies, or government spending (read running the federal deficit by another 800 Billion with the earlier 700 Billion) why not tap another resource of money to help in the mortgage/banking crisis or the funding the Federal Deficit, US citizen ship and Immigration.

The problem with the Federal Deficit of throwing more "fiat" money and the housing market is not enough more money (read Federal funding without taxes) or enough buyers (with money to fill the homes and pay taxes due to declining consumer spending). As a modest proposal, Offer a special route to US Citizenship (via visa's that vest after 10 years for American Citizenship). Imagine if a million individuals already in line to contribute to the American Experience are allowed to "buy in" to the US? With a 1,000,000 providing a check for a $1,000,000 each generating a trillion injection (not increase taxes, not rolling printing presses since it is our money overseas) of would provide not just an immediate injection that would dwarf the 700+800 Billion debt, but would provide real cash and real people to go filling up the empty homes and condo's across the country. It would sweep substantially away many of the empty or under forclosure home too and generate further spending by those families.

The fact of the matter is America is the "ultimate gated global community" in terms of people trying to get in. These individuals are talented, skilled, innovators and risk takes. These affluent "global citizens" would be repatriating dollars that are being funneled out of the country either through oil transfers to the middle east or through the Wal-mart effect on industry offshoing jobs. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is finding the dollars to fund the spending, and it can be more debt (Federal) or more printing (Fed Reserve) or "citizenship vouchers" as part of immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values who want to the US. Give the 1,000,000 Squared plan a chance to work.

Home Prices and Loss Severity on Defaulted Loans

An example of where banks should focus on cash flow and not on write-downs. Homeowner's are challenged substantially when their home value drops, but the real issue is cash flow and when the rate recolcks up or unemployment. If the approach was/is to reset at 3% (let's say) on a loan and save several hundred dollars per month, the foreclosures may go down and the homeowner's might be able to carry the load along.

Housing: Where Is the Bottom?

If the issue emptying houses (as an example) instead of having the Fed provide liquidity along with the Federal Goverment through the 700 Billion (or Trillion Next Bama Plan), why not tap another resource of money to help in the mortgage/banking crisis, Immigration.

If part of the problem with the housing market is not enough "buyers" due to all the other factors and the demographic drought a modest proposal to issue special visa's that bring in individuals (who after 10 years get American Citizenship) would help right? A million entrants into the US with a 1,000,000 would provide not just an immediate injection that would dwarf the 700Billion & other plans, but it would provide an opportunity for all those empty (to be) homes to be sold, occupied.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values. Give the 1,000,000 Squared plan a chance to work.

The U.S. Debt Quandary

... and as a modest proposal, issue special visa's that align individuals after 5 or 10 years (develop a vesting schedule) for American Citizenship for $1,000,000? A million entrants into the US with a $1,000,000 would provide not just an immediate injection that would dwarf the 700Billion, but it would provide an opportunity for all those individuals to contribute by filling empty foreclosed homes (rent or sales), pay sales & property tax and more.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is not "too much" immigration, its not enough of the "better" contributing economuc immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy cash flow and velocity back through high income, high talented, willing supporters of American capitalist values. Give the 1,000,000 Squared plan a chance to work.

Our Growing Inactive Population: Demographics and the Economy

If the problem is less active members of the economy then why not inject more active contribution another way, through immigration. As a modest proposal, issue special visa's that afford citizenship in 5 0r 10 years (like a vesting schedule). A million entrants into the US with a $1,000,000 each would provide not just an immediate injection that would dwarf the $700Billion, but it would provide an opportunity for all those 100,000 (and more) foreclosed homes to be sold or rented, occupied in some manner and get back to generating cash into the economy and offsetting the apparent decline in this article.

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing contributors to American values (and the economy). Give the 1,000,000 Squared plan a chance to work.

From Where Should We Have Learned Our Lessons - 1929? Try 1873

If the issue is credit (or funds) for financial transactions and (as an example) the Fed is attempting to provide liquidity along with the Federal Goverment through the 700 Billion, why not tap another resource of money to help in the mortgage/banking crisis, Immigration.

The problem with the housing market is not enough money or enough buyers with money. As a modest proposal, issue special visa's that align individuals after 10 years for American Citizenship for 1,000,000? A million entrants into the US with a 1,000,000 would provide not just an immediate injection that would dwarf the 700Billion, but it would provide an opportunity for all those 10,000 (and more) foreclosed homes to be sold, occupied, sales tax, property tax and more to be provided for?

The fact of the matter is America is the "ultimate gated community" in terms of people trying to get in. It is in fact American Dollars that are being funneled out of the country either through oil transfers to the middle east or through the walmart effect of industry. Trillions are sitting in the sidelines in Asia (China & India) or the Middle East and even in Russia (the recent oil boom and gas shipments to EU).

The problem is not "too much" immigration, its not enough of the right immigration. Fill the empty homes, refund the banks and financial institutions, and get the economy back on track through high income, high talented, risk taking, willing supporters of American values. Give the 1,000,000 Squared plan a chance to work.